[Giải đáp] How much is VietCredit credit card extortion?

You are borrowing or need to borrow money at VietCredit. And you are wondering if credit card exploding VietCredit How much fine? Find out with Banktop through the article below.

Information about VietCredit financial company

VietCredit Finance Company, also known as Tin Viet Finance Joint Stock Company, was licensed to operate in 2018. Since its establishment until now, VietCredit has always wanted to learn, draw experience and develop development in Finance. VietCredit always promotes and builds scientific technology into banking and finance.

Thanks to that, the company's initial steps have achieved many successes in the field of digital finance.

Is VietCredit a scam?

If you find fraudulent VietCredit information on social networking sites, then this is completely bogus news. Because in the past few years, not only VietCredit has been involved in information such as fraud, appropriating customers' assets, but almost any financial company and bank licensed by the state to operate. are all encountered.

The reason is that it comes from criminal organizations that have stolen customer account information and identity to use. The forms of fraud are manifold and extremely sophisticated. From stealing assets in a bank account, to using personal information for loans, fraud and appropriation, etc.

So before information like this, you need to be very alert when depositing in VietCredit. If you want to use the service, go directly to the head office, meet the customer service staff for advice and choose the right one for your needs. Besides, you also need to keep your personal information safe, to avoid being taken advantage of by bad guys.

Should you borrow money at VietCredit?

Before answering this question, Banktop will help you review the advantages of loan products at VietCredit:

The review time is considered to be the fastest in the financial and banking market

Lending coefficient depends on the service but is often 10 times higher than other competitors

Flexible loan term, from 6 to 36 months. Helping you have more options to suit your loan needs

Wide range of loan services, low interest rates

For customers who cannot prove their income and financial resources, VietCredit still supports loan application.

With a series of listed advantages, VietCredit is perfectly suitable as the place you choose to borrow money when in need.

Is it okay to borrow money without paying VietCredit?

The fact that many black credit institutions and illegal online loan applications crashed or burst money led many customers to have this bad idea when choosing VietCredit. However, if you do not want to pay after you have borrowed money, you may be prosecuted by law for liability.

Because VietCredit is a financial company licensed by the State to operate legally. Therefore, when encountering cases of non-payment of loans, VietCredit has full authority to prosecute them to law. Depending on the case, the penalty can be up to 3 years in prison and loan compensation according to the contract signed previously.

How much is VietCredit credit card extortion?

When customers have signs credit card exploding VietCredit after many times implementing debt collection methods from the debt collection department. VietCredit will bring your file to the court for criminal prosecution for the crime of "abusing trust to appropriate property" and depending on the extent and number of credit card exploding VietCredit with the following fines:

Non-custodial reform for up to 3 years with appropriation under VND 50 million

Non-custodial reform for from 2 to 7 years with appropriation of less than VND 50-100 million

In addition, you must also compensate for damage based on the contract appendix you signed earlier when credit card exploding VietCredit.

Method of debt collection VietCredit

Credit officer calls to remind

In order to avoid the situation where the customer does not pay the loan on time, leading to a penalty fee, VietCredit's credit staff will call to remind you 7 days before the payment date on the contract.

Get reminded, collect debt and incur a penalty fee

For customers who do not pay on time, or are late for many times, the debt collection form of VietCredit will be heavier. Debt collection officers will constantly contact you at the phone number you provided in the application, and your relatives and friends will also be bothered by this loan.

VietCredit will also let employees send stencils to your place of residence and work to recover your debt. Besides, when you are late for payment, you will incur a very high penalty fee and will be added to the original loan.

Sentenced to legal proceedings

At the highest level, VietCredit's customers will be sued and criminally prosecuted for the crime of "abusing trust to appropriate property" after being filed with the court. You will be subject to a penalty of up to 3 years in prison and compensation for VietCredit's side.

Does VietCredit hire gangsters to collect debt?

As an organization, financial company licensed and protected by the State, VietCredit is completely different from other black credit facilities in the market. When collecting debts, VietCredit will not hire gangsters or gangsters to collect debts from customers.

How to be debt collection by VietCredit?

The best way to avoid this situation is to pay the loan on time as stated in the registration contract. Avoid being late for an appointment to incur an overdue penalty fee.

If you are facing financial problems, it is not possible to arrange to complete loan payments to VietCredit. You can completely contact the customer service department for advice and give the most optimal payment plan.

Can bad debt be borrowed at VietCredit?

Although there are many supports and incentives for its customers, but VietCredit does not support lending to anyone who is in the bad debt group of the CIC system.

Conclusion

So Banktop has helped you answer the original question: “Exploding VietCredit credit card money How much is the fine?" Hope your question has been answered. If you still want to learn more information about VietCredit, please visit our "News" section to find the right article.

The article was edited by: Banktop.vn