Shinhan Finance scam? Shinhan Bank or Shinhan Finance? Is this two companies or one company? Will I lose money when choosing Shinhan Finance? These questions are of interest to many people when they do not understand exactly what is Shinhan Finance? Let's find out more about this in the analysis shared below.
General information about Shinhan Finance
Shinhan Finance is a leading financial company in Vietnam with its head office located at Level 23, Saigon Trade Center at 37 Ton Duc Thang, District 1, Ho Chi Minh City. This is a Korean company with 100% foreign capital.
Established from 2019 to now, Shinhan Finance company has constantly strived and has become a member company in the banking association in Vietnam. By 2020, this financial institution has had the most sustainable and stable development in Vietnam.
Full name in Vietnamese | Shinhan Finance Vietnam Company |
Full English name | Shinhan Vietnam Finance Company |
Abbreviations | SVFC |
Founded year | 2019 |
Headquarters | at Level 23, Saigon Trade Center, No. 37 Ton Duc Thang, District 1, Ho Chi Minh City |
Hotline number | 1900 58 58 85 |
Hotline | 1900 5454 49 |
Website | https://www.shinhanfinance.com.vn |
Distinguish between Shinhan Bank and Shinhan Finance
Shinhan Finance or Shinhan Bank are both under the Shinhan Financial Group of Korea. In Vietnam, Shinhan Bank and Shinhan Finance operate completely independently. In particular, in all aspects, it is possible to distinguish Shinhan Bank and Shinhan Finance as follows:
Characteristics | Shinhan Bank | Shinhan Finance |
Operation model | 100% from abroad Under Shinhan Bank Korea | Shinhan investment card |
Financial products | - Credit, - insurance – loan - saving,… | – loan - diversified credit models |
Interest rate | Borrowing interest rate on declining balance is from 13% -18% | Borrowing interest rate on declining balance is from 18% - 35% |
Borrower | Any customer who is a citizen or working in Vietnam is approved to use the company's financial services. | |
Loan approved amount | from 25 to 900 million. | from 10 to 300 million. |
Areas supported for loans | Only applied in areas of Ho Chi Minh City, Hanoi, Hai Phong, Binh Duong | Applicable to most localities nationwide |
Time limit for debt repayment | from 12 months to 60 months | from 12 months to 48 months |
Is Shinhan Finance scam real?
Shinhan Finance is a relatively new unit in Vietnam, so many customers are easily swayed by information such as Shinhan Finance scam. Indeed, these are misunderstandings on the part of the customer. Shinhan Finance is a 100% foreign owned company, so when operating in Vietnam, it always has high protection. In particular, Shinhan Finance also always reminds customers of fake acts of appropriating personal property. Customers need to absolutely ensure about personal information when making transactions.
Shinhan Finance's loan application process is very strict, so you need to prepare all documents. If the appraisal of documents is done quickly, fast disbursement may also be a fraudulent credit pretending to be Shinhan Finance.
When evaluating documents until disbursement, customers will not have to bear any fees. So when choosing a loan at Shinhan Finance, customers need to pay special attention to this issue.
If customers find any doubts during the application process, they can directly contact the hotline 19 0054 5449 for support.
Instructions to borrow money from Shinhan Finance quickly and easily
To carry out the procedure Shinhan Finance unsecured loan customers need to meet the eligibility criteria as Vietnamese citizens between the ages of 21 and 58 years old. Have a monthly income of VND 4 million or more and have no bad debt.
Customers need to prepare valid ID/CCCD/Passport; household registration book/KT3, labor contract, salary statement of the last 3 months.
After fully preparing the above documents, customers can apply for a loan at Shinhan Finance in turn according to the following steps:
- Step 1: Visit shinhanfinance website => Select “Register”
- Step 2: Fill in your personal information including phone number, email => Continue => Receive OTP code sent to your registered phone number
- Step 3: Enter the confirmation OTP code and then select “Verify”
- Step 4: Fill in detailed information about personal income - information about the amount of money you want to borrow - loan term - loan purpose
- Step 5: Submit your ID/CCCD front and back and a clear portrait photo of your face
- Step 6: Submit photo of household registration book, salary sheet, statement of the last 3 months
- Step 7: Select “Finish” for Shinhan Finance staff to conduct the appraisal
- Step 8: Shinhan Finance staff will call to verify your loan and prepare a loan application. After 3-5 days, the loan amount will be disbursed.
See more: Shinhan Finance appraisal process
Note when borrowing money at Shinhan Finance
To avoid thinking Shinhan Finance scam Before applying for a loan, customers should note the following points:
- It is necessary to choose the appropriate loan and loan limit to be able to pay the outstanding balance and interest on time. Because if late payment can lead to customers easily pushed into bad debt and save bad debt information on CIC. At that time, it will be more difficult to make new loans.
- It is necessary to carefully read the information related to fees and interest rates offered by Shinhan Finance. If there are questions, customers need to talk directly with the staff to receive support.
- There are appropriate contingency measures to avoid possible risks during the borrowing process.
Conclusion
So we have answered the information in detail Shinhan Finance scam no and related information. Choose the most suitable loan package to ensure your own interests and create the safety of the lender.
The article was edited by: Banktop.vn
Post a Comment
Post a Comment