What is H5 CityCredit? Is there a scam? Should you borrow CityCredit?

City Credit is one of the units that provide fast disbursal credit services with especially competitive interest rates. City Credit's unsecured loan packages are also more diverse than other units in Vietnam. If you are not familiar with this credit lender, let's explore in detail what is H5 CityCredit? Is there a scam? Should you borrow CityCredit? in the analysis below.

What is H5 CityCredit?

H5 CityCredit is an online loan application that helps customers to set up loan documents and apply for simple loans at home. No need to take time to travel, no need to wait for the completion of complicated procedures like when applying for a traditional loan. So many people have chosen to look to CityCredit when having financial problems.

In particular, CityCredit also supports customers who can borrow up to VND 40 million through unsecured loans. This greatly supports customers who are in need of loans to carry out investment activities.

The currently applied CityCredit interest rate is also extremely favorable, reasonable and especially competitive with other credit lenders.

Review CityCredit online loan application

To evaluate CityCredit, we need to consider all aspects. Includes the following pros and cons:

Outstanding advantages when borrowing money at H5 CityCredit

CityCredit supports customers with a loan limit of up to 40 million VND

You can apply for a loan at home without having to wait time or meet in person

Interest rates and service fees are transparent and transparent

Simple documents and procedures for quick approval of documents

No need to prove personal income or have a guarantee document, still get loan support

No need for collateral, just need ID card/CCCD to get a loan

Nationwide loan support

Limit

CityCredit's loan limit is not much, only about 1 - 10 million / loan

Short loan period only 1-3 months

Loan limit, term and interest rate H5 CityCredit

Before borrowing, you need to pay attention to the limit, term as well as interest rate of CityCredit as follows:

Borrowing limit

CityCredit's loan limit ranges from VND 1.5 million to VND 40 million, flexible according to each loan package. Specifically, you can choose from the following loan packages:

H5 Waka Credit: 10,000,000 VND

H5 Super Loan: 10,000,000 VND

Lien Hoa wallet: 20,000,000 VND

H5 CityCredit: 40,000,000 VND

H5 Happy Loan: 10,000,000 VND

Interest limit

CityCredit loan interest rate will be limited from 1 to 1.5%/month

Loan maturity date

CityCredit is currently extending the loan period from 3 months to 6 months

Conditions for borrowing CityCredit

If you are in need of a CityCredit loan, you need to fully meet the following conditions:

If you have a stable monthly income, you will be given priority for quick application

Accommodations located in major cities will be given priority

Customers using phones with the prefix 09 will have the flexibility to quickly approve loan applications

Have a bank account number to receive money

Phone number for loan registration need to use zalo

The fastest way to borrow H5 CityCredit

To be able to review your CityCredit loan application as quickly as possible, please follow these steps in turn:

Step 1: Install the application and choose a loan

Install CityCredit application, then register and activate an account to provide information to confirm loan needs.

Step 2: Complete profile information

Fill in personal information including full name, ID card / CCCD, residential address, ...

Step 3: Provide ID photo

To proceed with CityCredit's unsecured loan, customers are required to provide a photo of the customer's ID/CCCD. This is the basis for determining the loan as well as checking bad debt information in the best way. All information on the ID card must match the account establishment information you provided previously.

Step 4: Loan approval

After completing the information on the CityCredit app, please activate the application.

Step 5: Disburse the loan

As soon as the application is appraised, CityCredit will disburse immediately to the customer. And you can immediately withdraw that money for personal use.

CityCredit contact information

To contact CityCredit to answer questions, please contact in the following ways:

Address

CityCredit is located at Rosana Building, Nguyen Dinh Chieu, Da Kao Ward, District 1, HCMC

Working time

CityCredit's working time is 24/24, customers can make a loan application whenever they need a financial loan.

CityCredit phone number

For inquiries about loan service packages, you can directly contact the hotline: 035.967.6010

Some frequently asked questions

In addition to the above issues, when using CityCredit's unsecured loan service, you also need to capture other information including:

Is City Credit a scam?

Currently, CityCredit supports customers with interest rates of 8.1% - 12%/year. This is the interest rate that is still within the framework of interest rates on unsecured loans prescribed by Vietnamese banks. Customers only need to provide ID/CCCD information so that the counselor can assist in verifying whether there is a bad debt or not, then proceed with disbursement.

What should I do if I do not receive OTP messages?

If you have applied for a loan, but there is no OTP verification code sent to your device, you can immediately contact CityCredit's customer care department at 0359676010 (9:00 - 18:00: 00) for quick support from consultants.

How much is the loan interest rate for H5 CityCredit?

The current interest rate CityCredit applies to customers is only 8.1% - 12%/year.

Loan CityCredit does not pay how to do?

If the customer proceeds to borrow CityCredit but does not repay, the consultant will contact to urge the loan payment. In case the customer still deliberately fails to make the loan payment as committed, it is possible that your credit information will be converted into bad debt and transferred to CIC. Once you have become a customer with bad debt, it is difficult for you to get more credit or get a bank mortgage.

Conclusion

Here are the details related to CityCredit for your reference. H5 CityCredit is currently one of the credit lending addresses with the most attractive incentives today. If you are having financial problems, you can contact CityCredit for support.

The article was edited by: Banktop.vn