Saving in a bank is always an effective form of "conservation" of capital that many people choose. Because, customers can both "keep" money and receive attractive monthly savings interest.
So, in today's article, nganhangonline will Instructions for depositing savings online Vietinbank Safely, enjoy High Interest 2022. Please follow the updated information in the content below to make "investment - accumulate" in a smart way!
Instructions for depositing savings online Vietinbank Safely, enjoy High Interest 2022
Straight to the point, here's the process Safe online savings Vietinbank, enjoy high interest rates 2022invite readers to consult.
Send savings online on Vietinbank iPay application
Step 1: Login User and Password to Vietinbank iPay app account on your phone.
Step 2: At the main screen, select the “Economical service".
Step 3: Continue to choose the form "Normal sending".
Step 4: Enter information, including:
- Deposit term (1 month / 3 months / 6 months, ...).
- Deposits.
- Form of handling when due.
- Other information (if any).
Check the information entered, click "I have read and agree to Vietinbank's online savings terms and conditionsthen press “Continue".
Step 5: Press "Confirm” to complete the transaction.
*Note: Customers can choose 1 of 2 methods to mature the principal, including: Automatically settle to the account when it is due and Automatically continue to send new terms after maturity.
Send savings online on Vietinbank website
Step 1: Visit Vietinbank's website.
Step 2: Log in to your Internet Banking account.
Step 3: At the main interface, select the "Send savings online".
Step 4: Fill in the required information:
- Sending term.
- Deposits.
- Form at maturity.
- Other information (if any).
Step 5: Check all information, click “Confirm” to send a request.
Step 6: Complete Vietinbank online savings deposit on website.
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Vietinbank online savings interest rate 2022
To know how Vietinbank currently regulates the interest rate for online savings, please follow the following table.
| Period | Individual customers (interest rate: %/year) | Institutional customers (interest rate: %/year) | ||||
| VND | USD | EUR | VND | USD | EUR | |
| Corroborate | 0.10 | 0.00 | 0.00 | 0.20 | 0.00 | 0.00 |
| Less than 1 month | 0.30 | 0.00 | 0.00 | 0.30 | 0.00 | |
| From 1 to less than 2 months | 4.30 | 0.00 | 0.10 | 4.30 | 0.00 | 0.10 |
| From 2 to under 3 months | 4.30 | 0.00 | 0.10 | 4.30 | 0.00 | 0.10 |
| From 3 to less than 4 months | 4.80 | 0.00 | 0.10 | 4.80 | 0.00 | 0.10 |
| From 4 to under 5 months | 4.80 | 0.00 | 0.10 | 4.80 | 0.00 | 0.10 |
| From 5 to under 6 months | 4.80 | 0.00 | 0.10 | 4.80 | 0.00 | 0.10 |
| From 6 to under 7 months | 5.30 | 0.00 | 0.10 | 5.30 | 0.00 | 0.10 |
| From 7 to under 8 months | 5.30 | 0.00 | 0.10 | 5.30 | 0.00 | 0.10 |
| From 9 to under 12 months | 5.30 | 0.00 | 0.10 | 5.30 | 0.00 | 0.10 |
| 12 months | 6.80 | 0.00 | 0.20 | 6.40 | 0.00 | 0.20 |
| From 12 to under 18 months | 6.80 | 0.00 | 0.20 | 6.40 | 0.00 | 0.20 |
| From 18 to under 24 months | 6.70 | 0.00 | 0.20 | 6.50 | 0.00 | 0.20 |
| From 24 to under 36 months | 6.80 | 0.00 | 0.20 | 6.50 | 0.00 | 0.20 |
| 36 months | 6.80 | 0.00 | 0.20 | 6.50 | 0.00 | 0.20 |
| Over 36 months | 6.80 | 0.00 | 0.20 | 6.80 | 0.00 | 0.20 |
*Note: Above is the table of interest rates for online savings Vietinbank updated at the time of writing. And in each period, the bank will have an increase/decrease accordingly. Therefore, when you have a need to save money, please contact Vietinbank hotline 1900 55 88 68 for information support.
