Borrow money according to Viettel sim Currently very popular, because the loan limit is up to 70 million, the procedures and conditions for borrowing are quite simple. Any customer can choose to borrow in this form. So what is the current loan interest rate? What are the top 3 fastest disbursing online loan companies? Please follow the article.
Summary of Installment Loan Package with Viettel Sim
Loan form | Borrow money quickly with Viettel sim |
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Borrowing limit | Min 10 million – maximum 70 million VND |
Interest rate | From 1.4%/month – 2.95%/month |
Support area | Nationwide in 64 provinces |
Loan approval age | 18 years old - 60 years old |
paperwork process | Cmnd + household registration book + genuine viettel sim card. |
Browsing conditions | For viettel sim subscribers who have registered their name and have been active for 6 months or more. |
What is Viettel Sim Loan?
Borrowing money according to Viettel sim is a form of online loan applied to subjects who are Viettel sim owners. This form of unsecured loan is chosen by many people, because there is no need for collateral and no proof of income.
The form of loan via Viettel sim is suitable for customers in need borrow money online Fast, just need CMDN and household registration with Viettel sim number to be eligible for a loan
Disbursement time is only within 12 hours after the loan contract is approved. Because the lending institution will not take time to come to your home to appraise the property.
Evaluation of Advantages And Limitations When Borrowing Money Through Viettel Sim
Advantages
Borrowing money under Viettel sim has the following benefits:
- High loan limit up to 50 million VND.
- Flexible loan term, up to 3 years.
- Pay off the loan at any time.
- Disbursement time is only after 12 hours.
- Preferential interest rate is only 1.5%/month based on decreasing balance.
- No property appraisal or proof of income is required.
- Free loan application fee
Limit
- Appraisal exemption only for Viettel sim owners, other sims must prove their income.
- The maximum loan limit depends on the usage period of Viettel sim.
- Interest rates are usually much higher than other forms of unsecured loans.
- The loan approval rate is actually quite low
Unsecured Loan Limits and Interests According to Viettel Sim
Currently the interest rate of the package monthly installment loan According to Viettel sim, there will be 3 different levels.
- Level 1: Interest rate is 2.95%/month, loan term is 24 months, loan limit is from 10-25 million VND.
- Level 2: Interest rate is only 2.17%/month, loan term is 24 months, support loan from 10-40 million VND.
- Level 3: The lowest interest rate is 1.4%/month, installment payment in 24 months, maximum loan support is 50 million VND.
Conditions for Loans According to Viettel Sim
Conditions for unsecured loans under Viettel sim, customers need to meet the following:
- Customers from 20 to 60 years old, have full legal responsibility.
- Having Vietnamese nationality and living and working in provinces and cities across the country.
- Stable monthly salary, ability to pay in installments.
- The customer has no history of bad debt at any bank/financial company.
Consumer Loan Profile According to Viettel Sim
File quick loan According to the current Viettel sim, the following documents are included:
- Personal documents: ID card/ID card.
- Notarized copy of household registration book/KT3 book.
- Sim Viettel is the owner of the customer.
The Process of Borrowing Money with Viettel Sim
The process of borrowing money according to Viettel sim includes the following steps:
- Step 1: Customers go to bank branches to apply for a loan with Viettel sim.
- Step 2: Fill out all the information in the loan application form according to the available form of the bank.
- Step 3: The bank checks the documents and approves the documents within 12 - 24 hours depending on each bank.
TOP 3+ Best Viettel Sim Card Loan Units Online Registration
The top 3 best units to lend money according to Viettel sims registered online today are F88, FE Credit and Tima. Follow the details below.
F88
F88 is known as a credit company associated with many investment funds and banks. When borrowing with Viettel sim at the company, customers will be disbursed quickly and the procedure is very simple. F88 currently has many incentives when customers borrow money according to Viettel sim such as:
- Applications are approved online within 10 minutes.
- Customers only need to provide information about Viettel SIM registration number and ID card.
- No need to go directly to the branches to sign the contract loans.
- Disbursement to borrower's account within 2-3 hours.
- Loan limit, up to 70 million VND.
- Customers do not need proof of income.
