Mirae Asset Company is gradually becoming a safe and reputable lender, receiving a lot of trust from borrowers. So do you know how to look up Mirae Asset loan when borrowing here?
If you have not or have many unanswered questions, please clarify with lamchutaichinh.vn through the article "Instructions for Mirae Asset loan lookup the simplest" below.
Information about Mirae Asset loan
Mirae Asset Company is currently a part of Mirae Asset Financial Group, headquartered in Seoul, Korea. As a place to provide products and services such as loans, financial investments, life insurance, financial support without collateral or proof of income, bad debts can also be borrowed.
With simple loan procedures and documents, you can apply for a loan online at any time. It is because of these conveniences and credibility that Mirae Asset gradually becomes the first choice of customers with loan needs.
Depending on the needs of the borrower, it will be disbursed to the customer. At the payment term, the customer must complete the payment of both principal and interest, if late payment penalty fee must be paid.
However, not everyone remembers the repayment term, even many people forget, or do not remember how much to pay. That's why looking up a Mirae Asset loan is also very important, but not everyone knows how to look it up.
When to look up Mirae Asset loan contract
In the process of borrowing at Mirae Asset, many people still wonder how to look up the most effective and simple way, so that they can track their loan debt and have a plan to repay it on time.
In some cases, customers should look up Mirae Asset loans such as:
- Forgot the recurring payment due each month
- Want to check how much is left to pay?
- Forgot or lost the transaction code
- Want to check how much debt I have paid
- View payment history
- See more customer information such as interest rate, penalty fee for late payment
The easiest way to look up Mirae Asset loans
Knowing how to look up a loan will help borrowers be more proactive in repaying the loan, avoiding unnecessary fines. Some simple and most effective ways to look up Mirae Asset loans in 2022 that you can refer to
Look up Mirae Asset loan on Website
When there is a need to look up a loan via the Website, customers only need to follow these steps:
- Step 1: Visit Mirae Asset's main website https://mafc.com.vn/tra-cuu-khoan-vay.html
- Step 2: Please enter the contract code provided when applying for a loan at Mirae Asset
- Step 3: Click on the “Search” box and wait for a few minutes. The system will retrieve the data for you immediately.
Look up Mirae Asset loan contract via call center
Looking up Mirae Asset loan via call center is quite easy, including the following steps:
- Step 1: Pick up the phone and call the Mirae Asset switchboard via hotline 18006277 for support staff.
- Step 2: Provide necessary information such as CCCD/ID card, your Mirae Asset loan contract number
- Step 3: Please wait a moment, the operator will retrieve the information and notify you of the issues you are interested in.
In addition to looking up, you can also ask the staff directly about contract-related issues such as penalty fees, interest rates, etc.
Look up through Mirae Asset loan contract
In addition to the above two search methods, you can also directly look up the loan on the Mirae Asset contract to find the information you need. All information is provided in full in the transaction contract.
However, if you lose or lose it and don't remember the contract number, you can go directly to the nearest Mirae Asset transaction office to request a copy of the contract, or request to receive the contract via email ( pdf) when calling the operator.
What information does Mirae Asset loan lookup show?
When you do a Mirae Asset loan lookup, you will be provided with information such as:
- Information about the two parties involved in the transaction.
- Loan term.
- Number of repayment terms, periodic repayment date.
- Loan.
- Interest rates.
- The remaining amount owed must be paid.
- Amount to be paid per period (month).
- Penalty fee for late payment, interest payable.
- Transaction contract number.
Some notes when looking up Mirae Asset loan
To make the search more convenient, customers should note a few things as follows:
- It is recommended to use the phone number that you used when applying for a loan so that the total account as well as the system can easily access loan information.
- The ID/CCCD number must completely match the previous loan registration number.
- Prepare necessary information in advance such as ID/CCCD number, contract number, bank account number receiving money transfer to avoid wasting time when looking up documents online.
How to pay a loan at Mirae Asset
In this article, in addition to providing readers with how to look up Mirae Asset loans, lamchutaichinh.vn also provides readers with convenient ways to pay Mirae Asset loans such as:
Payment via Internet Banking
Currently, the payment of all expenses via Internet Banking has become familiar because of the convenience and convenience it brings. The loan payment is no exception, the borrower can completely pay the loan via Internet Banking.
