Borrow money from Tima 50 million fastest online registration 2022

When facing financial difficulties, you want to solve them quickly? You can immediately refer to the loan service at Tima, the limit is up to 50 million, disbursed quickly in just 24 hours. So how to get a loan in Tima? Please refer to the article.

Tima Group Joint Stock Company is the full name of Tima company. The company was established in 2016, this is a financial company applying Fintech technology under the P2P model. Thereby helping to connect between people in need installment loan and people with capital need to lend.

Currently, Tima provides a variety of services, but includes 2 main forms:

When choosing to borrow money from Tima, customers will receive the following benefits:

Compared with traditional forms of borrowing, when quick loan Tima online customers will receive a limited loan limit of only 1 - 50 million (for quick loans) and 50 - 500 million (for small business investment loans). The loan period is also quite short, only from 30 to 100 days, customers cannot take long-term loans for many years like other forms of unsecured loans.

For interest rates when taking unsecured loans at banks/financial companies, the interest rates are also slightly different. Average at 20%/year, preeminent for small and short-term loans.

Currently, Tima loans include 4 popular forms such as motorbike loans, unsecured loans, mortgage loans and car registration loans.

Currently, Tima is supporting 9 unsecured loan products with the following loan limits and terms:

Detailed information sheet of unsecured loan products at Tima.

In particular, with the loan package under car registration, customers can borrow a very large limit from 50 - 500 million VND quickly disbursed.

Tima's mortgage loan is like a pawn service or a property mortgage. The customer requires collateral and the loan limit is calculated based on that asset. As follows:

Detailed information sheet of mortgage loan products at Tima.

Tima Quick Loan Conditions

When borrowing money from Tima, customers need to meet the following conditions:

Customers are aged from 18 to 60 years old, are Vietnamese citizens.
Live and work where Tima operates.
Customers who borrow under vehicle registration must own legal vehicle assets or be authorized by their relatives to use 100% of the property.

Tima Loan Limit And Interest How Much?

When borrowing money from Tima, the interest rate will not be fixed, but depending on each loan package, customers can refer to some of the following information:

Borrow money on installments	Loan limit from 10 million to 50 million, interest rate 1.5%/month.
Borrowing according to motorbike registration	The loan limit is 70% of the car's value with an interest rate of 1.5%/month.
Borrowing according to payroll	Loan limit is 5 times salary and maximum 50 million, interest rate is 1.3%/Month
Borrowing according to household registration book	Support limit from 5 million to 50 million, interest rate 1.5%/month.
Borrowing according to electricity and water bills	Maximum loan limit is 50 million, term of 6 months - 36 months with interest rate from 1.5%/month.
Borrowing under life insurance	Limit from 10 million to 100 million with loan term up to 60 months, interest rate is only from 1.3%/month.
Red book mortgage loan	The limit is up to 1 billion with the maximum term of up to 60 months, the loan approval rate is up to 95%.

Quickest Tima Loan Application Instructions

When you borrow money at Tima, you can register through 2 main forms: register directly on the website and register through the Tima app for a 1-hour loan.

Borrow money on the website

When applying for a loan through registration on the website, customers need to go through the following steps:

Step 1: Go to Time's website, click Apply for Loan.
Step 2: Fill in the information including: Full name, phone number, place of residence and choose the appropriate loan form.
Step 3: Click the button to receive money now. After about 1 minute, an SMS code will be sent to the phone number you just registered, enter this code to activate the loan contract.
Step 4: Fill in the information according to the instruction form on the website, then wait for the consultant to call to guide you through the procedures.

Borrow through Tima app to borrow 1 hour

Tima 1-hour loan app is invested and developed by Tima to serve customers who can register for a loan more easily and conveniently.

In particular, when applying for a loan via the app, the pass rate will also be higher than applying for a loan on the website.

When applying for a loan through the Tima Loan app, you only need to go to the Play Store (if using Android) or the Apple Store (if using the Ios operating system), type the keyword Tima Vay 1h to install the application and register a profile. follow these steps:

Step 1: Click on “Login/Register”, fill in information, password and click on “Loan” box, press “Continue”
Step 2: Enter the OTP code sent to the phone number you just registered in step 1
Step 3: Select the loan product and the area you want to borrow, enter the amount you need to borrow and then press the "Create loan application" button.
Step 4: Fill in personal information about monthly income, occupation, ID card/CCCD number.
Step 5: You wait for loan application approval and loan completion.

