On the market today, there are many financial companies for your reference, but to choose a reputable and safe lending unit, not everyone knows. In it you should not ignore HD Saison and the article about How to register HD Saison account To get a loan at this unit, you will get Banktop introduced today.
About HD Saison Financial Company
HD Saison Financial Company is one of the most reputable companies today. Providing financial services to support all types of customers when in need of loans or installments to buy electronics and technology products.
HD Saison was established in 2007 with 100% foreign capital, then was acquired by HDBank and renamed HDFinance. In 2015, with the support and pouring capital from Credit Saison financial unit, HD Saison was restored to its original name and operated, thriving until now.
Features of HD Saison installment loans
HD Saison is deploying many loan packages with different incentives. Below is information and characteristics of each loan package that you can refer to.
Borrow cash at HD Saison
Borrowing cash at HD Saison, you do not have to mortgage personal assets, but also receive preferential interest rates and flexible loan limits.
Support customers to borrow capital for consumption, shopping, investment, business development, etc. Simple loan application easy to follow.
Installment loan to buy computer equipment/mobile phone
When you buy technology devices such as computers or mobile phones, you can choose the form of installment loans if the store is affiliated with HD Saison bank. In addition, with the form of online loan registration at Vien Thong A, FPT, Mobile World, when you register to buy a computer/phone, you will receive 0% interest and need to pay 20-50% of the product value in advance. purchased product.
Installment loan to buy motorbike
HD Saison also supports its customers in the form of installment loans to buy motorbikes and vehicles. With the request, just have an ID card with documents proving monthly income, etc.
Advantages of HD Saison installment loans
Advantages of installment loans at HD Saison you can refer to as:
- Support customers with a variety of loan packages.
- Support large loan limit, meet the loan needs to serve the personal work of many customers.
- Stable interest rates compared to other financial companies.
- The loan application process is simple and fast.
- Flexible loan period.
Interest rates on HD Saison loans
At HD Saison, the interest rate will vary depending on the loan package that the customer chooses. With customers proving a high and stable income each month through payroll, labor contracts will also be reviewed by HD Saison and support a better interest rate package.
To track the overall interest rate of each loan package at HD Saison, please refer to the statistics table below:
| Cash loan | 1.0% – 2.3% month | 1.9 – 4.1% month |
| Buy motorbike on installment | 2.3% month | 4.1% month |
| Buy electricity and pay installments | 2.3% month | 4.1% month |
| Credit | 2.05% month | 3.5% month |
HD Saison installment loan conditions
Conditions for you to get an installment loan at HD Saison include:
- Customers aged 20 years or older, are Vietnamese citizens.
- Have full ID card/CCCD or passport.
- Have a job, stable monthly income.
- There is no bad debt at financial and banking units.
Documents to prepare to borrow money at HD Saison
Once you have met the loan conditions, you need to prepare the following documents to apply for a loan at HD Saison financial company.
- Loan application form at HD Saison
- Personal information documents such as ID card/CCCD.
- Photocopy of household registration book or certificate of temporary absence.
- Proof of income such as payroll, employment contract.
- Documents related to your loan form such as: Driver's license, utility bill, Internet, etc.
How to register for HD Saison installment loan account
To know how to register for an HD Saison account when taking a loan at the unit, follow the process as follows:
- Step 1: You come to the unit, branch of HD Saison and ask for assistance in borrowing money according to your needs.
- Step 2: HD Saison staff will advise on loans and loan forms at the unit and help you choose a loan package that suits your financial ability.
- Step 3: You proceed to apply for a loan application according to the instructions of the staff.
- Step 4: When completing the registration, HD Saison department will conduct an appraisal and check your loan application to see if it meets the requirements for a loan.
- Step 5: If the application is valid, you will sign a loan contract at HD Saison and your loan will be disbursed immediately.
Some notes when applying for a loan account at HD Saison
Who can get a loan at HD Saison?
Subjects who can borrow money at HD Saison must meet all the conditions as mentioned above. Basically, you only need to have an ID card and be over 20 years old to be able to borrow money at the unit.
How long does it take to check records?
If you complete all the information fully and accurately, it only takes about 10 - 30 minutes to check the profile.
What are the benefits when customers borrow money at HD Saison?
Borrowing money at HD Saison with a large limit helps you solve financial problems you are facing such as doing business, business, living, investing, buying a car, etc. With this money you can manage in your life. long time and financial balance every month to pay installments for HD Saison.
What is the maximum loan limit at HD Saison?
Currently, HD Saison finance company supports customers to borrow money with a limit of up to 100 million, with preferential interest rates and flexible loan terms.
How much is HD Saison late fee?
When borrowing money at HD Saison, you should monitor the period of periodic payments to pay interest every month on time. To avoid late payment, you will have to pay an additional fee according to the contract regulations.
The penalty fee at HD Saison is 150% interest rate compared to your current loan. If the payment date is extended, the amount of the penalty will continue to increase every day.
Conclusion
Through the article Banktop guide, you can also know How to register HD Saison account how to get a loan at the unit, what are the conditions and procedures. If you want to learn and borrow money at HD Saison, you can see this detailed article above and refer to more sources.
The article was edited by: Banktop.vn
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