With the appearance of a series of financial companies in recent years, customers can't help but wonder about the credibility of the companies. You are intending to borrow money from SHB Finance but there are rumors that SHB Finance scam. Find out the truth about rumors with Banktop in the following article.
About SHB Finance
SHB Finance's full name is Saigon - Hanoi Commercial Joint Stock Bank Finance Company, was established in 2016. By the end of 2020, SHB Finance has a charter capital of up to 1,000 billion VND, of which capital source 100% belongs to Saigon - Hanoi Commercial Joint Stock Bank (SHB).
Although only operating for more than 5 years, SHB Finance has developed a network to more than 40 provinces and cities across the country. The main activity of SHB Finance is consumer lending to serve low-income customers, with an average of 3 million VND.
SHB Finance always focuses on developing modern technology in the working process to improve quality and better customer service. With a leadership team with strategic vision, rich experience and high professional qualifications, SHB Finance is highly appreciated for its service quality and reputation.
Why is there information about SHB Finance scam?
Owned by SHB bank with nearly 30 years of operation in the market, there are still many rumors that SHB Finance is a scam. Why is that? The main reason for this rumor is that there is a scammer pretending to be an employee of SHB Finance.
Scammers take advantage of SHB Finance's reputation to pose as consultants and assist in creating loan documents. Tapping into the psychology of customers who want to be disbursed quickly, they have defied tricks and disguised themselves in many forms to appropriate money from gullible and gullible borrowers.
With the rhetoric, support to create high-limit loan documents, low interest rates, quick disbursement, these subjects have taken advantage of the trust of many people. They will create the situation "Customer's phone sim is not genuine, need to update information".
Then borrow the customer's sim and ID card to appropriate the disbursed property. Then return the sim and ID card to the customer and notify that the disbursement file was unsuccessful.
Answer: Is SHB Finance a scam as rumored?
In fact, SHB Finance is an extremely reputable and good financial company. However, there are many elements who take advantage of the reputation of SHB Finance to pretend to be an employee of SHB Finance and make many customers think that SHB Finance is a scam. Therefore, recently, SHB Finance has continuously warned about this situation.
To avoid such fraudulent situations, customers should note a few things as follows:
- When there is a phone call, text message, email claiming to be an employee of SHB Finance, will guide you to register and complete the loan application, you need to be alert and verify the information.
- Absolutely do not provide personal information including OTP code, phone sim, identification documents ... to strangers to avoid information theft.
- Only provide information to employees of SHB Finance when there is a need to borrow money, absolutely do not provide it through intermediaries, even if it is an acquaintance.
- Ask employees to check electronic records stored on SHB Finance's system.
- When suspecting fraudulent behavior, customers should immediately contact hotline 1900 2198 for timely support.
Should I borrow money at SHB Finance?
SHB Finance itself never scams customers. In contrast, SHB Finance is also known as the leading prestigious company in Vietnam. As a large commercial joint stock bank, SHB has a very important influence and ensures 100% transparency.
All regulations and activities of SHB Finance operate according to the criteria of the State and approved by the State. Therefore, there will be no SHB cheating customers, because if so, there will be legal intervention and penalties immediately.
With the desire to provide loan packages to solve the financial needs of customers, including low-income customers, SHB Finance has now attracted a large number of customers to use the service. All customer information is completely confidential.
Besides, customers will be signed a full contract. It can be seen that SHB Finance is a financial company that customers can choose with confidence.
How to recognize scams at SHB Finance
To avoid getting caught up in the scams of SHB Finance impersonators, you need to know the following information. First, the first time you meet a SHB Finance employee, you need to ask the employee to present an employee card.
The card must have full information including: Full name, face image, employee number, especially must have the company's red stamp, strap with brand logo. In addition, you should also actively seek information about the loan to understand the legality of the loan and protect your personal interests.
Carefully read the information on the contract and check the employee card, if you see any suspicious signs, immediately notify SHB Finance via the hotline: 1900 2198 and the authorities for support.
Conclusion
So above, Banktop has shared with you some information around the story "Yes or no SHB Finance scam". It can be seen that you can completely trust to borrow money at SHB Finance, but be very alert and alert to avoid falling into the scams of some SHB Finance impostors.
The article was edited by: Banktop.vn
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