Many customers when taking out a Home Credit loan have difficulty looking up the Home Credit contract to pay, check the outstanding balance or view the procedure and instructions for liquidating the loan contract. In this article, Banktop will guide Look up Home Credit contract The simplest and most accurate. Let's find out together!
About Home Credit
Home Credit has the full name of Home Credit Vietnam Co., Ltd. Currently, Home Credit's head office is located in Ho Chi Minh City. Home Credit financial company provides cash loans, installment payments for electronics, motorbikes, credit cards with many attractive incentives in terms of interest rates, limits and loan terms.
Look up personal information via Home Credit account
What is Home Credit account?
Unlike many other financial companies, when using Home Credit's services, each customer is granted an account called "Home Credit Account". When accessing Home Credit website with this account, customers can check their personal information as well as account information. monthly installment loan and new promotions.
What does Home Credit account help you look up?
So what does using your Home Credit account help you?
The first, when accessing Home Credit account, customers can check and update personal information when registering for the service. Check the current loan application status, completed loan contracts, loan contracts pending approval...
Monday, when accessing the Home Credit account page, customers will look up some important information about the loan such as the amount to be paid monthly, the interest rate, the amount to be paid if they decide to finalize the application. From there, future financial orientations can be given.
Tuesdayif you have any questions about loan service, installment purchase, how to register borrow money online On the website or related questions, you can access the Home Credit account page and ask questions online with the counselor for answers.
Finalall promotions on installment purchase, loan interest reduction, quick loan support ... are updated by Home Credit in the account management page.
See more: How to look up FE Credit contract by ID card the fastest
When to look up Home Credit contract?
There are many cases where you want to look up a Home Credit loan, and here are some of the most common:
- Look up the homecredit contract number with cmnd to help you capture the contract account information
- Check the principal balance and payment term to avoid late payment leading to penalties for fees related to late payment.
- Easily manage your loan because the payment schedule always updates the payment time, monthly payment amount for you, reminds customers to come to an appointment so that the installment payment is not overdue.
- When you want to check the installment contract, how many months are left of Home Credit to pay off the loan.
Instructions for 3+ fastest ways to look up Home Credit Contracts
There are two ways to look up the contract Home Credit loanscustomers can look up directly on the website or through the application installed on the phone.
Look up Home Credit loan on Website
Step 1: visit website https://www.homecredit.vn/ at Menu Advice and look up select Payment information or visit directly at this
Step 2: At the screen that appears, enter the required information including Contract number, ID card number, confirmation code, then click lookup.
Step 3: In the search results screen, the customer will have all the information about his loan contract.
Look up Home Credit installment contract on mobile app
To How many months left in the installment contract? or the amount to be paid each month, you need to download the Home Credit app first.
Step 1: Download and open the Home Credit app
Application download link:
- Operating system IOS
- Operating system Android
Step 2: At the first interface, you choose I already have an account (When making an installment profile, the staff will create an account, you need to write down the account name and password to log in to the contract).
Step 3: Enter the account name as Tel, login password and press Log in. (If you do not remember the information, click Forgot Password)
Step 4: At the main interface will appear the amount to be paid and the payment term. You click on the item Payment now
Step 5: Choose a payment channel in 4 channels like: ZaloPay Wallet, ATM card, MoMo Wallet or ShopeePay Wallet. Here I choose to pay by ATM Card.
Step 6: You review the information and click Pay via ATM card
Step 7: Select the bank you want to use for payment
Step 8: You enter the ATM card number, issue year, cardholder name and press Pay
Step 9: Enter the OTP sent to your phone number and click Continue to pay the Home Credit bill.
See more: look up payment history MCredit the fastest
Instructions to look up Home Credit contracts via MoMo
Step 1: Open MoMo e-wallet app
Step 2: At the Service List, you choose Finance – Insurance
Step 3: Select Loan payment
Step 4: Select Home Credit
Step 5: Enter Contract Number and press Continue
Note:
- The contract number is printed on the contract card Home Credit receives when completing the installment procedure.
- If you do not know the contract number, please call Home Credit Call Center (028) 38 999666 with phone number, ID card/CCCD number when registering the installment contract to receive the contract number.
Step 6: You review the information, payment amount, then press Continue
Step 7: Select the source of money is from MoMo Wallet or other methods.
Step 8: Click Confirm
Step 9: Confirm with MoMo wallet password or with Face ID (face recognition), Touch ID (fingerprint recognition) depending on the model, you have successfully paid
See also: How Look up VPBank loans simple
Check Home Credit Contract via call center
Steps to check Home Credit loan via call center are as follows:
Step 1: You can call 1 of 2 Home credit hotline numbers as follows: *6868 or (028) 38 999 666.
Step 2: After connecting with the operator successfully, you only need to declare your first and last name along with the personal identification number for the switchboard to verify the customer's identity.
Step 3: This is the last step but there are also 2 ways to look up the loan contract:
- One is that you can ask the call center to update the loan balance, how many periods have been paid, and what is the date of your payment.
- Second, you can ask them to send the credit contract to your personal Mail, you will not have to call many times to the call center later, but it will take 3-7 days to receive this loan agreement.
The fastest way to liquidate Home Credit contracts
In case you have money and want to pay off the loan contract at Home Credit, how to do it?
Step 1: Calculate the remaining debt based on the contract
Before you intend to liquidate the contract, you need to calculate how much money you owe, the interest you need to pay? At the same time, measure and calculate if paying the debt before the due date, the penalty fee will be 5%, so how much is the money.
Step 2: Compare the amount to be paid with the call center, Home Credit staff
You should call Home Credit switchboard To confirm information about your loan, after checking how much you still owe to get the most accurate conclusion. You should also directly meet Home Credit staff at transaction points for specific support and answers.
Step 3: Make payment
Once the appropriate funds have been confirmed, you will proceed with the payment in a variety of ways: You can pay online or in person to the staff of the financial company. It is important to note that a full payment slip must be obtained.
Step 4: Sign contract liquidation minutes
After paying, you need to sign a contract of liquidation, consider that you have fulfilled your debt payment obligations, need to keep the contract carefully to check comparison and avoid complaints later.
Step 5: Check the loan information on the Home credit website
About 2 days after liquidating the contract and receiving a message from the system that the loan has been fully paid, you need to look up the loan information on the Home credit website, if you still have a debt, you need to contact us immediately. staff for advice and handling.
Some questions when looking up Home Credit contract number
Is there a fee to look up Home Credit contract number by ID card?
Look up Home Credit contract number by ID card completely free of charge for all forms. However, for looking up by calling the switchboard, you have to pay a call fee of 1,000 VND/minute and this call will be recorded to improve service quality.
Lost Home Credit contract number, what to do?
If unfortunately lost the Home Credit installment contract number, customers can contact the call center or visit the website to check the Home Credit contract number.
How to check Home Credit balance?
When you look up the Home Credit contract, you can check the outstanding balance of the Home Credit installment loan contract in your customer management account.
How to get Home Credit contract number?
If you want to look up the Home Credit contract number, you can contact the Home Credit call center, check it directly at the transaction office or on the Website.
Forgot Home Credit contract code, what to do?
Unfortunately, you go to pay but forget the Home Credit contract number. You can contact the call center or go to the collection channels to ask the staff to look up the Home Credit contract number for you.
What preparation is required to look up a Home Credit loan?
The information you need to prepare before looking up the Homecredit contract:
- ID/CCCD
- Some contracts
- Registration number
Conclusion
Through this article, we have guided you through the Home Credit contract lookup and related information about Home Credit account, how to liquidate the contract. Hope this article has brought you useful information.
Information edited by: banktop.vn
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