All the process of buying a Yamaha car in installments in 5 minutes, you can go right away

The need to buy a motorbike on installment payment is interested and chosen by many customers, which helps to reduce financial burden and can immediately have a vehicle to travel and work. To find out the specifics are buy a Yamaha installment car how, what are the documents and procedures, etc. Please join Banktop Check out today's post.

Find out how to buy a Yamaha car in installments

Buying a motorbike in installments has become easy and popular when almost all financial companies and banks now support their customers to borrow money under this loan package. Specifically, the forms of Yamaha car loan you can refer to such as:

Installment loan by credit card

When choosing a credit card installment loan, you will be applied 0% interest when borrowing via card, and at the same time do not have to pay a dime in advance for the vehicle you buy. Provided you are the owner of the credit card and the limit on your card must be enough to cover the full value of the car you buy.

Installment loan to prove income

An installment loan to prove your income means that you must have all documents to prove your income when making a loan application such as salary slips in the last 3 months, employment contract to confirm that you generate a daily income. month and able to repay the loan.

Installment loan without proof of income

There are also many loan finance companies that do not require you to show proof of income. With just a simple requirement of having personal papers of ID/CCCD, household registration book, you can apply for installment loans. However, the interest rate can be higher than if you get an installment loan to prove your monthly income.

Advantages of borrowing to buy a Yamaha car on installments

Some outstanding advantages when borrowing to buy a Yamaha installment car:

Support customers' need to buy a car when their finances are limited. Helping customers easily have transportation to work and live.

Preferential interest rates, support 0% interest when customers buy cars on installments.

The loan application process is simple, no personal property mortgage.

Many attractive incentive programs for customers with installment loans.

Procedures and documents when buying and installing Yamaha motorbikes

Documents and procedures you need to prepare when you have a need to buy a Yamaha installment car at financial institutions:

Application form for installment loan (will be provided to you by the lender).

Personal papers such as ID/CCCD or Passport.

Household registration book or certificate of temporary absence in the locality.

Documents, if required, such as payroll, labor contract, savings book, electricity and water bill, etc.

Valuable personal property documents such as: real estate, red book, machinery, house lease agreement, car, stock, etc. These types of papers may or may not be available upon request.

Interest rate when buying Yamaha motorbikes with installment payment

Interest rates when buying motorbikes with Yamaha installments range from 0% to 3%/month. This interest rate also depends on the loan profile of each customer on the ability to prove income and credit history.

Some banks support customers when taking out a loan to buy a Yamaha car with installments and enjoy 0% interest if using a credit card as we mentioned above. Those banks are: VPBank. OCB, HSBC, TechcomBank, ACB, Nam A Bank.

And some financial companies you can refer to the interest rate when taking out a loan to buy a Yamaha car, such as:

Financial company FECredit: Interest rate 1.75%/month.

HDSaiSon Financial Company: The interest rate is 1.03%/month.

MCredit finance company: The interest rate is 1.39%/month.

Home Credit Finance Company: The interest rate is 1.39%/month.

The process of buying Yamaha motorbikes with 0% interest installment payment

The specific process when you buy a Yamaha motorbike in installments at banks and financial companies is as follows:

Step 1: Choose the model that you decide to buy and see the price, you can choose to prepay 20-50% of the value of the car depending on your financial ability.

Step 2: Select the financial unit, the bank you want to apply for an installment loan. Here, the staff of the Yamaha unit will also assist you to refer to the units that support installment loans with preferential policies when buying Yamaha cars.

Step 3: Proceed to make an installment loan application with the financial company about the Yamaha installment loan.

Step 4: After checking the documents, if you meet the requirements, you will sign a loan contract with the lender. At the same time, the staff of the Yamaha car company will guide you to complete the motorbike purchase papers at the unit.

Step 5: You can pick up the car and use it. Remember to keep your paperwork, loan agreements and car purchases so you can keep track of your monthly loan payment information. Or when using the vehicle, if you encounter an error, you can contact the unit for product support.

Some notes when buying Yamaha motorbikes on installments

Balance your finances before you intend to buy a motorbike, you should make sure you can pay 20 to 50% of the total value of the product you want to buy in advance.

Choose a reputable loan support unit, low interest rate, many incentives.

Carefully read the loan application and the terms of the contract before agreeing to confirm the loan.

Find out about fees, especially late fees, so you can balance your financial resources when paying overdue according to regulations.

Conclusion

Thus, the above article Banktop helped you to gather detailed information about buy a Yamaha installment car. As well as the process, how to prepare a loan application, etc. Hope this will be useful information for those of you who are interested in buying a Yamaha installment car.

The article was edited by: Banktop.vn