TienCash is an online loan application today with many outstanding advantages for customers. Let's find out detailed information about this financial institution with Banktop to assess whether it is safe and reputable when customers borrow money.
What is TienCash?
TienCash is an online loan application with same-day support for customers who want to borrow money quickly and with simple procedures. Like other online loan support units, when applying for a loan at TienCash, customers do not need to ask for too many documents, registration only takes 15 minutes and then receives results.
Customers can choose the desired loan limit to handle personal work, shop or pay many other fees, etc. Borrowing money online is reasonable.
Review TienCash online loan application
TienCash loan application is evaluated and selected by many customers. Let's find out the advantages and limitations of this form.
Advantages
- Accurate information is fully displayed about the loan so that customers can track such as loan limit, duration, interest rate, other fees, etc.
- Request a simple application procedure.
- Review documents quickly in just 15 minutes and immediately disburse money to your account.
- Absolute confidentiality of customer information.
- Online support at any time when customers need advice and loan registration.
Limit
In addition to the advantages of borrowing money at TienCash, there will also be some limitations when applying for a loan online such as:
- Interest rates for online loans will be higher than those of banks.
- Website slow, lag if there is a large number of visitors.
- Short payment period.
TienCash loan limit, time and interest rate
If you are in need of a loan at TienCash, please refer to this loan information to better understand before borrowing.
Level
TienCash supports customer loan limit from 1 to 8 million VND. For first-time borrowers, the maximum support limit is 5 million.
Time
The time to pay the loan at TienCash will be from 1 to 4 months depending on the customer's choice. With loans, customers with the first loan limit of less than 5 million will have to pay in full within 7-14 days.
Loan interest rate
TienCash loan interest rates range from 10-24%/year. Similar to the interest rate at other online loan support units, it can be seen that this interest rate is higher than that of banks, but in return, customers can borrow money online quickly and the approval rate is almost is 90% successful.
Conditions for borrowing money at TienCash
To qualify for a loan at TienCash, you need to meet the following basic requirements:
- Be 18 years of age or older and be a citizen of Vietnam.
- Have all valid ID/CCCD or Passport documents.
- Have a personal bank account.
Once you have met the above requirements, you can proceed to apply for a loan at TienCash.
Instructions to apply for a quick loan at TienCash
To register Loan App TienCash, please refer to the process below:
Step 1: Download TienCash app and register for an account
Access the CHPlay application or the App Store to download the TienCash application to your phone and apply for a loan.
Step 2: Select the amount to borrow and the payment term
You proceed to fill in the information according to the registration form, note choosing the amount you want to borrow and the correct loan term.
Step 3: Fill in the information according to the instructions
When you have completed the information, you proceed to check once more about the bank account number, the loan is correct. Read the loan regulations at TienCash before confirming to send the application.
Step 4: Reviewing documents and disbursing
TienCash department will receive the application and start checking and appraising your loan. The application process is quite fast, if your loan application is approved, the money will be immediately disbursed to your account.
Step 5: Pay the loan on time
Note the time to pay interest and principal at TienCash when you take out a loan to avoid incurring additional penalty fees for late payment. You can pay 1-2 days earlier.
How to pay TienCash loan
You can pay the loan for TienCash through your bank or Momo e-wallet. Information about TienCash bank for payment you can see in your loan file on the App or contact TienCash support to request money transfer information.
Safe online loan experience at TienCash
Some experiences when borrowing money online at TienCash as well as other units you can refer to:
- Find out in detail whether the company you want to borrow is reputable, safe or not.
- Read the terms of the contract carefully before confirming your agreement to apply for a loan.
- Fill in the correct information when applying for a loan for faster approval.
- Choose the loan that is right for you and make sure you can repay it on time.
Some frequently asked questions when applying for a loan at TienCash
Is TienCash a scam?
Many questions wonder if TienCash scams customers or not. This information has not been confirmed and there is no specific evidence to charge. However, as we have said when you go for a loan at any unit, always read carefully about all the terms that the loan has to offer.
As well as find out the loan unit you want to borrow money from. To borrow a large amount of money, simple procedures, fast disbursement, you have to accept the risk of higher interest rates and many other fees attached.
Can I use the identity card of a relative of the borrower?
This is not accepted. When borrowing money at TienCash, it is imperative that you use the correct personal documents such as ID card/CCCD and the owner's bank account number when filling out the loan application. New information is validated, you can be approved for a successful application.
How long does the money transfer system take?
Once your application has been submitted, the TienCash system will begin to review your loan application. If the loan application is valid and approved successfully, the loan amount will be immediately disbursed to the registered bank account.
Receiving time can be from 10 to 30 minutes depending on the banking system.
Is bad debt approved or not?
Loan support unit TienCash still supports customers to borrow money when they have bad debts at other financial companies. However, you need to ensure that you have enough personal documents of ID/CCCD to be able to complete the registration application.
Conclusion
Can see, TienCash Online loan support service is quite simple and fast. Anyone who is having financial difficulties, needs a quick loan to be resolved within the same day, can contact. If you do not know the specific loan process at TienCash, you can review the instructions that Banktop introduced above.
The article was edited by: Banktop.vn
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