Sacombank savings deposit interest rate is fluctuating at 3.9% to 7.8%/year for terms from 1-36 months, applicable to customers depositing at transaction counters or online savings accounts. According to the survey, the highest Sacombank interest rate is 7.8%/year for a 13-month term with a deposit of over 100 billion.
Which bank should save money with the best interest rate?
Sacombank savings deposit interest rate
The fluctuation of Sacombank's interest rates has not changed much compared to the previous one, from 3.9%/year to 7.8%/year for terms from 1 to 36 months. Accordingly:
- 1-month term applies the interest rate of 3.9%; 4%/year is Sacombank's deposit interest rate for 2 and 3 month term deposits before increasing to 4.05% pa for 4 and 5 month term.
- For 6-month term, Sacombank's applied savings interest rate is 5.7%/year; slightly increased to 5.95%/year for 7-month term and 6%/year for 8-month term. For the 9, 10 and 11-month terms, Sacombank's interest rate is 6.1%/year and increased to 6.5%/year for 12-month term.
- Sacombank's interest rate peaked at 7.8%/year for 13-month term; Sacombank savings interest rates for terms 15 and 18 are 6.5%/year and 6.6%/year respectively before stopping at a stable level of 6.7%/year for 24 and 36 month terms. .
The detailed interest rate table for savings accounts at Sacombank is updated on May 1, 2021 for customers opening accounts at the counter as follows (Applicable to traditional term savings accounts)
| Period | Deposit (X) (only applicable in VND) | VND | |||
| Maturity interest | Quarterly profit | Monthly interest | Prepaid interest | ||
| 1 month | No specified | 4.90% | 4.90% | 4.88% | |
| 2 months | No specified | 4.95% | 4.94% | 4.91% | |
| 3 months | No specified | 5.00% | 4.98% | 4.94% | |
| 4 months | No specified | 5.00% | 4.97% | 4.92% | |
| 5 months | No specified | 5.00% | 4.96% | 4.90% | |
| 6 months | X < 200 million VND | 6.30% | 6.25% | 6.22% | 6.11% |
| 7 months | No specified | 6.20% | 6.11% | 5.98% | |
| 8 months | No specified | 6.20% | 6.09% | 5.95% | |
| 9 months | No specified | 6.40% | 6.30% | 6.27% | 6.11% |
| 10 months | No specified | 6.40% | 6.25% | 6.08% | |
| 11 months | No specified | 6.40% | 6.24% | 6.05% | |
| 12 months | X < 200 million VND | 6.90% | 6.73% | 6.69% | 6.45% |
| 13 months | No specified | 7.90% | 7.60% | 7.28% | |
| 15 months | X < 200 million VND | 7.05% | 6.81% | 6.78% | 6.48% |
| 18 months | X < 200 million VND | 7.20% | 6.90% | 6.86% | 6.50% |
| 24 months | X < 200 million VND | 7.30% | 6.87% | 6.83% | 6.37% |
| 36 months | X < 200 million VND | 7.40% | 6.74% | 6.70% | 6.06% |
Note:
- For term savings CAD and JPY renew with 0% interest for all terms.
- For 13-month term, apply for new VND deposits with a minimum deposit of VND 100 billion. For the case of resuming a savings book, if the renewal balance is less than VND 100 billion, the interest rate at the end of the period of 12 months will be applied. corresponding change according to the type of interest payment at the end of the period. Renewal balance over 100 billion applied at the listed interest rate.
