If you are a Vietcombank customer and regularly make wire transfers, then Vietcombank money transfer limit is a factor that should be taken into account. From 15/6/0219, Vietcombank has made some changes to the transfer limit on Internet Banking through two authentication methods Smart OTP and SMS OTP.
In this article, banktop.vn will update the latest money transfer limit at Vietcombank and guide how to increase the simple Vietcombank money transfer limit.
Vietcombank money transfer methods
Before going into Vietcombank's money transfer limit, let's take a look at some popular money transfer methods:
- Direct money transfer at the counter, usually applied when the transfer amount is too large or there is not enough money in your account. However, you must grasp Vietcombank working hours at each branch to actively transact.
- Transferring money via ATM card, however, is very time consuming and inconvenient.
- Transfer money through Vietcombank's internet banking or mobile banking service through the application VCB Digibankthis is the most commonly used form of money transfer.
What is the limit for transferring money from Vietcombank via internet banking and mobile banking?
Refer:
- The latest updated Vietcombank swift code
- Instructions to register for internet banking vietcombank
Latest updated Vietcombank money transfer limit
For customers using VCB - iB@nking service to transfer money, the money transfer limit will be different between the two authentication methods: Smart OTP and SMS OTP.
Vietcombank transfer limit with Smart OTP authentication method
| Transaction type | Level | |
| Science and technology usually | Science and Technology Priority | |
| Internal transfer to the same account | Unlimited | |
| Internal transfer to another account holder | 1 billion VND/day | 2 billion VND/day |
| Quick money transfer 24/7 via card number | 300 million VND/transaction 1 billion VND/day | 300 million VND/transaction 2 billion VND/day |
| Quick money transfer 24/7 via account number | ||
| Regular interbank transfer | 1 billion VND/transaction 1 billion VND/day | 2 billion VND/transaction 2 billion VND/day |
| Cash on counter/charity money transfer | ||
| Bill payment transactions, financial services | 1 billion VND/day | 2 billion VND/day |
| Transactions in the group of deposits, payment of credit card statements, payment to the state budget, payment of customs fees | Unlimited | |
Vietcombank money transfer limit with SMS OTP authentication method
| Transaction type | Level |
| Internal transfer transactions within the VCB system and with the same account holder | Unlimited |
| Internal transfer in VCB . system other account holder | 100 million VND/transaction 100 million VND/day |
| Quick money transfer 24/7 via card number | 50 million VND/transaction 100 million VND/day |
| Quick money transfer 24/7 via account number | |
| Regular interbank transfer | 100 million VND/transaction 100 million VND/day |
| Transfer money to cash receivers at the counter/Charity money transfer | |
| Transactions Bill payment, Financial services, State budget payment | 100 million VND/day |
| Transactions in the group Deposit, Credit card statement payment | Unlimited |
Transfer limit by domestic debit card
| Transaction | Standard Rank | Gold rank | Special Class | |
| Transfer | Maximum transfer amount in 1 day | 100 million VND | 100 million VND | 100 million VND |
| Maximum transfer limit/transaction | Under 100 million VND | Under 100 million VND | Under 100 million VND | |
| Interbank money transfer via card | ||||
| ATM channel | Maximum transfer limit 01 time | 50,000,000 VND | ||
| Maximum transfer limit 01 day | 100,000,000 VND | |||
| Channel VCB-iB@nking | Maximum transfer limit 01 time | 30,000,000 VND | ||
| Maximum transfer limit 01 day | 60,000,000 VND | |||
| VCB-Mobile channel B@nking | Maximum transfer limit 01 time | VND 20,000,000 | ||
| Maximum transfer limit 01 day | 50,000,000 VND | |||
Refer:
- Instructions for making Vietcombank Visa card
- Update Vietcombank money transfer fee schedule
Vietcombank Mobile Banking money transfer limit
- Customers transfer money on VCB-Mobile B@nking with a limit of up to VND 50,000,000/day, unlimited number of payments.
- The maximum limit for a transaction is VND 10,000,000 and the minimum limit for a transaction is VND 50,000.
How to increase Vietcombank money transfer limit to 1 billion, 3 billion?
Based on the above information about Vietcombank money transfer limit, we can see that the transfer limit depends on two factors that are the customer and the authentication method (Smart OTP or SMS OTP).
Then, to increase the money transfer limit we have two ways as follows.
Upgrade Vietcombank transfer level by upgrading customer class to Priority
The first way: upgrade customer class from regular customer to Priority. The question is what conditions are needed to upgrade to a Priority customer:
- Average foreign currency and total deposit balance of 2 billion or more in the latest year.
- Customers who belong to the debt classification group 1 and have a total outstanding balance of over 3 billion VND
- Customers are credit card holders Each year spending from the card is over 150 million.
Just meet one of the three conditions above, you can upgrade the customer class.
Increase Vietcombank transfer limit by changing authentication method via Smart OTP
The second way is simpler: just go to the transaction counter to register to change the authentication method from SMS OTP to Smart OTP, you will be able to increase Vietcombank money transfer limit
The third way, customers can access Vietcombank Internet Banking page to increase money transfer limit according to the following steps.
Step 1: Access Vietcombank Online here
Step 2: In the menu on the right, select “Setting transfer limit”
Step 3: Select your desired remittance limit in the “transfer limit” box, then enter the verification code, and click confirm. An OTP is sent to your phone number. Enter the OTP code to finish the process of increasing Vietcombank money transfer limit.
Learn how to transfer money from Vietcombank to Agribank
Set Vietcombank money transfer limit to 1 billion, 3 billion VND
On the Digibank application, you can set the maximum transfer rates as follows:
- 20 million
- 50 millions
- 300 million won
- 500 million won
- 1 billion
- 3 billion
- 10 billion won
Step 1: Log in to Vietcombank application, select Settings. Then, select Next Set money transfer limit.
Step 2: Click on the box below Current limit, select a limit of 1,000,000,000 VND (1 billion VND) or 3,000,000,000 VND (3 billion VND)
Step 3: Click Continue.
Step 4: At this point, the system will ask you to authenticate. Click and select Select the authentication method.
- If you choose SMS OTP method, Vietcombank will send an OTP code to the registered phone number message. Enter the code and click Confirm.
- If you choose the VCB-Smart OTP method (already registered for this service), the application will automatically enter the OTP code for you. You just need to enter the OTP password.
Step 5: Press Confirm.
Conclude
Is it too easy to check and increase Vietcombank money transfer limit? If you have any other questions or need Vietcombank unsecured loan You can contact us for a free consultation.
Refer:
- How to check Vietcombank account balance
- What is Vietcombank Trading?
Information edited by: banktop.vn
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