In order to make a successful payment, customers need to note "enter the correct beneficiary account number" of Mirae Asset and fill in the required information and transfer syntax as required, this helps Mirae Asset to identify the loan application of Mirae Asset. client.
Note that when paying via Internet Banking, borrowers should pay 1-2 days in advance to avoid the bank's money transfer system being faulty leading to late payment.
Customers should pay attention to enter the correct bank account number used by Mirae Asset to avoid entering the wrong number. Here is a list of bank account numbers that Mirae Asset uses:
- Account number: 0601 0270 3688, Sacombank bank, Tan Dinh branch.
- Account number: 700 000 316 521, Shinhan Bank, Ho Chi Minh City branch.
- Account number: 059 704 070 333 666, HDBank, East Saigon branch.
The transfer syntax when paying for a Mirae Asset loan is: “Contract number – Customer name”
Payment via e-wallet
Payment via e-wallet is also an optimal option for many customers. Similar to Internet Banking but simpler operation and faster transfer. For example, loan payment via Momo wallet, Zalo Pay, Viettel Pay ...
For example, how to pay a loan paid through Momo is done according to the following steps:
- Step 1: Open the Momo E-Wallet app and log in.
- Step 2: Select loan payment service Mirae Asset Finance (enter keyword: Mirae Asset in the Search box).
- Step 3: Enter contract number or ID card/CCCD number.
- Step 4: Check the payment amount, select “Continue”.
- Step 5: Check information and confirm loan payment.
Payment at My Finance system
My Finance is a smart consumer loan application that helps borrowers shorten the time to apply for a loan application, simplify the loan process, and help manage borrowers' accounts easily and intelligently. In addition to supporting consumer loans, My Finance also allows loan payments on the application.
To successfully pay off a Mirae Asset loan, users only need to follow these steps:
- Step 1: Download the My Finance app to your phone and access the app.
- Step 2: Go to the Account section and select “My loan”.
- Step 3: Select “Pay now” to proceed with the loan payment.
- Step 4: Select the payment channel and press the “Understood” button.
- Step 5: Check the content and correct the payment amount if entered incorrectly.
- Step 6: Click “Agree” to confirm the payment.
- Step 7: Select the bank you want to pay and fill in the correct account number information for payment.
Payment at the bank
Instead of paying online via Internet Banking, customers can also choose to pay directly through banks and go directly to Mirae Asset's transaction offices for payment.
This method is a bit time consuming but ensures accuracy and has receipts for comparison. In addition, when coming to Mirae Asset's transaction office, borrowers are also supported by enthusiastic staff to answer questions when needed.
Above are some payment methods for Mirae Asset loans that you can refer to and choose for yourself the most suitable payment method.
Some frequently asked questions when looking up Mirae Asset loans
This section lamchutaichinh.vn will help readers answer some questions related to Mirae Asset loans.
Is it possible to extend the loan?
In principle: Borrowers must be responsible for properly performing their payment obligations on time according to the contract. If you want to extend the loan, you should review the terms of the contract to see if there is a loan extension clause. If not, quickly contact Mirae Asset.
You can only extend the payment period when Mirae Asset agrees to let you extend, otherwise the customer is required to make the payment in full and on time.
Can I pay off my Mirae Asset loan early?
You can fully pay off your Mirae Asset loan before maturity. However, you need to meet some of the following conditions:
- Must make sure to pay the first month's installment period and complete all arising costs.
- You need to contact Mirae Asset staff to calculate the total remaining amount to be paid (including principal and interest, related fees incurred under the transaction contract.
What's wrong with not paying the Mirae Asset loan?
Mirae Asset is a legally operating financial company, so it is protected by law. Therefore, the act of borrowing money but not paying it will be considered illegal and depending on the extent, it will be handled according to the law.
In addition, the non-payment or late payment of loans in general and Mirae Asset loans in particular will result in borrowers being subject to overdue interest rates and being listed on the list of bad debts CIC - the system for collecting and store credit information of the Vietnamese state banking system, which makes it more difficult to get loans later.
Conclusion
Through the article "Instructions" Mirae Asset loan lookup simplest" of lamchutaichinh.vn has helped readers have more useful information in searching and paying Mirae Asset loans as well as answering related questions such as Mirae Asset loan payments.
Hope you have understood and can succeed in looking up and paying off Mirae Asset loan easily.
The article was edited by: Lamchutaichinh.vn
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