Like other banks, when transferring money at Vietcombank, you will have to pay a fee. Vietcombank money transfer fee is divided into many types with different amounts. In today's post, let's find out Vietcombank money transfer fee schedule the latest now.
What is Vietcombank money transfer fee?
Vietcombank money transfer fee is the amount you have to pay to the bank when making money transfer transactions from your bank account. This fee is calculated based on the bank's regulations. This is the fee to maintain the system, provide services and maintain the operation of the bank.
You can make a money transfer at a counter, an ATM or at Internet banking on your phone. Fees for different forms will vary, based on the total amount of the transfer. vietcombank money transfer fee is divided into many types, such as domestic and international money transfer, same bank and different bank... So what is the latest vietcombank money transfer fee schedule today?
See more: What is Vietcombank Trading?
Update the latest Vietcombank money transfer fee schedule
Fee for transferring vietcombank money to another bank
From October 1, 2018, Vietcombank applies a new money transfer fee. Accordingly, when transferring money in Vietcombank's banking system, you will lose VND 2,000 fee/transaction. The sender can choose either a payer or a payee. This fee applies to transactions under VND 50 million. From 50 million VND or more, the service fee is 5000 VND. This is the new change. Because before that, Vietcombank did not charge fees when transferring money with the same bank.
For transactions other than banks, the minimum fee for 1 transaction is 7,000 VND for a transaction under 10 million VND. The more you transfer, the higher the Vietcombank money transfer fee. From 10 or more, the service fee will correspond to 0.02% of the transfer value. The maximum fee for 1 transaction is 1 million VND.
In addition, monthly, you will have to pay Vietcombank the service fee. Currently, you can choose between the account balance notification service via SMS or SMS Banking. Both types have a fee of 11,000 VND/month.
See also: How to register for Internet Banking Vietcombank
Fee for transferring money from Vietcombank to Bankplus
Customers using Mobile BankPlus to transfer money to other banks of Vietcombank will be completely free from January 1, 2022. The limit set by the bank for each money transfer is 50 million VND/day, the maximum is 20 million VND/transaction and the minimum is 30,000 VND/transaction.
The biggest convenience of money transfer via Bankplus is that customers can use it anytime, anywhere, even without internet nearby, but only need a viettel sim mobile device. Because Bankplus is a cooperation service between Vietcombank and Viettel, it helps customers who are Viettel subscribers to make money transfer, payment transactions, and account queries on the phone in the fastest way.
Vietcombank International money transfer fee
Vietcombank also provides international money transfer services. Fees will be higher than domestic money transfer. At the same time, Vietcombank money transfer fee when transferring in VND will be different from foreign currency. Specifically:
- International money transfer but the same banking system, the fee is 0.2% of the transaction amount. You can deposit minimum 5 USD and maximum 300 USD
- Fees for foreign banks (When the person making the money transfer agrees to pay) is:
- 20 USD/transaction if using USD
- 40 USD/transaction if using Euro
- 30 USD/ transaction with all other foreign currencies.
- When transferring Won from Vietnam to Korea, it will cost you 15 USD./transaction when having an account at Mizuho and 20 USD/transaction with other banks.
- If you want to keep the same exchange rate on the transfer date, you will have to pay an additional 30 USD/transaction.
As can be seen, Vietcombank money transfer fee is divided quite clearly. Although the fee is quite high compared to the common ground, but thanks to the speed and quality of money transfer, Vietcombank has always been the bank of choice for many people.
Update the latest BIDV annual fee
Vietcombank money transfer fee directly at the counter
If the customer pays at the bank branch that has opened the account or the same province and location opened. Then the bank makes free transactions for customers when making payment to Vietcombank account.
