What is VTCPay wallet? How to register and use the most detailed 2022

Belonging to the Top one of the smart e-wallets like ZaloPay, Momo, VTCPay also possesses many outstanding features such as a miniature electronic bank. If you are interested in how to register and use VTC Pay wallet. Then don't skip the article detailed today by Banktop.

VTC Pay application information

Basic information about VTC Pay application:

Publisher: VTC Corp

Application: Financial field, banking

Platform: Belongs to Android 4.4 and above, iOS 11.0 and above operating system

Size: Android ~44M, iOS operating system: ~146.5MB.

What is VTC Pay wallet?

VTC Pay is a smart e-wallet issued and copyrighted by VTC Corp., operating under the permission of the State Bank of Vietnam.

Customers when registering and using VTC Pay wallet can make all payment transactions by online form quickly and conveniently.

Being associated with international card organizations and many banks today helps bring the best experience to customers when using services at VTC Pay.

Outstanding features of VTC Pay Wallet

Diverse payment services

When linking your wallet to your bank account, you can experience and use services with different methods such as depositing - withdrawing money, paying bills, shopping, buying game cards, phone cards, etc. … With just a few simple steps.

Top up cheap game recharge phone

You can buy a phone card with a discount of up to 6.7% when buying and paying via VTC Pay wallet. VTC Pay wallet supports you to buy and top up phone cards belonging to the carriers: Mobifone, Vinaphone, Viettel, Vinaphone, Gmobile and Vietnamobile.

With the form of buying game cards, you can also buy and transact with game cards that are being used a lot today such as: Garena, Vcoin, Vega, Zingxu, etc.

Paying family bills

More convenient when you can pay bills such as electricity, water, Internet completely online at home through VTC Pay wallet to save time.

High utility and security

VTC Pay wallet gives customers the best experience in terms of both service and absolute security. When using the application you can also be completely assured of this.

Transfer and receive money very fast

VTC Pay wallet is linked with more than 30 domestic banks, so your withdrawal or transfer of money to the bank will also be processed extremely quickly in just 5 minutes.

Air ticket booking support

Support customers to book flight tickets via VTC Pay by major airlines such as Vietnam Airlines, Vietjet, Jetstar, Bamboo Airways. Customers can also look up fares right on the application and will be constantly updated.

The most detailed instructions for registering VTC Pay Wallet account

Register for VTC Pay Wallet on your phone

There are two ways for you to register for a VTC Pay wallet account, the first way is to register a wallet via phone:

Step 1: Download VTC Pay e-wallet to your phone, currently available for both Android and iOS operating systems.

Step 2: You access and click Register now. Use the phone number associated with the bank you are using to register for VTC Pay wallet

Step 3: Then proceed to enter your personal information including login name and password.

Step 4: Proceed to enter the activation code sent and confirm the successful VTC Pay wallet account registration.

Register VTC Pay Wallet on website

To register for VTC Pay wallet on the Website, please refer to the steps:

Step 1: Go to the link https://vtcpay.vn and go to the Register section.

Step 2: Enter the phone number you want to register with the required information and click Continue.

Step 3: Activation code will be sent to your registered phone number. You check and enter the code then click confirm to complete the account registration successfully.

The most detailed guide to using VTC Pay wallet

Buy a phone card on VTC Pay

To buy a phone card on the VTC Pay e-wallet application, follow these steps:

Step 1: At the main interface, you choose to go to Game Online.

Step 2: Select to Load game / Buy scratch card code.

Step 3: Enter your name or phone number with the amount you want to top up and click confirm.

Pay family bills on VTC Pay

Easily pay family bills on VTC Pay by:

Step 1: Access the main interface of VTC Pay wallet and select the type of bill you want to pay: Electricity, water, Internet, credit, etc.

Step 2: You enter the information of the type of payment invoice: Customer code, information to check and pay.

Step 3: Select payment method via VTC Pay e-wallet and select confirm to complete.

Top up VTC Pay wallet

To top up your VTC Pay wallet, you can choose one of the following ways:

Top up via VTC Pay account:

Step 1: Log in to pay.vtc.vn and enter your phone number and password as registered at VTC Pay wallet.

Step 2: Go to E-wallet => Select Deposit and choose your deposit method..

Step 3: Fill in the required information and click Confirm to complete the transaction.

Top up VTC Pay via bank account:

Step 1: Access the Internet banking service of the bank you use.

Step 2: In the application, you select Top up e-wallet.

Step 3: Proceed to enter information about VTC Pay wallet and the amount you want to top up.

Step 4: Check and confirm the OTP code to complete the transaction.

In addition, you can also top up VTC Pay wallet through international banks, ATMs, transaction counters or VTC Pro cards, etc. if you want.

Withdraw money from VTC Pay wallet to bank account

To withdraw money from VTC Pay wallet to your bank account, follow these steps:

Step 1: Go to the wallet app and go to Withdraw.

Step 2: Enter the amount you want to withdraw to the card and select the bank to confirm.

Step 3: You can choose to withdraw money 24/7 to receive your money faster, then fill in the details of the bank card you want to withdraw money to.

Step 4: Confirm and wait for the system to process the transaction.