See more: Sacombank red book mortgage loan interest rate
Sacombank's interest rates when saving online
| Period | Interest rate | |||
| (Interest at the end of the period, monthly, quarterly: %/year) | ||||
| VND | USD | |||
| Maturity interest | Quarterly profit | Monthly interest | Maturity interest | |
| 1 month | 5.00% | 5.00% | 0.00% | |
| 2 months | 5.00% | 4.99% | 0.00% | |
| 3 months | 5.00% | 4.98% | 0.00% | |
| 4 months | 5.00% | 4.97% | 0.00% | |
| 5 months | 5.00% | 4.96% | 0.00% | |
| 6 months | 6.70% | 6.64% | 6.61% | 0.00% |
| 7 months | 6.30% | 6.20% | 0.00% | |
| 8 months | 6.30% | 6.19% | 0.00% | |
| 9 months | 6.50% | 6.40% | 6.36% | 0.00% |
| 10 months | 6.50% | 6.35% | 0.00% | |
| 11 months | 6.50% | 6.33% | 0.00% | |
| 12 months | 7.30% | 7.11% | 7.07% | 0.00% |
| 15 months | 7.30% | 7.05% | 7.01% | |
| 18 months | 7.45% | 7.13% | 7.08% | 0.00% |
| 24 months | 7.45% | 7.09% | 7.05% | 0.00% |
| 36 months | 7.45% | 6.95% | 6.91% | 0.00% |
Sacombank's interest rates with other forms of savings
Current account (Cash account), Time saving account (Deposit savings account), Savings deposit
Sacombank deposit interest rates apply:
Avoided have
- Under 30 days: 0.2%/year
- Over 30 days: applied like the traditional Sacombank savings deposit interest rate table
Future Deposits
- Term: 1 - 5 years
- Interest rate: 4.25%/year
Phu Dong Savings
- Term: 6 months – 15 years
- Interest rate: 4.25%/year
Phuc Loc Middle Years Savings
Apply deposit interest rates like traditional deposit rates. In addition, Phuc Loc Trung Nien savings account also applies bonus interest rates as follows:
Savings Accumulating
- Currency: VND
- Interest rate: 4.25%/year
- Term: 6, 9, 12, 24 months
Dai Phat Savings
Reference: Sacombank's working hours
How to calculate Sacombank savings deposit interest rate?
Calculating SacomBank's deposit interest rate is based on 3 factors that are deposit amount, term interest rate and actual number of days of deposit.
Formula for calculating interest rate for savings without term
The formula for calculating SacomBank savings interest rate will be as follows:
Interest = Deposit amount * Deposit interest rate (%) * Actual number of days deposited in a month/360-day deposit period
Example: Sacombank savings customers:
- 500 million VND
- 1 month term, interest at the end of the term
- 1-month savings interest rate is: 4.9%/year
- Sent date is 02/02/2021, due date is 02/03/2021.
Thus, February has 28 days, so customer's deposit period will be 28 days => Interest = 500,000,000 VND * 4.9%/year * 28 days/360 days = 1,905,556 VND.
Update the latest Agribank savings deposit interest rates
Term savings interest rate
Formula for calculating interest rate for term savings: Customers can choose 1 of 2 formulas to calculate term savings interest rate:
- Interest amount = Deposit amount x interest rate (%year) x number of deposit days/360.
Or:
- Interest amount = Deposit amount x interest rate (%year)/12 x number of months of deposit.
Latest Vietcombank savings deposit interest rate update
Should you deposit at Sacombank?
Should you deposit at Sacombank or not? That is the question many customers ask when they have idle capital and want to save money. Then here are the reasons:
- Preferential high interest rate up to 5.98%/year, higher than most banks today.
- Sending term flexible according to the wishes of the customer.
- You can send money directly through a bank or via Sacombank card
- Enjoy many promotions throughout the year.
- You can choose the method of calculating interest: cash or personal account.
- Can use saving to borrow capital.
- Conveniently withdraw and deposit money with a nationwide system of transaction points.
Conclude
Savings products at Sacombank bank is always used by many customers because the savings interest rate at Sacombank is always at a favorable level. Hopefully through this article, customers have had enough information to be able to choose for themselves a suitable form of savings at Sacombank.
See more:
- Update Eximbank's interest rate Latest updates
- Bank interest rate SHB latest 2022
- Techcombank savings interest rate Latest
Information edited by: banktop.vn
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