Vietcombank money transfer fee at ATM
Transferring money to Vietcombank at an ATM incurs the following fees:
- Transfer money with the same system in the same province: 3,300 VND / 1 time transfer
- Transfer money to other banks: 11,000 VND/1 transfer (applicable when transferring under 30 million, over 30 million, 0.2%/transfer amount)
Vietcombank money transfer fee via Internet Banking
Currently, the transfer fee to other Vietcombank banks in the country is divided into many different levels, the transfer fee is also calculated differently. The following are the fees prescribed by Vietcombank for 2 basic cases of money transfer:
Vietcombank online banking service fee schedule
| SERVICE | Charges | |
| VCB Digibank | ||
| 1. Service registration and maintenance fee | ||
| Service registration fee | Free | |
| Service maintenance fee | 10,000 VND/month | |
| Free if customers do not have financial transactions on VCB Digibank in the month | ||
| If customers have financial transactions on more than 01 service among VCB Digibank services during the toll period, Vietcombank will only charge the maintenance fee for 01 service and waive the remaining services. | ||
| 2. Transaction fee | ||
| Charity money transfer | Free | |
| Transfer between customer accounts | Free | |
| Transfer money to other beneficiaries at Vietcombank | ||
| Under 50 million VND | 2,000 VND/transaction | |
| From 50 million VND or more | 5,000 VND/transaction | |
| Transfer money to beneficiaries at other banks in Vietnam via SBV | ||
| Under 10 million VND | 6,000 VND/transaction | |
| From 10 million VND to less than 500 million VND | 0.015% Transfer Amount | |
| Minimum 9,000 VND/transaction | ||
| Up to 950,000 VND/transaction | ||
| From 500 million VND or more | 0.01% Transfer amount | |
| Minimum 9,000 VND/transaction | ||
| Up to 950,000 VND/transaction | ||
| Quick transfer 24/7 for beneficiaries at other banks in Vietnam | ||
| From 2 million VND or less | 5,000 VND/transaction | |
| From over 2 million VND to less than 10 million VND | 7,000 VND/transaction | |
| From 10 million VND or more | 0.02% Transfer amount | |
| Minimum 10,000 VND/transaction | ||
| Up to 1,000,000 VND/transaction | ||
| Transfer money to recipients in cash at Vietcombank | 0.03% Transfer amount | |
| Minimum 10,000 VND/transaction | ||
| Up to 1,000,000/transaction | ||
| Send lucky gifts to beneficiaries at Vietcombank | ||
| Under 50 million VND | 2,000 VND/recipient/transaction | |
| From 50 million VND or more | 5,000 VND/recipient/transaction | |
| Send lucky gifts to beneficiaries at other banks in Vietnam | ||
| From 2 million VND or less | 5,000 VND/recipient/transaction | |
| From over 2 million VND to less than 10 million VND | 7,000 VND/recipient/transaction | |
| From 10 million VND or more | 0.02% Transfer amount | |
| Minimum 10,000 VND/recipient/transaction | ||
| Up to 1,000,000 VND/recipient/transaction | ||
| Request a money transfer | ||
| Send money transfer request | Free | |
| Remittance on money transfer request | apply transfer fee to other beneficiaries at VCB | |
| Pay the bill | Depending on the service provider | |
| Financial services | Depending on the service provider | |
| Electronic Recharge | Free | |
| (Including electronic Recharge transactions made at VCB's counters) | ||
| Pay local taxes | ||
| Collection account of the State Treasury at Vietcombank | Free | |
| Specialized collection accounts of the State Treasury at other banks | ||
| Under 500 million VND | 9,000 VND/transaction | |
| From 500 million VND or more | 0.005% Transaction amount; Maximum: 175,000VND/transaction | |
| 3. Bank service fee via SMS VCB-SMS B@nking | ||
| Register Service | Free | |
| Service maintenance | 10,000 VND/month/phone number | |
| Free for phone numbers that do not have active SMS receiving during the month | ||
| Information query transaction, top-up according to the message syntax | Free | |
| (Does not include the SMS fee paid to the carrier in accordance with regulations) | ||
| Receive loan reminder messages | Free | |
| 4. Banking service fee via VCB-Phone B@nking | Free | |
| (Does not include telecommunications charges paid to carriers in accordance with regulations) | ||
| 5. Fees for checking, adjusting and canceling orders of transactions on digital banking channels VCB Digibank | 30,000 VND/transaction | |
Some notes when learning about vietcombank money transfer fees
Vietcombank money transfer fees are clearly regulated and there is little change. However, when transferring money, to avoid confusion, you need to note:
- The fee schedule does not include VAT, you will have to pay an additional 10% VAT per month. For example, transferring money with the same bank will cost a total of 2,200 VND.
- For transactions converted by percentage, the fee to be paid will be calculated as a percentage of your transaction value.
- When performing transactions related to foreign currencies, VCB will comply with the regulations of the State bank.
- The regulated fee does not include fees payable to relevant units and banks. Therefore, when these fees arise, Vietcombank will collect additional fees, corresponding to the requirements of the transaction.
- When transferring money in foreign currency, you can pay Vietcombank service fee in VND. The exchange rate will be determined according to the foreign currency rate at the time of money transfer.
- For the cases of canceling transactions, stopping using the service before the expiration date… Vietcombank will not refund the service fees. You need to keep this in mind to avoid confusion.
- You need to enter the correct information about the amount, the recipient's account number, etc. when transferring money to avoid errors. In case the account number is not on the system, you will not be charged any money transfer fees. If you enter the wrong account number and there is a beneficiary, you will not receive your transfer fee back due to your mistake. Be very careful when transferring money.
Update detailed Vietinbank money transfer fee schedule
Conclude
Hopefully, through the above article, you have a better understanding of Vietcombank money transfer fees. Transactions when transferring money all incur a prescribed fee. Therefore, you need to be careful not to be surprised. In the near future, VCB is not expected to change the fee schedule for money transfer. You can use and compare this fee table to transfer money. Wish you have successful transactions.
Information edited by: banktop.vn
Post a Comment
Post a Comment