Tima
Tima.vn is a website under the Tima Group Joint Stock Company specializing in providing loan products in many forms to meet all requirements of customers.
Advantages when borrowing money under Sim Viettel at Tima.vn:
- Disbursement time is very fast in just one day.
- Preferential interest rate is only from 1.5%/month.
- High limit from 10 to 50 million VND.
- Loan procedures online quickly, no need to go to the office.
- Dossiers are free of charge.
- Maximum loan term is up to 36 months.
- Payment methods are very flexible.
- 24/7 support staff, dedicated, attentive.
FE Credit
FE Credit is famous for its brand name Credit consumers, the company received a lot of positive feedback from customers.
When borrowing money according to FeCredit's Viettel sim, you will receive many benefits such as:
- Customers with household registration outside the province/city with a representative office of FE Credit are also eligible for loans.
- Preferential interest rates from only 1.4%/month.
- High loan limit from 10 to 50 million VND.
- Flexible loan term from 6 to 30 months.
- The company does not need to appraise assets such as houses, motorbikes, etc.
- Customers can pay in installments weekly/quarterly/monthly.
Home Credit
This is one of the largest financial groups in our country with the main investor being a prestigious financial group in Europe, PPF. Borrowing money with viettel sim at Home Credit, you will receive the following incentives:
- Interest rates are from 1.5 to 5% per month depending on the loan limit.
- Maximum loan limit is 50 million VND.
- Without collateral property.
- Disbursement time is quite fast from 24 to 48 hours.
- Sign the contract at home if the customer requires.
VPBank
Currently, VPBank is also implementing a loan service with viettel sim card, which is chosen and trusted by many customers.
Advantages when borrowing money via viettel sim at VPBank:
- Loan interest rate is from 1.5% per month for sims with a lifespan of 2 years or more.
- Quick approval time – 24 hours.
- Customers who have finished paying off bad debts can still apply for loans.
- Those who are paying in installments in other places can still participate in borrowing.
- Support consulting both office hours and outside working hours.
Avay
Partner | Avay – Loan under Viettel sim |
Interest rate | 18 - 36% |
Level | ten million – 80 million |
Duration | 36 month |
Income | 3 million |
Endow | Interest rate according to the decreasing balance |
Fee |
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Should I Borrow Money With Viettel Sim?
Here is a summary of the reasons why you should borrow money with Viettel sim:
- This is a form in which a borrower of Viettel only needs to be a Viettel subscriber owner to be able to get a loan.
- Customers will receive the loan quickly within 30 minutes and the bank will not come to the customer's house to verify the scene or living address.
- For this product, you can borrow up to 50 million VND in 24 months, the applicable interest rate is only from 1.5%/month.
- When registering for a loan with a Viettel phone sim card, you will be registered, supported with procedures and receive cash right at the nearest bank branch or post office.
- There are many preeminent features such as borrowing money with just ID card, household registration, unsecured loans and no proof of income.
Some Questions When Borrowing Money With Viettel Sim
What is the current limit for installment loans via Viettel sim?
Currently, financial companies support loans from 10 to 70 million VND. Banks only support credit cards.
How long does it take to disburse the loan?
When borrowing money via Viettel sim, customers will receive money from 2 to 3 working days.
Besides Viettel sim, is there any support for Mobi and Vina sims?
Financial companies such as Home Credit, HD Saison, Fe Credit, etc. all support loans through sim cards Viettle, Vina, Mobi...
Can bad debt borrow money via Viettel sim?
Customers with bad debt from group 3 to group 5 will not be able to borrow money via sim. For customers with group 2 debt, the ability to borrow money through a sim card is still available but low, depending on the delay time, what is the reason for the delay.
Is there a service fee to borrow money through Viettel sim?
Customers do not have to pay any service fees when applying for a loan via Viettel sim
What conditions does Viettel sim need to meet?
Must be the owner and use for 6 months or more, the longer the period of use, the greater the opportunity to borrow.
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Conclusion
Above is all information related to borrow money according to Viettel sim and top 3 fastest online lenders. Hope you have learned more useful information. If you still have questions, please leave a comment, we will answer specifically.
Information edited by: lamchutaichinh.vn
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