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What savings packages does Vietinbank have?
Currently, Vietinbank is providing a variety of savings products with the aim of meeting all the needs of customers, specifically:
Avoided have
One of the most popular deposit methods at Vietinbank is term deposit. With this form, customers can actively withdraw their deposits before the maturity date to close their savings books at any time. However, the interest charged will not be high.
Unlimited savings
Customers are allowed to deposit/withdraw/deposit at any time when they need to choose savings without term. However, the interest rate will be lower than other product packages.
Multi-term savings
Multi-term savings is considered a very convenient savings product. Because, customers can completely withdraw money flexibly at any time when needing money urgently. The original tenor selected is: 9, 12, 18, 24 months.
Cumulative savings
If you want to accumulate small amounts into the same savings account, you can choose this form of accumulation. Instead of depositing once, after you have a savings account, you can still deposit more money when you need it without affecting anything.
Online Savings
Simply put, no matter where you are, you can save Vietinbank without having to go directly to the bank. In particular, the online deposit interest rate is 0.1-0.3% higher than that of over-the-counter deposit. In addition, you can actively manage your savings account right on Vietinbank iPay application anytime, anywhere.
Preferential deposit rate
This exchange rate preferential deposit product will be for customers selling foreign currencies at Vietinbank, receiving deposits in Vietnam Dong. Here, foreign currency will be purchased at a more favorable rate than the listed rate. At the same time, savings deposits in VND will also enjoy higher interest rates than normal savings accounts.
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Frequently asked questions about Vietinbank savings accounts
Which Vietinbank savings accounts are closed?
Savings account settlement is understood as the transaction ending the savings deposit contract. When customers need to withdraw money / withdraw savings, Vietinbank will carry out the settlement procedure.
Cases of closing savings accounts
- Pre-payment: When the customer requests to withdraw capital/savings before the contract term, the bank will still process the payment. However, at this time, the interest rate you deposit will not be calculated as the original but will be lower.
- Payment on time and overdue: When customers withdraw money after the contract term, they will enjoy the same interest rate as originally agreed. Even late withdrawal will not have any effect on principal and interest.
How to finalize Vietinbank savings account online
To finalize a Vietinbank savings account online, customers need to follow these steps:
Step 1: Log in to Vietinbank iPay application on your phone.
Step 2: At the main screen, select “Online Savings".
Step 3: Continue to select "Savings payment".
Step 4: Select the following 03 payment items:
- Partial withdrawal before maturity.
- Pre-payment.
- Change the maturity method.
Step 5: Choose to withdraw part / pay off early if you want to settle.
Step 6: Select a savings account and deposit amount to be paid off.
Step 7: Tick select "I agree to the terms and conditions" and press "Continue".
Step 8: Check all information and “Confirm".
Step 9: Transaction authentication using OTP/ RSA security device.
Step 10: Press "Complete” to complete the settlement transaction.
Benefits of saving money online with Vietinbank
With the desire to bring the best experience to customers, Vietinbank has developed an online savings feature with outstanding benefits such as:
- Customers do not need to go to a bank branch/transaction office to carry out the procedure of opening a passbook, avoiding time and effort on moving.
- There is no need to keep a paper passbook like before, instead, the electronic banking system will be completely secure.
- Actively deposit / finalize the savings deposit 24/7, regardless of the working time of Vietinbank.
- Enjoy interest rates 0.1 - 0.3% higher than savings at the counter.
- Flexible choice of maturity method: Automatic re-maturity / Deposit payment to a current account when the term expires.
- Monitor your savings account right on your phone with just a few steps of logging in to the pre-installed Vietinbank iPay application.
Through information Instructions for safe online savings with Vietinbank, enjoy High Interest 2022 above. Surely everyone has understood for themselves the simple, fast and convenient deposit process right at home, right? Start accumulating now to master your finances in the future! Good luck!
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