To borrow money at Shinhan Finance you should learn Shinhan Finance appraisal process how, is it easy to get a loan and specific loan conditions. To learn more about this content, Banktop will present you with the most complete information.
What are the advantages of borrowing money from Shinhan Finance?
Shinhan Finance is one of the largest and reputable financial companies today, supporting almost all customers with diversified and flexible loans. Some characteristics when customers borrow money at Shinhan Finance can be mentioned as:
- Support loan limit 10 to 12 times in the form of salary loan.
- The loan period lasts 48 months, the loan application is simple and fast.
- Stable interest rates compared to other financial companies.
- Customers are kept confidential information safe.
- Dedicated 24/7 customer support.
Conditions to apply for a loan from Shinhan Bank
To qualify for a loan at Shinhan Finance, customers need to meet the following conditions:
- Have the age of 20 years or older, are Vietnamese citizens.
- Have all valid ID/CCCD or Passport documents.
- Household registration book or temporary residence certificate certified by the locality.
- Documents related to the form of loan such as payroll, labor contract, electricity and water bills, Internet, etc.
How does Shinhan Finance's appraisal process work?
Before receiving the disbursement amount from the Shinhan Finance unsecured loan, your application needs to go through the appraisal process from the lender. To know how the Shinhan Finance appraisal process is, you can go through the 3 stages below.
Loan consulting
The first is to advise customers on loans, you will be supported by Shinhan Finance staff to introduce loans and choose a loan package suitable to your limit and desired needs.
You can contact Shinhan Finance's support call center to have all your questions answered and the staff will provide information on conditions. documents when applying for a loan at Shinhan Finance so you can prepare in advance.
Enter the borrower's profile into the system
After you proceed to complete the loan application. The system will record your profile and enter the borrower's information into the system. Shinhan Finance has an information system to store customer information, which helps to make the loan search and approval process faster.
Loan approval and disbursement
The review department at Shinhan Finance will start evaluating your loan application. By checking and comparing personal information to see if it matches on paper, checking credit history, accuracy of documents, etc... of customers.
If the loan application is valid, you will be notified by Shinhan Finance staff to go directly to the branch, transaction office of the unit to sign the contract. After signing the completed contract, you will be disbursed the loan amount at Shinhan Finance.
See more: Shinhan Finance scam is the truth?
How long does the Shinhan Finance appraisal process take?
After you complete the application, the appraisal process will be done in 1 day. Depending on the amount of loan limit you borrow, there will be different time periods, with a small loan limit, it may take 1-2 days for you to receive the loan result approved or not.
In addition, if the profile you provide when registering is incorrect and contains a lot of information, additional information will need to be added to complete, and the verification process will also take longer. Therefore, when you borrow at a branch or transaction office of Shinhan Finance, the appraisal and disbursement time can take 3-7 working days.
See more: Shinhan Finance loan lookup
Is information confidential when appraising at Shinhan Finance?
As we mentioned, Shinhan Finance is a large financial company and legally operating in Vietnam. All transactions and loan procedures of customers are passed through detailed processes. The information reception and censorship department is also very safe and strict. So you don't have to worry about information security when appraising at Shinhan Finance.
Shinhan Finance also has a commitment to customers when making loan applications, it will absolutely ensure that your personal information is 100% safe and secure. It can be seen that Shinhan Finance is very interested in the issues customers are concerned about and always wants to provide the best products and services to its customers.
Conclusion
Through the above post of Banktop you can also know more details about Shinhan Finance appraisal process to be able to choose the right unit when taking out a loan. If you are interested in financial companies that are safe, secure and support good services, do not ignore the company name Shinhan Finance.
The article was edited by: Banktop.vn
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