Today, many people are aware of the importance of life insurance and want to buy it for their family to protect their interests in the event of a risk. However, people are still worried that do not know whether the insurance is reputable? Which insurance package should I choose? The following article nganhangnongthon will answer the questions of the majority of customers What is Baoviet insurance? Is there a scam? Read all of the information below to get the correct answer!
About Baoviet insurance
Currently, the insurance market has many companies that trade and provide this service. In which, Bao Viet Insurance is one of the reputable insurance companies, with the number of customers increasing steadily every year.
What is Bao Viet Insurance?
Bao Viet Insurance is the name of the company that provides health insurance and health care packages for all customers, whether individuals or businesses. When customers buy Bao Viet Health insurance or Bao Viet Healthcare, they will enjoy benefits such as: medical expenses, accidents, surgery, .... The payment level when buying these packages is very high, can pay a person up to billions of dong.
Up to now, Baoviet Insurance Corporation has had 67 member companies, more than 300 sales departments serving customers nationwide and strong financial potential. With the core business value of wanting to provide customers with perfect services of long-term value, Baoviet is now one of the top enterprises in the ranking of insurance companies in Vietnam.
Bao Viet insurance information
- Company name: Bao Viet Insurance Corporation.
- Address: 3rd floor, No. 19 Alley 59 Lang Ha, Thanh Cong Ward, Ba Dinh District.
- 10th floor, Bao Viet Building No. 233 Dong Khoi, Ben Nghe Ward, District 1, Ho Chi Minh City.
- Hotline: 0966.795.333 – 0983.918.966 VND
- Website: https://www.baoviet.com.vn/
History of Baoviet insurance company
Bao Viet Insurance Company was established in 1965 until now, more than 40 years of development Baoviet has also confirmed its position in this field. The process of formation and development of Baoviet insurance company is summarized as follows:
- 1964: Vietnam Insurance Company was established.
- 1965: The company officially entered into non-life insurance business.
- 1965 - 1974: Serving a small group of customers who are state economic units doing business in the field of import, export and shipping in the North.
- 1975 -1982: Become the largest and only state-owned insurance enterprise in Vietnam.
- 1989: Developed into Vietnam Insurance Corporation.
- 1996: Ranked as one of the 25 largest state-owned enterprises in Vietnam.
- 1996 - 2007: Baoviet continued to diversify and improve the quality of products and services.
- 2007: Changed its name to Bao Viet Insurance Corporation.
- 2013: Increased charter capital from VND 1,800 billion to VND 2,000 billion, becoming the leading enterprise in terms of charter capital scale in the field of Non-Life Insurance in Vietnam.
Achievements of Baoviet Insurance
After the development process, the company has achieved many outstanding achievements such as:
- Become an insurance company with a service network of 65 member companies, more than 300 transaction points, more than 100,000 professional staffs.
- Received a certificate of commendation from the President for his contributions in social security work.
- Receive the first-class labor medal and the second-class independence medal awarded by the state every year.
- Received emulation flag from the Government, letter of praise from the President.
- Voted as the best insurance company in Vietnam by Global Banking and Finance Review (UK).
- Leading the list of reputable insurance companies surveyed and announced by the Report.
- Received the certificate of "Quality Supplier" by the international monitoring organization in cooperation with the scientific contract of the Vietnam Enterprise Institute.
- Being workers is the strong brand of the country.
- Voted by HR Asia as the best place to work in Asia.
Current Baoviet insurance packages
Baoviet's insurance products are very diverse. Currently, Baoviet provides insurance packages for both individual and corporate customers.
Bao Viet insurance package for individual customers
Car insurance: With reasonable costs, customers who buy auto insurance will enjoy quick and professional compensation benefits. Car insurance packages include: compulsory package, universal package, advanced package to meet customer needs anytime, anywhere.
The convenient services of auto insurance in Baoviet are as follows: Free rescue service, accident handling service, complaints, compensation, quick compensation service, etc.
Health insurance: When participating in the health insurance package at Baoviet, customers will enjoy the following benefits:
- Coverage for medical expenses and emergency transportation.
- Coverage for hospitalization and surgery.
- Personal accident insurance 24/7.
- Personal life insurance.
International travel insurance: This insurance package will accompany you on travel, business trips, visiting relatives, studying abroad, etc. Joining the international travel insurance package, customers will be guaranteed a comprehensive range of benefits before all Unforeseen risks when abroad. Conveniences of this package include: Up to 180 days of continuous coverage, worldwide coverage, free travel assistance (visa procedures, vaccination requirements, information) Embassy,…),…
Private home insurance: Protect your home against all risks such as fire, explosion, thunderstorm, storm, flood, theft, etc.
Motorcycle insurance: Participating in Baoviet motorbike insurance package, you will be responsible for indemnifying when your car encounters risks such as: vehicle fire and explosion, civil liability insurance for vehicle owners and accidents of occupants, bodily damage with the driver and the person sitting with…
Baoviet insurance package for corporate customers
- Cargo insurance: In case the goods meet with risks during transportation, causing loss or material loss, insurance will pay a reasonable rate.
