FE Credit is one of the financial companies that many people are interested in using. Because FE Credit offers a variety of loan product packages, simple procedures and higher loan limits than traditional banks, it has attracted the attention of consumers. The payment and management, contract checking is also extremely simple and fast, helping customers best manage their loans, be more proactive in making payments on time.
Let's find out with lamchutaichinh.vn how to look up and liquidate FE Credit contracts The most accurate online through this article.
About FE Credit
FE Credit is one of the leading financial companies in Vietnam, developed from the consumer credit segment of Vietnam Prosperity Commercial Joint Stock Bank (VP Bank). Over 10 years of operation, FE Credit has established a strong foothold in the Vietnamese financial market.
With more than 13,000 points of sale spanning provinces and cities nationwide, combining more than 9,000 partners, the number of employees is up to 17,500, improving the quality of service for more than 10 million potential customers who are facing financial difficulties.
FE Credit provides loan product packages, advises and supports customers to solve difficult financial problems, the procedure is simple but highly effective, so many customers are interested in using FE Credit's services.
Currently, FE Credit's loan products include:
- Cash loan
- Loans for purchase of electrical appliances in installments
- Installment car loan
What is FE Credit contract liquidation?
Contract liquidation means paying the entire loan amount in one go, terminating the contract when the loan term has not ended.
If the effective contract period expires and the customer has paid in full, FE Credit will automatically liquidate the contract for the customer.
In case the customer wants to liquidate the contract before the end of the loan contract, the customer will have to pay a penalty fee. However, if there are conditions, customers should pay as soon as possible because the monthly payment interest will be higher than this penalty fee.
Why should you look up the FE Credit contract?
Look up FE Credit contracts to help customers be more proactive in making payments, capture personal financial contracts, have a reasonable payment plan, avoid late payments, and pay penalty fees that affect them. to the problem of borrowing in the future. When looking up the contract, customers will know:
- Number of installment contracts, loans, etc.
- Amount to be paid monthly and payment deadline to avoid overdue payment
- Credit card balance
- Information related to the loan contract: loan amount, loan term, interest rate, payment amount, etc.
- Payment history
- Penalty fee for overdue payment.
The most accurate way to look up and liquidate FE Credit contracts
To support the fastest and most accurate lookup and liquidation, FE Credit provides customers with 3 quick and convenient ways to look up.
Look up and liquidate FE Credit contracts via SMS
The way to look up and liquidate FE Credit contracts via SMS is the most used by customers because of its convenience, speed and ease of use. Customers compose the following syntax to be able to look up necessary information:
- Look up the specific monthly installment amount: TG (distance) ID card/CCCD/Passport send to 8033
- Look up the amount to be liquidated: TL (distance) ID card/CCCD/Passport to 8033
- Look up the amount due for payment: QH (distance) ID card/CCCD/Passport to 8033
- Look up late payment penalty fee: PP (distance) ID card/CCCD/Passport to 8033
- Look up contract status: HD (distance) ID card/CCCD/Passport send to 8033
In order to quickly and accurately look up FE Credit contracts via SMS, customers need to note a few issues:
- The number of ID card/CCCD/Passport matches the number signed contract with FE Credit.
- The phone number is the same as the phone number registered in the contract
- Look up by SMS, so the cost to look up depends on the carrier the customer is using.
How to look up FE Credit contract via call center
Looking up contracts via SMS requires customers to remember the exact syntax to be able to perform the lookup. In order to avoid the fact that customers cannot remember the syntax to look up, FE Credit has a quick way to look up through the company's switchboard. Customers need to call the switchboard number and will be guided and provided with full information such as: full name, ID/CCCD/Passport number registered in the loan contract, contract number that customers need to check assist.
After providing all the necessary information, FE Credit staff will process it in a short time and respond to the information to customers quickly.
Contact FE Credit call center via hotline (1900 234 588) or customer care department (*5678) for enthusiastic advice and support.
Look up FE Credit contracts online via Website
In addition to looking up contracts via SMS, call center, FE Credit also provides customers with online lookup via website. Customers only need to use a device with an internet connection to access and look up contracts on the website. You can search through the following steps:
Step 1: Visit the website
Customers access the website of FE Credit, select "Look up and pay" then select the information customers need to look up: payment information, payment location, online payment, ...
Step 2: Log in/register for a lookup account
If the customer does not have an account, select the item "register for a lookup account" to create an account. Fill in the required information such as: contract number at FE Credit, ID card/CCCD number, phone number, password, email to proceed with account registration.
Step 3: Look up the contract
After having an account, customers log in to the website to display the information contained in the customer's contract.
The contract lookup is extremely important, helping customers to check contract-related issues as quickly as possible to have a suitable plan, pay on time to avoid bad debt affecting reputation. individual.
Conditions for liquidation of FE Credit contract
In order to liquidate the FE Credit contract, customers need to meet the condition that all debts have been paid including: capital, interest, fees and penalty fees. After the full payment has been made, the liquidation contract will be terminated.
In the condition that the customer wishes to liquidate the contract ahead of time, the following conditions must be met:
- Must pass the first installment period. For example, a customer borrows a loan with a loan term of 6 months, a repayment term of 2 months, so after 2 months the customer can liquidate the entire remaining debt.
- The penalty fee for early payment is from 3-5% of the remaining principal balance.
- Pay the remaining interest from the date of prepayment to the date of contract liquidation.
Instructions for payment of loan contracts at FE Credit
Currently, FE Credit brings convenience to consumers with a variety of payment methods to make it easier and more convenient for customers, suitable to the needs of many customers. Customers can pay through several channels:
Payment via Internet Banking
This is the most popular payment method used by many customers. Many banks have integrated FE Credit's payment service on Internet Banking application. Before paying, customers need to see if the bank they are using supports FE Credit's loan payment.
With each bank, there will be different steps to make transactions. However, there will still be general steps such as: first need to log in to the application, select the bill payment item, select the finance item to search for FE Credit, then enter the contract number to make the payment, ...
Payment via e-wallet
Payment via e-wallet is extremely convenient, customers can pay loans anytime, anywhere, including outside office hours, holidays, and holidays without having to go to the store. With e-wallets, customers can pay at the wallet interface, quick and easy operation. Customers only need to select FE Credit, enter the phone number to use registered on the loan contract, ID card number to confirm and proceed with the steps to pay.
Some e-wallets are used by many customers such as momo wallet, zalo pay, Viettelpay, etc. It is because of the convenience of e-wallets that more and more customers prefer to use them.
Payment through collection points
Currently, collection points are present nationwide, making it easy for customers to pay if they cannot pay on a device with an internet connection. The receivers can be the mobile world, green electronics, FPT shop, convenience stores, etc. spread across provinces and cities across the country.
At the collection points, customers will be supported and guided by staff. Customers need to prepare some information for quick payment:
- The name of the finance company that borrows the money on the loan contract
- ID/CCCD/Passport matches the registration number on the contract
- Some contracts
After the customer provides all the necessary information to the staff, the staff will notify the customer of the amount to be paid and will print an invoice confirming the payment when the customer closes in full.
With the form of payment through the collection points is extremely safe and accurate, however, customers must arrange a time to the collection point to pay. This may not be suitable for some customers with busy work. Therefore, FE Credit understands all customers, offering many payment methods to suit the majority of customers.
Conclusion
Here is some information about how to look up and liquidate FE Credit contracts The most accurate online. Through this article, lamchutaichinh.vn hopes to provide customers with useful information, help customers understand how to look up contract liquidation and payment methods so that they can choose the right method for their needs. personal needs.
The article was edited by: Lamchutaichinh.vn
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