You have some idle money and need to open a savings book at ACB to accumulate and earn profit. However, the regulations on how, conditions, and interest rates are unknown to you.
Therefore, today's article nganhangonline will answer How much money do I need to open an ACB savings book and how much is the interest rate? How to withdraw money from ACB savings account The easiest. Follow the content below to actively manage your finances in a reasonable way!
How much money does ACB need to open a savings book, and how much interest?
To be able to open a savings book at ACB, people need a minimum amount of 1,000,000 VND or 100 USD.
Next, we will learn about the savings interest rates for the product packages that ACB is providing through the following table.
Savings package with periodic interest
| Deposit/account (million VND) | Period | ||||||
| 1 month | 2 months | 3 months | 6 months | 9 months | 12 months | 13 months | |
| <100 | 3.95 | 4.00 | 4.00 | ||||
| 100 – < 500 | 4.00 | 4.00 | 4.00 | 5.20 | 5.40 | 5.60 | 6.00 |
| >= 500 | 4.00 | 4.00 | 4.00 | 5.50 | 5.70 | 5.90 | 6.10 |
Priority savings package
| Deposit/account (million VND) | Period | |||||||
| 1 month | 2 months | 3 months | 6 months | 9 months | 12 months | 13 months | ||
| Maturity interest | <200 | 3.50 | 3.60 | 3.80 | 5.00 | 5.00 | 5.40 | 5.90 |
| 200 – < 500 | 3.55 | 3.65 | 3.85 | 5.05 | 5.05 | 5.45 | 5.90 | |
| 500 – < 1 billion | 3.60 | 3.70 | 3.90 | 5.10 | 5.50 | 5.50 | 5.90 | |
| 1 billion – < 5 billion VND | 3.65 | 3.75 | 3.95 | 5.15 | 5.15 | 5.60 | 5.90 | |
| >= 5 billion | 3.70 | 3.80 | 4.00 | 5.20 | 5.20 | 5.60 | 5.90 | |
| Monthly interest | <200 | 4.90 | 5.25 | 5.70 | ||||
| 200 – < 500 | 4.95 | 5.30 | 5.70 | |||||
| 500 – < 1 billion | 5.00 | 5.25 | 5.70 | |||||
| 1 billion – < 5 billion VND | 5.05 | 5.40 | 5.70 | |||||
| >= 5 billion | 5.10 | 5.45 | 5.70 | |||||
Phuc An Loc Package
| Period | Maturity interest | |||||
| < 200 | 200 – <500 | 500 – < 1 billion | 1 billion – < 5 billion VND | 5 billion – < 10 billion VND | >= 10 billion | |
| 1 month | 3.80 | 3.90 | 3.90 | 3.90 | 3.90 | 3.90 |
| 3 months | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| 6 months | 5.40 | 5.50 | 5.55 | 5.60 | 5.65 | 5.70 |
| 12 months | 5.80 | 5.90 | 5.95 | 6.00 | 6.05 | 6.10 |
| 18 months | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 |
Cumulative deposit package
Little Angel - Success - Settlement and Career
| Period | VND interest rate (%/year) |
| 12, 24, 36 months | 4.25 |
Future accumulation (applies to first day deposit)
| Period | 12 months | 18 months | 24 months | 36 months | 60 months |
| Maturity interest | 5.70 | 6.50 | 6.50 | 6.50 | 6.50 |
Online Deposits
Customers deposit money according to a certain term, interest at the end of the period (%/year)
| Deposit/term | 1-3 weeks | 1 month | 2 months | 3 months | 6 months | 9 months | 12 months |
| < 200 | 0.20 | 3.90 | 4.00 | 4.10 | 5.50 | 5.50 | 5.90 |
| >=200 | 0.20 | 4.00 | 4.10 | 4.15 | 5.60 | 5.60 | 6.00 |
Customers choose the deposit term as required, interest at the end of the period (%/year)
| Optional deposit/terms | 12 months | 2-3 months | 3 – 6 months | 6 – 9 months | 9 – 12 months | From 12 months |
| < 200 | 3.90 | 4.00 | 4.10 | 5.50 | 5.50 | 5.90 |
| >= 200 | 4.00 | 4.10 | 4.15 | 5.60 | 5.60 | 6.00 |
back to menu
Instructions on how to withdraw money from ACB savings account
There will be 2 ways to withdraw money from ACB savings account, specifically:
Withdraw money at ACB bank counters
Step 1: Find the nearest ACB branch/transaction office.
Step 2: Present your ID card/ CCCD/ Passport and exchange the need to withdraw savings deposit.
Step 3: Fill in the deposit withdrawal request form issued by the bank.
Step 4: Return the completed form to the teller.
Step 5: The bank checks and verifies information on the system.
Step 6: If there is nothing abnormal, the bank will make a withdrawal order according to the customer's request.
Step 7: Get money and receipt, leave the counter.
Withdraw money on ACB Online system
Conditions for online payment:
+ Customers own current account at ACB.
+ Customer has opened a savings account at ACB.
+ Customers have registered to use Internet Banking service of ACB bank.
Step 1: Access to ACB e-banking system with password, username.
Step 2: At the main screen, select “Deposits".
Step 3: Continue to select “Term deposit" and select "Finalization of accounts” right below.
Step 4: Select the information:
- The deposit account needs to be cleared.
- The checking account receives money from the deposit account.
- Method of receiving the confirmation code.
Then click on “Agree".
Step 5: Check all transaction information for finalization of savings accounts. Then enter the password, confirmation code and press “Agree".
Step 6: The screen will display a successful payment message.
back to menu
Note when opening ACB bank passbook
In order for the process of opening a savings book at ACB to go smoothly and receive the most attractive interest rates, everyone should note:
The first: Do not withdraw your deposit before maturity because you will have to enjoy a very low demand interest rate (ranging from 0.05 - 0.2%/year).
Monday: Leverage the power of a new term compound interest program.
Tuesday: Update the interest rate corresponding to the deposit term that ACB is providing for the best choice.
Wednesday: To save time, effort and enjoy higher interest rates from 0.2%, people should choose to save ACB online instead of going directly to the bank.
back to menu
Advantages of opening ACB passbook online
Currently, most customers choose online savings instead of direct deposit at a bank because of the following advantages:
High security
Saving online at ACB has very high security when it is set up with 03 layers of locks to protect savings accounts, specifically:
- User name.
- Fixed password of your choice.
- OTP code is used 1 time by the system sent to SMS on your phone.
In addition, all information about deposit, interest rate, maturity date will be fully updated on the system for you to easily follow.
Term, flexible interest rate
When depositing savings online at ACB, customers have the right to customize the term based on their actual capital needs. Especially, you can withdraw your deposit at any time when needed.
The deposit interest rate also changes flexibly according to the term and the amount that the customer has deposited. In addition, with online deposit, people will receive a much higher interest rate offer than depositing at the counter.
Low minimum deposit amount
According to the regulations of ACB, people only need 1,000,000 VND to own a savings account of their own. This creates conditions for customers to accumulate long-term in the future even though they do not have too much capital in hand.
Above is all content related to How much money do I need to open an ACB savings book and how much is the interest rate? How to withdraw money from ACB savings account. If you are looking to accumulate and invest effectively and safely, choose to open a savings account at ACB. If you still have any questions, please leave a message in the comments below, the website will respond to readers quickly.
Recommended for you
Previous
Ways to deposit/deposit more money in Sacombank 2022 savings account book
Post a Comment
Post a Comment