TPBank is currently one of the most prestigious Government bond banks with loan and savings deposit programs that bring many benefits to customers. So TPBank bank interest rate How much is the deposit? What is TPBank's mortgage interest rate for each specific product?
Let's find out through the content of the article!
See more: Swift Code TPBank
TPBank Interest Rate When Saving Savings
TPBank savings interest rates at Counters
Currently, TPBank has many forms of savings including:
- Saving Bao An Loc
- Saving Wealth
- Bao Loc Savings
- Saving Truong An Loc
Can see TPBank savings interest rate is divided into terms of 1 month, 3 months, 6 months ... to 36 months maximum. In which, 1-month and 3-month terms apply interest rate of 3.55%/year; 6-month term applies the interest rate of 5.4%/year and the highest is 6.6%/year for 18-month and 24-month term. For the form of savings deposit at TPBank's counters, the term of 12 months and 24 months is not applicable.
| Period | Interest rate |
| 1 month | 3.55% |
| 3 months | 3.55% |
| 6 months | 5.40% |
| 12 months | – |
| 18 months | 6.60% |
| 24 months | – |
| 36 months | 6.60% |
TPBank Online savings interest rate
For online savings, customers have more choices of terms and interest rates for TPBank's savings online are also higher than at the counter, specifically as follows:
| Period | Interest rate |
| 1 month | 3.65% |
| 3 months | 3.65% |
| 6 months | 5.80% |
| 12 months | 6.40% |
| 18 months | 6.70% |
| 24 months | 6.70% |
| 36 months | 6.70% |
It can be seen that, TPBank's savings interest rate is 3.65%/year for 1- and 3-month terms, 5.8%/year for 6-month terms; 6.4%/year for 12-month tenors and peaked at 6.7%/year for 18, 24 and 36-month tenors.
Foreign currency deposit interest rate
In addition to VND savings, customers can completely deposit foreign currencies with the following interest rates:
| Period | Earning profit at the end of the period | Deposit to Bao An Loc | ||||||
| USD | EUR | AUD | GBP | SG | CAD | JPY | USD | |
| KKH | 0 | 0 | 0.01 | 0.01 | 0 | 0.01 | 0.01 | 0 |
| 01 week | 0 | 0 | – | – | – | – | – | – |
| 02 weeks | 0 | 0 | – | – | – | – | – | – |
| 03 weeks | 0 | 0 | – | – | – | – | – | – |
| 01 month | 0 | 0.01 | 0.01 | 0.01 | 0 | 0.01 | 0.01 | 0 |
| 02 months | 0 | 0.01 | 0.01 | 0.01 | 0 | 0.01 | 0.01 | 0 |
| 03 months | 0 | 0.01 | 0.01 | 0.01 | 0 | 0.01 | 0.01 | 0 |
| 06 months | 0 | 0.01 | 0.01 | 0.01 | 0 | 0.01 | 0.01 | 0 |
| 09 months | 0 | 0.01 | 0.01 | 0.01 | 0 | 0.01 | 0.01 | – |
| 12 months | 0 | 0.01 | 0.01 | 0.01 | 0 | 0.01 | 0.01 | 0 |
| 18 months | 0 | – | – | – | – | – | – | – |
| 24 months | 0 | – | – | – | – | – | – | 0 |
| 36 months | 0 | – | – | – | – | – | – | – |
| LS withdraws ahead of time | Corroborate | |||||||
Note: The above interest rate table is updated directly on the bank's website. However, this interest rate may change from time to time and from region to region.
Update the latest Vietnamese bank savings interest rates
How to Calculate TPBank Savings Interest Rate
There are two ways to calculate interest rates on bank savings, which are in the form of demand deposits and term deposits, specifically as follows.
Formula for calculating interest rate on demand deposit:
Interest amount = Deposit amount x Interest rate x Actual days of deposit / 365
Formula for calculating interest rate for term savings:
Interest amount = Deposit amount x Interest rate x number of days of deposit /365
Example of how to calculate interest rate on a term savings account:
- Deposit amount 100,000,000 VND
- 1 year term
- Interest rate 7%/year
1 year after withdrawing, we have profit = 100,000,000 x 7% = 7,000,000 VND
Find out how much is the interest in saving 1 billion 1 month?
TPBank Loan Interest Rate
TPBank's mortgage products apply interest rates ranging from 6.9%/year to 11.88%/year depending on the form of registration. Specifically, the interest rate for home loan, home repair or business loan is 6.9%/year; car loan is 7.6%/year; for unsecured consumer loan packages, the interest rate is 9.9%/year and the highest is 11.88%/year for start-up loans.
| Product | Interest rate (year) | Maximum loan | Tenor |
| Loan to buy a car | 7.6% | 80% of car value | 7 years |
| Borrow to buy a house | 6.9% | 85% of house value | 20 years |
| Business loan | 6.9% | 85% of demand | flexible |
| Consumer loans | 9.9% | Limit up to 100% | 10 years |
| Borrow for home construction | 6.9% | 90% of demand | 15 months |
| Mortgage overdraft loan | 7.2% | 500 million VND limit | 4 years |
| Mortgage loans with valuable documents | 6.8% | 95% of the value of the passbook | flexible |
| Start-up loan | 11.88% | 1 billion VND limit | 10 years |
Should You Deposit Savings At TPBank?
Prestige and brand of TPBank
TPBank is known as one of the banks with strong financial potential and a pioneer in the field of “Digital banking”.
TPBank has been honored to receive many prestigious awards at home and abroad such as "Best electronic bank" by Asian Banker, and also in the Top 10 most prestigious Vietnamese commercial banks in 2016 according to Vietnam Report.
Convenience and safety
TPBank has technology solutions that help customers manage deposits anytime, anywhere with extremely high security. With the accompanying services that TPBank provides such as Internet Banking, Mobile Banking, etc., customers will easily look up the balance on their savings account at TPBank in the fastest and most convenient way.
Customer care
When considering savings in banks, customer service is an extremely important factor. At TPBank, the enthusiastic and experienced customer service staff will answer all questions of customers during the process of sending money after depositing.
Therefore, when problems arise, customers just need to call the switchboard, the operator will answer all questions.
Find out which bank is the most reputable savings bank today?
Conclude
In this article, we have compiled the most complete information about TPBank's interest rates including savings interest rates and loan interest rates. Hope the content of the article has brought you the most useful information.
Information edited by: banktop.vn
Post a Comment
Post a Comment