What is Vietmoney? Is there a scam? How to borrow money from Vietmoney?

Vietmoney is a money lending unit with the most convenient variety of financial services today. You are having financial difficulties and are suggested to borrow money from Vietmoney but do not know what Vietmoney is? Is it really reputable? Then let's learn about this financial company with Banktop right here.

What is Vietmoney?

Vietmoney, whose full name is Viet Money Joint Stock Company (Viet Money Jsc), is a company operating legally in the field of finance and banking, established on September 18, 2016 in Ho Chi Minh City. Vietmoney provides a variety of financial services according to the standards of a retail bank, including:

Pawn service.

Buy and sell old stuff.

Small business credit.

Service payment.

Financial credit.

In order to bring the most convenience to customers, Vietmoney is also the first financial company to apply financial technology (Fintech) into its operations. After more than 5 years of establishment and development, Vietmoney now has more than 16 transaction points in Ho Chi Minh City and has supported thousands of customers with financial difficulties.

Basic information about Vietmoney

Legal status	VietMoney Joint Stock Company
Office address	No. 616-618 Ba Thang Hai Street, Ward 14, District 10, Ho Chi Minh City
Tax code	0314001526
Legal	Trademark and intellectual property protection certificate dated 11/27/2018
Loan interest rate at VietMoney	Ranges from 2% - 5%/month

Vietmoney pawn shop review

Vietmoney attracts a lot of attention from customers who need financial support because of the many advantages it brings. However, there are still many limitations, as follows:

Advantages

Credit limit is quite high, customers when in need of loans can borrow up to a few dozen to several hundred million dong.

Support pawn, product pricing up to 90% of the product's value.

Simple registration procedures and documents, approval and receipt of money only after 30 minutes.

Borrower information is absolutely confidential.

The pledged property will be sealed and protected carefully and intact according to the commitment of both parties.

Property value insurance up to 100%.

Limit

For pawn properties that are cars and motorbikes, they will be charged for storage and storage.

Collection of fees for appraisal of collateral for properties such as: Jewelry, precious stones, gold bars, diamonds, high-end watches, real estate or other special products.

Does Vietmoney scam customers to borrow money or pledge?

Vietmoney is a financial unit that has been granted a certificate of trademark and intellectual property protection in accordance with the law. It works like a Retail Bank. With such full legality, it can be seen that Vietmoney operates completely transparently, clearly and fraudulent information is not real.

Moreover, looking at the achievements that Vietmoney has built up during more than 5 years of establishment, further affirms its prestige. Customers can rest assured to choose Vietmoney when facing any financial difficulties.

Constantly expanding the market with more than 16 transaction points in Ho Chi Minh City.

Received the prestigious award "Top 100 Best Products - Services for Consumers" in 2017.

VietMoney cooperates with many big partners such as Vietinbank, Momo Wallet, Viettel, etc.

In 2018, the Indochine Investment financial fund invested in VietMoney to further expand its business model.

What types of assets does Vietmoney accept as a pledge?

Currently, Vietmoney is accepting the following items as pledge:

Jewels

Gold Bars

Real estate

Phone

Computer

Clock

Houseware

Auto and Moto

Camera

Nice sim number

Office equipment

Note: Vietmoney only supports those who are living and working in Ho Chi Minh City and does not support mortgage of all kinds of papers.

Vietmoney pawn loan conditions

To get a pawn loan at Vietmoney, customers need to meet the following conditions:

Be a citizen with nationality in Vietnam, over 18 years old.

Have a stable income and be able to pay off debt.

No bad credit history.

Have suitable collateral.

Prove the purpose of using the capital.

There is a proposal for a debt repayment plan.

Instructions on the process of borrowing money, pawn Vietmoney

There are 2 ways to borrow money and pawn at Vietmoney as follows:

Pawn directly at the store

Step 1: Bring necessary documents, documents and collateral to the nearest Vietmoney store.

Step 2: Provide full personal papers and collateral for Vietmoney, staff conduct property valuation.

Step 3: Fill in the correct information in the Form and sign the contract.

Step 4: Collateral will be sealed and reconfirmed in condition before being placed in storage.

Step 5: Disburse cash or transfer money to customers, end the transaction.

Vietmoney pawn online

Step 1: Sign up

Access Vietmoney's website by following the link: https://camdo.vietmoney.vn/. Then fill in the information according to the form provided by Vietmoney, including: Full name, phone number, amount to borrow, property description, property image.

Step 2: Review

After receiving the information, Vietmoney staff will conduct an appraisal and valuation for your property. After finalizing the price, Vietmoney staff will come to the place to receive the mortgage free of charge.

Step 3: Disbursement

Immediately after receiving the property from the customer, signing the contract, the money will be disbursed directly or transferred to the customer.

Step 4: Payment

When the contract expires, Viet Money will hand over the assets that were originally sealed, committing all customer information to be absolutely confidential.

Instructions for payment of Vietmoney loans

How to pay Vietmoney loan is very simple and convenient, you can do it in 1 of 3 ways below:

Loan payment via Vietmoney application

Step 1: Open and log in to Vietmoney app.

Step 2: Select the loan payment item.

Step 3: Enter the information and the amount you need to pay.

Payment by bank transfer

Make a transfer to Vietmoney's account according to the following information:

Beneficiary: VIET MONEY JOINT STOCK COMPANY.

Beneficiary account number: 1102 888 888.

Bank: Asia Commercial Joint Stock Bank ACB – Ho Chi Minh Branch.

Content: Surname AND NAME – PAYMENT CONTENTS – CONTRACT NUMBER – AMOUNT

Payment in cash

Customers can schedule payment at home for Vietmoney's staff to collect money. Or go directly to the nearest Vietmoney transaction office/store for instructions on cash payment.

Note: Please save the payment receipt so that in case the loan is not paid, there will be evidence for comparison.

How much is Vietmoney's pawn interest?

Depending on the type of collateral, Vietmoney will have different interest rates. Vietmoney guarantees a lower interest rate than the State's regulations and is divided into 3 levels as follows:

Low interest rate: from 2% - 3%/month

Average interest rate: from 3% - 5%/month

High interest rate: from 5% to more/month

Information about Vietmoney Call Center 24/7 Customer Care

If you have any questions during the application process, loan procedure, payment process or during the loan process, please contact Vietmoney's Customer Care Center immediately at hotline: 1900 8009. Call center customer support 24/7, including holidays or holidays, Tet.

List of Vietmoney pawn branches

Currently, Vietmoney only has head office and branch in Ho Chi Minh City. To find out which branch you are near and more convenient for the transaction process, please refer to the list of Vietmoney pawn shops here: https://www.vietmoney.vn/lien-he/.

Some questions when applying for a Vietmoney mortgage

Does VietMoney have access to contacts?

To avoid VietMoney accessing your contacts and stealing information, it's best to borrow money on VietMoney's official website. According to the experience of the forerunners, it is best not to access loans via phone applications to avoid future inadequacies.

Is it possible to hold multiple items at once?

Of course, VietMoney will appraise all the items you bring as a pawn.

Does VietMoney liquidate old goods?

Yes, for inventory items, customers in debt, property ownership belongs to VietMoney, VietMoney will liquidate those items.

Does VietMoney have a phone sim card?

VietMoney only holds a beautiful, high-value phone sim. The normal phone sims do not.

Conclusion

If you are still wondering whether to borrow money? Vietmoney or not, hopefully the above article will be the most useful advice for you. We hope that the information we have shared above will help you know how to borrow money easily and quickly at Vietmoney.

The article was edited by: Banktop.vn