- Technical insurance.
- Property insurance.
- Mixed hedging.
- Liability insurance.
- Workers insurance.
- Ship insurance.
- Satellite insurance.
- Oil and gas insurance.
- Aviation insurance.
- Motor vehicle insurance.
Frequently asked questions about Bao Viet insurance
Baoviet insurance government or private?
Bao Viet Insurance is a Vietnamese state-owned company under the Ministry of Finance. Established in 1964, the company now has a stable and growing customer base nationwide with a wide range of products. By 2007, the company was transformed into Bao Viet Life Corporation operating under the model of one member limited liability company with 100% capital owned by Baoviet Group.
Is Baoviet insurance good or not?
Bao Viet Insurance is one of the companies that is often right at the top of the list of reputable insurance companies. In the Bao Viet achievements section above, we also see the quality of service that the company brings to users. Therefore, if you have a need to protect the health of yourself and your family, you should choose Bao Viet.
Is Baoviet Insurance a scam?
As mentioned above, Bao Viet is an extremely reputable company in the insurance field, so there can be no fraud. Some information affirming the prestige in Baoviet's profession that you can refer to below:
Long history of construction and development
Bao Viet is a company established for a long time and has developed a wide network continuously over the past few decades. The continuously increasing number of subsidiaries, branches, transaction points and employees is also a factor confirming the company's prestige.
There is legal protection
Bao Viet Insurance is a state-owned company with 100% of domestic capital protected by the Ministry of Finance. Vietnamese law always creates favorable conditions for Baoviet to provide financial solutions, safe and sustainable personal health protection.
Supported by the media
Bao Viet Insurance is not an emerging name in the field of health protection, but has appeared in many mainstream newspapers and television stations, encouraging people to join the insurance package. Because Baoviet products bring practical benefits, ensuring health for themselves, their families and society.
Pay benefits according to the contract
After the agreement and agreement to sign the contract is completed, if unfortunately there is a risk, Baoviet will pay the benefits according to the items listed in the previous contract. In particular, Baoviet is one of the leading companies in the list of largest life insurance companies in the market.
Why do people think Baoviet insurance is a scam?
Although there are many benefits mentioned like this, there are still many streams of information online, with titles saying that Baoviet insurance is a scam. So why are there such reviews? Most insurance companies will operate under a multi-level model to increase revenue. Meanwhile, multi-level is a very sensitive phrase because it often entails fraud and dishonest business.
However, people must understand that multi-level is not bad, but because when this model was imported to Vietnam, many bad guys transformed it to deceive and appropriate property. Although insurance operates under this model, it has been licensed by the government to operate legally, so you can rest assured and trust it.
Some other misunderstandings about insurance that make many people think Baoviet is a scam are as follows:
Impersonating a Baoviet employee
Many subjects claimed to be consultants, representatives of Bao Viet insurance to give wrong information, cheat customers and then disappear. Many customers complain that they advise until they receive the money but can't find it, the contract is checked out as a fake contract, etc. This is what leads to many people misunderstanding that Bao Viet is a fraud company. . To know if you are being scammed or not, you should check the contract carefully, the consultant's information, go directly to the office to pay.
Haven't been properly consulted, don't understand the product benefits
When the customer receives the contract, the contract has clearly stated the terms, regulations and interests of the customer corresponding to the protection product package. However, the vast majority of customers when buying insurance ignore this information carefully, only listen to advice, or "respect" relatives, friends,.... sounds superficial, so when encountering a new case, panic assessment of fraud, insurance is not true.
In fact, each amount of insurance is paid appropriately, depending on the package you buy, there will be different payment rates. If you buy this package and the customer asks to pay the benefits not in the contract, it is completely impossible. Therefore, before signing a contract, everyone should read the terms carefully, if you do not understand, ask immediately for answers.
The customer does not comply with the terms of the contract
In addition to the above reasons, there are also some cases that lead to fraudulent Baoviet seals such as:
- Customers who do not pay the recurring fee on time: If the premium is paid late or the customer does not pay on time, the insurance will usually automatically deduct from the value of the overpaid contract. This results in a lower contract value than the original.
- Customers who declare untruthful health information: Many people want to take advantage of insurance, so they declared incorrect information, hid their illness, etc. Until the re-examination, they want to use insurance to pay, but they can't tell the fraudulent company or insurance fraud. Before deciding to join the insurance, the staff advised that people with a pre-existing medical history will be excluded from the disease by insurance, not accepting compensation.
- Early withdrawal of Baoviet insurance: Only when customers participate and pay the full amount on time according to regulations, they can withdraw the original agreed amount. If the person withdraws the insurance money early and terminates the policy before the policy, the customer will both lose the protection and not collect the initial value.
Thus, the above article nganhangnongthon has answered your question What is Baoviet insurance? Is there a scam or not? Today, participating in insurance has been trusted by many people. This is considered as a proactive way to protect your health and save money. Hopefully, the above content is useful to readers.
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