Borrow through Tima Hub

Customers can apply for a loan at Tima Hub office nationwide by following these steps:

Step 1: Contact Tima's main hotline at 1900.633.688 to ask the nearest transaction office.
Step 2: Bring necessary documents such as ID card / CCCD / Household book and accompanying documents such as Driver's License, invoice or proof of income.
Step 3: Apply for a loan directly at Tima's transaction office and wait for the application to be reviewed.
Step 4: Sign a contract if the application is approved and receive money according to the instructions of the staff at the counter.

How to Pay Installment Loan Agreement Tima

When borrowing money, Tima will support 3 main payment methods: payment via VNPT Epay, payment via Momo and payment via Internet Banking to Tima's bank account number.

Payment via VNPT Epay

Customers register to receive contract messages via mobile phone SMS. Then log in to your VNPT Epay account and transfer the money to the account number you were given via text message.

Payment via Momo

Step 1: Log in to Momo wallet, select "consumer loan payment", select "Tima".
Step 2: Enter ID/CCCD number and contract number.
Step 3: Check contract information.
Step 4: Enter the payment amount, check the transaction details again.
Step 5: Confirmation and payment.

Payment via bank transfer

Customers pay directly through Tima's account, by going to transaction counters at banks or Viettel Pay stores or collection points such as Dien May Xanh, FPT Play Shop according to the following information:

The name of the receiving unit is: Tima Group Joint Stock Company.
The transfer content is: Your full name + ID card or phone number you registered.
The account number is: 1 of the branches as shown in the picture below:

compare earphones — Tima loan payment account number.

Pay at the store

You just need to bring your ID/CCCD or contract to the nearest Tima store and staff will guide you on how to pay.

Is Tima Borrowing Scam?

Tima is not a scam at all, why?

Tima operates with a business registration license and is governed by the law.
Tima loan packages have interest rates not exceeding 20%/year.

During its operation, Tima always focuses on customer care policies, providing the best experience in the process of using loan services.

Tima Loans What should be noted?

When applying for a Tima loan, customers should note a few issues below:

Choose an installment loan package that suits your income and payment conditions.
It is necessary to complete and truthfully fill in the loan registration information.
Register at Tima's official website, do not visit other websites to avoid being scammed.
Pay the loan on time to avoid incurring late fees, leading to bad debt and outstanding debt.
Learn carefully about programs and loan packages to enjoy the lowest interest rates.

Some Questions When Borrowing Tima

When borrowing money from Tima, customers certainly have a lot of concerns and questions, we have summarized some of the problems below:

What Documents Do Loan Documents Include?

Tima loan documents include the following documents:

A photo of the original identification document such as: ID card/passport/identity card.
Photocopy of original proof of assets such as: household registration book/temporary residence book KT3.
The original motorcycle registration certificate can accept non-owned vehicles.
Or all kinds of car registration papers / purchase and sale contracts, vehicle authorizations and registration papers.

Who Can Apply for a Loan?

Customers are Vietnamese citizens in the working age range from 18 to 60 years old.

Do Tima Loans Have Service Fees?

Loan interest at Tima will include fees such as: Consulting fee, service fee (Depending on the loan contract). Tima is committed to providing full information on interest rates and fees before borrowing and keeping loan information absolutely confidential for customers.

Is Prepayment Possible?

The customer is completely entitled to pay off the loan at any time but will have to bear a certain penalty fee according to the provisions of the contract of the two parties.

Is Late Payment Penalized?

When paying late, customers will be subject to a late payment penalty fee and will affect their credit history. If you pay late for more than 3 months, your account will be classified as bad debt.

Is Tima Loan Legal?

Tima is a legal financial exchange and is licensed by the Vietnamese government to operate with 41 stores and transaction counters stretching from North to South Vietnam with more than 300 employees and thousands of loan applications. bank every day, so you can rest assured when borrowing money!

Conclusion

So above is all information about borrowing money Tima and the fastest way to apply for a loan. Surely you have had useful reference knowledge. If you have any questions, please call the Tima Company Hotline for specific answers!

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