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The following article will update the latest no-fee ATM card banks today, stay tuned!
Bank cards or ATM cards these days are no longer strange to every person from urban to rural areas.
In order to attract customers to open and use ATM cards, many banks are issuing free ATM cards, even free of charge every year.
The following article will update the latest no-fee ATM card banks today, stay tuned!
Content
What is a bank ATM card?
Bank ATM card is an alternative means of payment for cash payment. This is a tool developed by banks and issued to customers (cardholders) for the purpose of paying bills for goods and services or withdrawing cash at ATMs within the account balance or limit. card credit.
Classification of bank ATM cards
Currently, bank ATM cards are divided into 3 main types, including: credit cards, debit cards and prepaid cards. Each type of card will have different functions and modes of operation, only if customers understand it, they can use the card properly.
Credit card (Credit card)
A credit card is a “pay first, pay later” card. The bank will advance an amount for you to spend. You are then obligated to return it to the bank within a certain period of time from the date it printed the statement. Each credit card will be assigned a certain limit. Customers are not allowed to spend in excess of that specified limit or to spend in excess of the limit but within the limits specified by each bank.
Prepaid card
You don't need to open a bank account to get a prepaid card. Simply top up your card and spend within your spending limit.
Debit card (Debit card)
Debit card is a card used in payment with the stipulation that customers cannot spend more than the existing account balance. When the account has insufficient funds, you will not be able to make payments. At this point, you need to pay more money to your account if you need to continue the next shopping transaction.
Benefits of bank ATM card
The use of bank cards is quite common nowadays and the association between banks has made trading and trading easier and more convenient:
- Make quick transactions at the ATM.
- Payment is very convenient, no need to use cash.
- Convenience in cash withdrawal.
- Greater safety and security.
In addition to the above benefits, ATM cards also help us store money more securely and control spending.
The best no-fee ATM card
Domestic ATM card
Domestic ATM cards include: domestic debit card, domestic credit card and domestic prepaid card. Currently, most ATM cards are made free of charge. Here is a list of the best free domestic card issuers today:
| Bank | Free domestic debit card | Card annual fee | Free domestic credit card | Card annual fee |
| ACB | ACB merchant card, ACB Payroll, student card | Free | ACB Express | No fee yet |
| Eximbank | V-top card | Free | ||
| South Asia | Types of Cards | Free | ||
| SHB | Solid card, Sporting card | Free | ||
| Vietcombank | Co-branded card | No fee yet | ||
| VPBank | Types of Cards | No charges |
International ATM card
International ATM cards with international standards include: international debit cards, international credit cards, international prepaid cards. List of banks that offer free international ATM cards:
| Bank | Issuance fee (thousand VND) | Annual fee (thousand VND/year) | ||
| Visa Debit Card | Visa credit card | Visa Debit Card | Visa credit card | |
| ABBank | Free | Free | 100 | From 100 |
| ACB | Free | Free | 100 | From 300 |
| Eximbank | Free | Free | 150 | From 300 |
| East Asia | Free | From 200 | ||
| BIDV | Free | Free | 80 | From 200 |
| HDBank | Free | Free | 66 | 120 |
| SHB | Free | Free | 132 | From 250 |
| HSBC | Free | Free | Free | From 350 |
| Maritime Bank | 100 | Free | 100 | From 199 |
| South Asia | 50 | Free | Free | From 220 |
| MBBank | 50 | 100 | 100 | 200 |
| Sacombank | Free | Free | From 149 | From 299 |
| SeABank | Free | Free | From 88 | From 330 |
| LienVietPostBank | 80 | Free | 80 | From 150 |
| VPBank | Free | Free | From 49 | From 250 |
| SCB | 50 | Free | 68 | 300 |
| VIB | Free | From 149 | From 199 | |
| TPBank | Free | Free | 110 | From 288 |
| Techcombank | 100 | Free | 150 | From 300 |
Prepaid ATM card
| Bank | Card making fee | Annual fees |
| HDBank | Free | |
| SHB | Free for untrusted cards | Free |
| South Asia Bank | Free | Free |
| Eximbank | Free | Free |
The above are the banks that make the latest updated no-fee ATM cards today, hoping to help you choose the right bank.
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