Can you believe that not only with a Viettel phone sim card, you can borrow money online up to VND 80 million? If you do not believe, let Banktop guide you how to borrow money from Viettel with a very simple phone sim, low interest rate and a reputable loan address right here.
What is Viettel's loan by phone sim?
Borrowing money from Viettel by phone sim is actually a form of unsecured loan, so the borrower does not need to prove income, have collateral or guarantee by relatives. This is a form of online loan and the borrower uses the official Viettel phone sim to borrow money.
Borrowing money from Viettel with a phone sim to meet the needs of a quick and simple loan. Based on the customer's sim number, the bank will approve the loan as required. With a phone sim, the longer you use it, the more chances you have of owning a large loan package.
Advantages when borrowing money with Viettel phone sim
Many customers choose to borrow money from Viettel via phone sim because of the great advantages it brings:
- Loan limit up to 80 million VND.
- Flexible loan term for customers to choose from 6 - 36 months.
- Extremely low loan interest rate from only 1.5%/month.
- Simple loan procedure, get the loan right in the day.
- Borrowing without collateral, proof of income or a guarantor.
- Loans can be paid off at any time.
- All customer information is strictly confidential.
- Support customers to apply for loans online 100%, no need to meet.
Where is the most prestigious place to borrow money with Viettel sim?
Most of the mainstream banks currently do not have a form of borrowing money with Viettel sim. Currently, there are not many banks or financial institutions that apply the form of loan by phone sim.
To help you feel more secure in the process of borrowing money, below Banktop will introduce to you the Top 3 most prestigious addresses to borrow money according to Viettel sim today.
Borrow money from Viettel sim via Avay
Avay is a website that supports loans by sim with a limit of up to 80 million VND from reputable financial companies such as: Mcredit, Fe Credit, OCB,,…. Loan information:
- Loan limit: from 1 to 80 million VND.
- Interest rate: calculated according to the loan balance, gradually decreasing from 1.67% ~ 2.17%/month.
- Term: 12 months - 30 months.
Customers can pay off the loan before the due date if needed. However, there will be a penalty fee of 5 – 5.5% * the remaining principal balance.
Borrow money from Viettel sim via FE Credit
FE Credit is a leading large consumer lending finance company in our country today. Customers can completely rest assured to borrow money from Viettel sim at FE Credit, the details of the loan are as follows:
- Loan limit: from 1 to 70 million VND.
- Interest rate: from 1.66% - 5%/month.
- Term: 6 months - 36 months.
Borrow money from Viettel sim via VPBank bank
As a joint stock commercial bank with a long history in Vietnam, famous for consumer loans and unsecured loans. VPBank is currently supporting customers to borrow money from Viettel sim, specifically:
- Loan limit: from 1 to 70 million VND.
- Interest rate: from 1.5% - 5%/month.
- Term: 6 months - 36 months.
Conditions for borrowing money with Viettel sim card
To be considered for a loan with a Viettel sim, customers need to meet the following conditions:
- Being a Vietnamese citizen, living and working in Vietnam is from 18 to 60 years old.
- You are a Viettel sim owner for more than 1 year and do not owe the carrier's charge.
- No bad debt at banks or other financial institutions.
- Have a stable job and income to ensure payment of the loan amount.
- Have a valid ID/CCCD.
- Have a copy of the original copy of the household registration book.
- No criminal record for loan and credit fraud.
Only when customers meet all of the above conditions can they borrow money according to Viettel sim. The purpose of the above requirements is to ensure the interests of both parties. When the customer is reputable and able to repay the loan, the lender will lend money.
Should I borrow money with Viettel sim?
It can be seen that the way to borrow money from Viettel is very simple with low interest rates. Just need a genuine Viettel sim card, you can get an online cash loan of up to 70 million VND. Moreover, you can apply for a loan online with a Viettel sim through the online registration form of the lender without having to go to the place of procedures and receive a loan approval notice within 30 minutes.
If you need money urgently, what are you waiting for without applying for a loan with a Viettel sim instead of other complicated forms such as proof of income, mortgage of property.
FAQ – Some frequently asked questions about Viettel loans
Summary of some questions and detailed answers that customers often ask when borrowing money with Viettel sim.
Is there any fee to borrow money with Viettel sim card?
Registering for a loan with a Viettel sim is completely free. The lender will not collect any fees from the time of registration as well as after the loan is disbursed successfully.
What conditions does Viettel sim need to meet before taking out a loan?
Viettel sim must be registered as a borrower and have been used for more than 1 year to be able to apply for a loan. Especially not owed charges of Viettel network.
How long does it take to disburse a Viettel loan?
Normally, customers will receive the disbursement immediately within the day after the application has been successfully approved. At least 2-3 working days.
Conclusion
At this point, you must have believed that with just a Viettel phone sim card that you are using every day, you can get a loan quickly. Hopefully the information that Banktop shares above will help you know how to borrow money from Viettel with a simple and successful phone sim.
The article was edited by: Banktop.vn
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