Withdraw money from VTC Pay wallet to bank account

Transfer money on VTC Pay

To transfer money on VTC Pay, you can do it in two ways.

VTC Pay money transfer on Website:

Step 1: Login to the system vtcpay.vn

Step 2: Go to the Service/Money Transfer section and enter the required information to confirm.

Step 3: A password from the system will be sent to your phone number. You will enter that password in the box “Confirm ODP password” to Confirm and complete the transfer successfully.

VTC Pay money transfer on VTC Pay application:

Step 1: Access the VTC Pay application and go to the Money Transfer section.

Step 2: Enter the recipient's VTC Pay wallet phone number with the amount and content you want to transfer.

Step 3: Enter the password sent to your phone number to confirm the money transfer.

Step 4: Enter the security code to complete the transaction.

Book loan tickets on VTC Pay

Step 1: Access the VTC Pay application and go to Buy air tickets.

Step 2: Select where you want to go, departure date and return date to search for flights.

Step 3: Select the appropriate flight and select Book.

Step 4: General check all information to confirm Payment. You can pay via VTC Pay wallet, bank card depending on your needs.

Fee schedule for using services on VTC Pay wallet

Below is a detailed table of service usage fees on VTC Pay wallet you can refer to.

Withdrawal fee schedule:

Maximum withdrawal amount	10,000,000 VND
Minimum withdrawal amount	50,000 VND
Withdrawal fee	5,000 VND/transaction

Deposit fee schedule:

STT	Bank name	Loading via mount card	Online Loading	Internet Banking	Mobile Banking
first	Vietcombank	4,400 VND + 0.33%/GD	1,100 VND + 0.88%/GD	4,400 VND + 0.33%/GD)	4,400 VND + 0.33%/GD
2	MSB		1,100 VND + 0.88%/GD
3	Agribank		1,100 VND + 0.88%/GD
4	BIDV	– Free: Transaction from 1 million or more. – 3,300 VND/GD: Transactions under 1 million.	– Free: Transaction from 1 million or more. – 3,300 VND/GD: Transactions under 1 million.	– Free: Transaction from 1 million or more. – 3,300 VND/GD: Transactions under 1 million.	– Free: Transaction from 1 million or more. – 3,300 VND/GD: Transactions under 1 million.
5	Bao Viet		1,100 VND + 0.88%/GD
6	MBBank		1,100 VND + 0.88%/GD
7	Lien Viet		1,100 VND + 0.88%/GD
8	Techcombank		1,100 VND + 0.88%/GD
9	East Asia		– Free: Transaction from 1 million or more. – 3,300 VND/GD: Transactions under 1 million.
ten	VPBank		1,100 VND + 0.88%/GD
11	TPBank		1,100 VND + 0.88%/GD
twelfth	SeaBank		1,100 VND + 0.88%/GD
13	PGBank		1,100 VND + 0.88%/GD
14	NCB		1,100 VND + 0.88%/GD
15	GPBank		1,100 VND + 0.88%/GD
16	North Asia		1,100 VND + 0.88%/GD
17	OCB		1,100 VND + 0.88%/GD
18	ABBank		1,100 VND + 0.88%/GD
19	Exinbamk		1,100 VND + 0.88%/GD
20	ACB		1,100 VND + 0.88%/GD	– Free: Transaction from 1 million or more. – 4,000 VND/GD: Transactions under 1 million.
21	HDBank		1,100 VND + 0.88%/GD
22	South Asia		1,100 VND + 0.88%/GD
23	Saigon Bank		1,100 VND + 0.88%/GD
24	Sacombank		0.5%/GD
25	Viet A		1,100 VND + 0.88%/GD
26	SHB		1,100 VND + 0.88%/GD
27	VIB		1,100 VND + 0.88%/GD
28	Vietinbank		– Free: Transaction from 1 million or more. – 3,300 VND/GD: Transactions under 1 million.
29	SCB		1,100 VND + 0.88%/GD
30	Kien Long		1,100 VND + 0.88%/GD
thirty first	PVCombank		1,100 VND + 0.88%/GD
32	VRBank		1,100 VND + 0.88%/GD
33	Public Bank		1,100 VND + 0.88%/GD

Virtual Master Card fee schedule:

Virtual Master Card service fee	Charges
Card issuance fee	10,000 VND/card
Monthly card management fee	6,000 VND/card
Charge to top up card from VTC Pay e-wallet	Free
Fee for top-up to Card/Domestic bank account	1,760 VND + 1.1%/GD

Cancellation and lockout of VTC Pay accounts

If customers no longer need to use their VTC Pay wallet account, they can request to lock or cancel their account. The way to do this is to contact the customer service department of VTC Pay to ask for support staff.

When receiving information, VTC Pay unit will conduct checks and verifications to support locking or canceling your account. With a locked account, it can be reopened if the customer needs it, in case you choose to cancel, your account will be canceled forever.

Conclusion

Through the information that Banktop summarizes, you probably already know the wallet VTC Pay What is it, how to register and how to use it. If you are in need of learning a smart electronic wallet for more convenience and savings when transacting, the VTC Pay wallet is also one of the wallets worth using.

The article was edited by: Banktop.vn