At F88, in addition to installment loans, customers can also pledge many other assets such as vehicle papers, red books, household registration books, etc. In addition, many customers have questions. Does F88 hold a social insurance book?, how the process is done. For a detailed explanation of this content, please see Banktop's article below.
About F88
F88 was established in 2013 with the full name of F88 Business Joint Stock Company – F88 BUSINESS JS. Is a financial company that lends money in the form of a mortgage, also known as a pawn. Operating for a long time in the market with the motto of bringing speed, enthusiasm and prestige to all trusted customers.
At F88, customers can mortgage personal assets such as motorbikes, phones, household registration books, real estate documents, social insurance, etc. With a simple request, disbursement fast. Currently, F88 unit has been present in 63 provinces and cities with more than 300 transaction offices serving customers.
Does F88 hold a social insurance book?
F88 supports customers to mortgage assets with social insurance books. However, currently, F88 unit only supports and applies to customers living in Hanoi, Ho Chi Minh and Hai Phong.
Therefore, if you are living in the above areas, you can contact F88's address to know more about whether F88 holds a social insurance book. Thereby making loan decisions faster and easier.
What are the advantages of holding a social insurance book at F88?
Some advantages when customers hold social insurance books at F88:
- Receive low and more attractive interest rates compared to the current mortgage lending units on the market.
- Simple loan application process, quick disbursement.
- In addition to holding a social insurance book, you can pledge other papers and smart appliances, etc.
- Support groups of customers with bad debt.
The process of borrowing money with a social insurance book at F88
When it is known whether F88 holds a social insurance book or not. If you want to borrow money in this form, please refer to the process to be able to apply for a loan at F88 quickly by following the steps below:
- Step 1: Go to the nearest branch or transaction location of F88 to make transactions. When you go, remember to bring your social insurance book with your identification document for your records.
- Step 2: F88 staff will give you a registration form for you to fill in. Please read carefully and fill in the correct information then return it to the F88 staff.
- Step 3: Your application will be checked and assessed by the F88 unit for the loan.
- Step 4: If the application is valid, you will be notified and the disbursement will be made immediately on the spot or via bank card. If the application is valid, the staff will notify the borrower.
What is the interest rate of the insurance book at F88?
The interest rate for holding a social insurance book at F88 will be from 13% to 14%. So every month you only pay 1.1% interest on your loan. This is considered to have the most favorable interest rate compared to other mortgage units.
In addition, when pawning at F88, you will have to pay other fees such as information appraisal fee, property management fee, penalty fee for overdue payment. The full content will be listed in the application for a mortgage loan.
Is it safe to hold a social insurance book at F88?
You can rest assured when holding a social insurance book at F88 unit. Because this is a unit that has been operating for many years and has received the trust of many customers. Information about customer fraud almost all financial companies and lenders are involved, but you need to verify that the information is true or not.
Talking more about F88 financial unit, in addition to optimal customer support in loans with speed, simplicity and safety. F88 is also a unit cooperated by many large investment funds and has large-scale domestic and foreign linkages.
Therefore, if customers want to support loans, mortgage assets to receive quick loans, they can rest assured at F88.
How to pay F88 loan?
To pay a loan at F88, there are 2 simple ways:
- You come directly at the transaction point of F88 to make the payment on time as specified in the contract.
- Pay online via Internet Banking application according to F88's bank account number. Payment in the form of a loan will be faster for those who do not have much time to travel.
Some questions when holding an insurance book at F88
Is F88 legal to operate?
F88 operates legally and is managed by a State unit, with transparent and reputable business papers.
How long does it take to hold an insurance book at F88?
F88 supports customers about the time limit when holding a social insurance book will last for a maximum of 18 months and a minimum of 12 months.
Can bad debt pawn at F88?
When reviewing the application at F88, the unit will not care about the customer's credit score. Therefore, customers with bad debts at other financial companies will still receive support and normal mortgage loans.
However, you should consider and consider the financial ability to repay the loan on time or not. Because of the delay in payment at F88, there will be additional fees as specified in the loan application.
Assets other than the social insurance book can be pledged at F88
In addition to social insurance when customers pledge at F88, the following types of property documents are also supported by F88 for mortgage loans, including:
- House owning document.
- Papers, car locks.
- Car registrations.
- Jewels.
- Laptops, phones, smart gadgets, etc.
Is F88 a financial company or a bank?
F88 is a financial company, operating with the purpose of supporting customers to implement loan packages, mortgage assets with preferential interest rates, simple procedures and fast disbursement.
Is there a penalty fee for late payment of F88?
About the penalty fee at F88 will arise when you pay late and overdue according to the time specified in the contract. The longer you are late, the more the penalty will increase, forcing you to pay in full.
Conclusion
So, Banktop helped you answer the question, does F88 hold a social insurance book? As well as the mortgage process here, things to note, etc. Hope this is the information you are looking for and need the most accurate answer.
The article was edited by: Banktop.vn
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