You are in need of a loan but are afraid to apply for a loan at a reputable financial institution or online loan app. You already know the service Borrow money via Internet Banking Vietcombank not yet? The detailed introduction article below will help you have more accurate choices when taking out a loan for your needs.
Outstanding features and advantages of Internet Banking Vietcombank
Internet Banking Vietcombank was developed by Viecombank Vietnam itself, in order to shorten the distance and transaction time with customers. Instead of going to branches and transaction offices, customers can perform tasks directly on Vietcombank's website or Internet Banking application.
Therefore, Internet Banking Vietcombank stands out with the following features and advantages:
- Suitable for all ages thanks to simple, easy and fast operation
- Saving customers' transaction costs, effort and time
- Pay all bills linked to Vietcombank with no limit on the amount and number of payments
- Commitment to confidentiality of all customer information and payment invoices made on Internet Banking Vietcombank
- Individual functions can be customized according to customer requirements
Can I borrow money via Internet Banking Vietcombank?
Starting from 2021 to meet the loan needs of customers, Vietcombank has provided many features for its Internet Banking application. In which, the most prominent is the Vietcombank Internet Banking loan service, you can completely apply for a loan on the website or application without having to go out to the branch, transaction office as before.
Advantages of Vietcombank Internet Banking loan service
Advantages of form Vietcombank unsecured loan via Internet Banking:
- Loans with a high limit, from 30 to 300 million VND
- Long installment term, no pressure for borrowers from 12-60 months
- The process of borrowing money via Internet Banking Vietcombank is simple, fast, and easy to implement
- Diverse service packages and loan products to meet all customer needs
Vietcombank's loan products via Internet Banking
Currently, Vietcombank is implementing a lot of loan products to support customers who are in need of loans at this bank.
Consumer loans
- Consumer lending through pledging valuable property documents
- Consumer loans without collateral
- Consumer lending through collateral collateral
Borrow to buy real estate
- Loan to buy project house
- Loan for home repair
- Loans to buy real estate
Car loan
- Loan to buy a car to use
- Loan to buy a car for business
Borrowing for production and business
- Medium-term business loan service
- Lending service Business fortune
- Loan service Business peace of mind
See also: Instructions VCB overdraft loan Extremely low interest rate only 15%/year
Information about Vietcombank Internet Banking loan service
Let's find out some detailed information about the loan service via Internet Banking at Vietcombank below!
Conditions for borrowing money from Vietcombank
- Customers need to have an account at Vietcombank
- Phone number to register for loan application needs to match the phone number registered to confirm Vietcombank Internet Banking application
- Individual customers aged 18 – 55 (for women) and 18 – 60 (for men)
- The monthly income of the customer must be at least 3 million VND, and last continuously for 6 months or more
- ID/CCCD/Passport must be within the expiry date and undamaged
Dossier to borrow money via Internet Banking Vietcombank
- The capital use plan is sampled by Vietcombank
- Documents proving the loan purpose are provided by Vietcombank, this is also considered a loan contract
- Personal profile of the customer
- Proof of monthly income such as: Labor contract, salary sheet, bank statement of the last 6 months
- Documents to secure the property (for some services that need to be required when taking out a loan)
Interest rates on loans via Internet Banking
- 6.79%/year for the first 6 months for loans registered under 12 months
- 6.99%/year for the first 6 months for loans registered from 12-24 months
- 7.29%/year for the first 12 months for loans registered over 24 months
Vietcombank Online loan application process
- Step 1: Access your bank account in Vietcombank Internet Banking application or website https://portal.vietcombank.com.vn/Pages/Home.aspx
- Step 2: Click on the item "Consumer loans" displayed on the home page of the application, in the website interface you do the same.
- Step 3: Fill in the required information and click the confirm button
- Step 4: Prepare the documents listed above by Banktop, Vietcombank will contact you to verify the documents.
- Step 5: After being notified of successful appraisal, you go directly to the nearest Viecombank branch or transaction office to complete loan disbursement procedures.
Can I borrow installment loans via Internet Banking Vietcombank?
When borrowing money through Internet Banking Vietcombank, you can choose the form of installment loan. This will be fully advised by the teller about the term and interest rate corresponding to the loan limit you choose.
Conclusion
Hope the information about the service introduction Borrow money via Internet Banking Vietcombank of Banktop has helped you have more choices when applying for a bank loan. If you still want to learn more about other banks providing loan services, please visit the "News" section for more information.
The article was edited by: Banktop.vn
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