Look up SHB Finance contract is a very important step that borrowers need to know when borrowing at SHB Finance. However, many people still feel confused, difficult and do not know how to look up. The following article Banktop will guide you in detail how to look up loan contracts at SHB Finance quickly and accurately.
What is SHB Finance installment loan contract?
SHB Finance installment loan contract is a legal agreement, clearly stating the terms, rights and obligations of the lender SHB Finance and the borrower. Based on the contract, SHB Finance will hand over an amount to the borrower. At the time of payment, the borrower is obliged to pay both interest and principal as agreed.
In case of late payment, late payment, depending on the level and time, the customer will have to pay additional fees and penalty interest for late payment as clearly specified in the contract.
What information does SHB Finance contract lookup show?
For customers who are borrowing money at SHB Finance, looking up the SHB Finance contract will tell you the monthly payment amount, the remaining amount, the payment term... Looking up the SHB Finance contract will bring you Lots of information for customers:
- Loan period
- Amount borrowed
- Loan interest rate
- Amount paid up to now
- Remaining amount owed
- Amount to be paid monthly
- Fees and interest penalties in case of late repayment.
- Some contracts
- Debt payment term
3+ How to look up the correct free SHB Finance contract
To look up the SHB Finance contract, you can do it in one of the following three ways. All the ways that Banktop guides below are completely free.
Look up SHB Finance contract via Website
Looking up SHB Finance contracts via Website is done completely online, this is a very simple and fast way. You just need to follow these steps:
- Step 1: Access the website of SHB Finance by following the link: shbfinance.com.vn. At the main screen interface on the menu bar select "Look up information".
- Step 2: Next, customers only need to enter information including: Contract number, ID card / Passport number, enter the capcha code on the screen and then click Look up information.
Immediately after that, the system will display specific loan information up to the present time.
Look up SHB Finance contract via call center
The SHB Finance switchboard phone number works 24/7, so you can do this at any time. How to look up the SHB Finance contract via the switchboard is done as follows:
- Step 1: Use the phone number you have registered for a loan to contact *6789 or 1900 2198.
- Step 2: Press the “2” key to meet a support agent with information about the loan.
- Step 3: Provide ID/CCCD/Passport number or loan contract number to the operator. If you forget the loan agreement number, ask the operator to resend the code to the phone message.
- Step 4: A message will be sent to the phone number you have registered for a loan, in addition, you can also ask the operator to assist with other loan-related issues.
Look up SHB Finance contracts through signed contracts
When borrowing at SHB Finance, two parties will sign a contract and each party keeps one copy. In the contract, there will be full information about the loan, interest rate, loan amount, term, payment date, binding law between the two parties...
Therefore, the fastest way is to reopen the contract to look up information about the loan. If unfortunately you lose or lose the contract, please get the contract back in the following way:
- Method 1: Go to the nearest SHB Finance office to confirm and reapply for a copy of the contract.
- Method 2: Or you can contact SHB Finance's switchboard to apply for a re-issue, SHB Finance staff will confirm customer information and resend a scanned copy of the contract to the registered email.
Why look up SHB Finance contract?
If the customer does not look up the SHB Finance contract, it is possible that the customer does not understand the loan information. This will lead to wrong payment, late payment and penalty fee. Therefore, looking up the SHB Finance contract is extremely necessary and brings many benefits such as:
- Look up the payment due date to have a payment plan, avoid late payments and generate bad debts.
- If you forget the contract number, the lookup will help you recover the contract number – a very important information for loan payment.
- Check how much balance is left, how much contract period is left…
- Check the payment amount, late payment penalty fee...
- Look up debt payment history.
- Check the contract code for easier and more accurate payment.
Some notes when looking up SHB Finance contract
To look up SHB Finance contracts quickly and accurately, you need to note a few things as follows:
- Must use the correct phone number registered with SHB Finance to look up contract information.
- The ID/CCCD number must also be the one registered with SHB Finance.
- Prepare in advance the information to look up such as: Full name, ID card/CCCD number, loan contract number... to avoid losing working time.
- Remember the number of contracts signed between the two parties to make the search process faster.
Conclusion
Above, Banktop has guided you in detail 3 ways look up SHB Finance contract extremely fast in just a few minutes. Hopefully, the above information will help you to quickly update contract information, thereby fulfilling your payment obligations on time, avoiding unnecessary penalties and interest on late payment.
The article was edited by: Banktop.vn
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