Vietcombank is one of the leading large banks in Vietnam. And there are many customers interested in and using the ATM card service of this bank. Currently, there are many young people who are interested and want to apply for a card at Vietcombank. But have you wondered that Can under 18 years old get Vietcombank ATM card? are not?
To be able to answer this question for you. With today's article, we will guide and answer the problem of making Vietcombank ATM cards for customers under 18 years old. For detailed information, please join us to find out in the article below.
Find out information about what is Vietcombank ATM card?
Currently, the need to use ATM cards to pay instead of cash is preferred by many customers. Part of that is also the good and reputable Vietcombank card products and services. Should be registered and used by many customers. Vietcombank's ATM card is delivered to customers with functions. Cash withdrawal, money transfer, payment, .. at ATM/POS nationwide.
So when customers under 18 years old register for a card, how will they get the benefits? The following benefits will apply when making ATM cards for customers under 18 years old:
- School fees can be paid by direct bank transfer.
- No need to carry a lot of cash in person, you can still make payment for shopping at places that accept card payments.
- Top up phone cards, pay electricity and water bills through the support service on the phone.
- Get quick and easy parent support while studying away from home.
Regulations on age for making ATM cards at Vietcombank
Vietcombank atm card is the number 1 choice of people. It has preeminent features that bring users great utilities. Thanks to Vietcombank atm card, you can do transactions (withdrawal, money transfer, payment, balance lookup…) at any time. At the transaction points are atm machines and POS machines nationwide.
Everyone wants to make a Vietcombank atm card. But not everyone is eligible to open the card. Vietcombank has very clear regulations on age. That is to be 18 years or older. And have ID card / citizen identification card. These are the basic conditions to open Vietcombank atm card.
However, according to the new regulations of the State Bank, people from 15 years old can own ID card/CCCD. Already able to self-register and use a domestic payment account. That means you are allowed Open a Vietcombank bank account when under 18 years old.
Can I get a Vietcombank atm card under 18 years old?
- Under 18 years old are allowed to make Vietcombank ATM card.
If the above condition is the case, it means that the person Under 18 years old cannot open Vietcombank ATM card? That's not quite the case. People under 18 years old can still make atm Vietcombank cards. But the following conditions must be met.
According to the regulations in theory, people over 15 years old can already open a bank account. But the attached atm card has not been issued. But in fact, banks always create maximum flexibility for customers.
Like at Vietcombank. For domestic atm cards, as long as you have an ID card/citizen identity card, you can make an atm card. And in Vietnam, from the age of 16, you can make an ID card. If under the age of 15, if you want to open an international payment card, you must have a parent or relative's guarantee. And only allowed to open extra cards.
Vietcombank credit card opening age
- Under 18 years old can't get Vietcombank credit card
A credit card is essentially a bank loan to spend. Therefore, the accompanying conditions are also more stringent. In which, there is a condition that the age to open a card is 18 years or older. The reason why Vietcombank does not allow people under the age of 18 to make credit cards. To get a credit card, you also need to prove your income. Something that people under the age of 18 can hardly do. However, under the supervision and guarantee of parents, you can still open a supplementary card.
In fact, people under the age of 18 still depend a lot on their parents and family. Not able to manage their own finances. So most banks refuse to make cards for people under 18 years old.
If there is another bank as flexible for you as Vietcombank, it is also an opportunity to own an atm card. But it is best to use the card for the right purpose and spend it with a plan. Because you will be responsible for the transactions related to your account.
Conditions and procedures for making Vietcombank cards for people under 18
For students under 18 years old to make ATM cards of Vietcombank. You need to meet the conditions and procedures of the bank specified as follows:
Conditions of registration for Vietcombank ATM card
For customers aged 6 to 15 years:
- Debit card: It is necessary to have the consent of a family member such as a father or mother to be able to make a card.
- Credit: Customers who are 15 years old or older and must have a family member to sponsor them to be able to apply for a supplementary card.
For customers under 18 years old:
- Debit card: Customers need to be fully aware of their own personnel responsibilities. And have a personal identification document such as ID card/CCCD or Passport according to regulations.
- Credit: Have a relative who is using a major credit card of Vietcombank. And you can open a supplementary card when you have all your identification documents according to the bank's regulations.
Procedure to register for Vietcombank ATM card
- Have an original school or student ID card from the school.
- Personal identification documents such as ID/CCD or Passport.
- Card registration form according to the form of Vietcombank.
- Documents proving that the student is in the process of studying at the school.
How to register for a Vietcombank ATM card for people under 18 years old
You already know about the age to open a card and the conditions that Vietcombank has regulated for those under 18 years old. Then here we will guide you about the regulations on registration and making an ATM card at Vietcombank.
- Step 1: Proceed to take your identification document and then go to the nearest Vietcombank branch.
- Step 2: Then meet the bank's consultant and ask to apply for an ATM card of the bank.
- Step 3: The bank staff will proceed to ask you for identification and ask you some questions. To be able to confirm that you are fully qualified to register for a bank's ATM card or not.
- Step 4: Next, the bank staff will issue you a form to fill in the registration information as a card according to the bank's form. You proceed to fill out the form completely and accurately.
- Step 5: Then the bank staff will proceed to confirm the information you provide again to see if it is correct. If not, you will be advised and re-entered registration information.
- Step 6: Once completed, the bank staff will proceed to register your profile on the bank's system. After that, everyone will be given an appointment letter to come to the bank branch to receive the card.
So it only takes a little time for you to complete the registration process for a card at the bank. The time people can get the card at the bank is from 7 to 10 days. After completion, the bank staff will also actively contact you so that they can come and get the ATM card.
Conclusion
This article will answer your question under 18 years old can make atm Vietcombank card are not? What are the banking conditions and procedures for customers under the age of 18? Hope that the information of the above article will be helpful to everyone. If you have any questions, please leave feedback to be answered by bankcuatoi.com for support.
See more:
Post a Comment
Post a Comment