Latest update of ACB (Asia) interest rate May 2022

Updated post ACB Bank interest rate The latest in May 2022, the most accurate ACB savings deposit interest rate, ACB bank loan interest rate. Join Banktop to learn more about the content of the article.

Find out which bank has the most prestigious savings today?

About ACB Bank

ACB Bank (full name is Asia Commercial Joint Stock Bank) officially came into operation on June 4, 1993 and is currently one of the largest banks in the world. The most prestigious bank in Vietnam. After nearly 27 years of operation, ACB has increasingly affirmed its position with an increasingly large scale, including:

ACB has more than 350 branches and transaction offices

More than 11,000 ATMs

850 Western Union agents nationwide

9,000 employees working
Latest updated ACB bank interest rate

ACB's products and services include:

Saved money

Borrowing capital

Card products

Electronic banking

Insurance …

What are the characteristics of ACB's savings deposit products?

Deposit term: Announced in each period (from 1 month to 36 months).

Deposit type: VND, USD.

Minimum deposit: 1,000,000 VND / 100 USD.

Interest rate: Corresponds to the deposit level and deposit term at the time of deposit.

Interest payment method: Interest is paid in advance, monthly, quarterly, and at the end of the period.

For USD:

Customers withdraw money before maturity at the Branch/Transaction Office of the same Province/City (same area) with the Branch/Transaction Office opening the Savings Card.

Customer settles from the due date onward: Customer can withdraw money at any ACB's Branch/Transaction Office. When the customer withdraws money at a branch/transaction office other than the place where the account is opened, the customer pays a withdrawal fee from a different location.

Update the latest Agribank savings interest rates

Update ACB bank interest rate in May 2022

Traditional ACB deposit interest rates at counters

According to information from ACB's interest rate announcement website, effective from January 1, 2022, savings interest rates at ACB are from 3%/year to 6.6%/year for a term of 1 month or more. .

Besides, at the end of May and the beginning of June 2021, deposit interest rates will continue to remain unchanged for deposit products at ACB, specifically as follows:

Apply a general interest rate of 0.2%/year for all deposit levels, regardless of deposit area with a term of 1-3 weeks.

Similarly, for deposits with a term of 1 - 12 months, ACB's deposit interest rate is 3%/year to 3.2%/year for 1 - 3 month term and 4.4%/year - 5.5%/year for 6-12 month term.

Finally, the term of 15 months - 36 months applies the deposit interest rate of 6.2%/year.

ACB's savings interest rate is the highest at 13-month term with the applicable interest rate of 6.6%/year.

ACB bank interest rate in March 2021 — ACB bank interest rate in May 2021

See more :

ACB's Customer Care Hotline

ACB unsecured loan with low interest rate

Instructions for registering ACB Online

Online savings interest rate ACB bank

With ACB online savings interest rate, there are some points as follows:

The highest ACB online savings interest rate is 6.35%/year for a 13-month term and the lowest is 3.55%/year for a 2-month term.

ACB does not apply online savings deposit method for 1-month term.

ACB savings interest rate according to optional term

Deposit/Term	Interest at the end of the period (%/year)
Deposit/Term	<200 million dong	>= 200 million or more
TG option term 1 month - 2 months interest at the end of the term	5.45	5.5
TG option term of 2 months - 3 months of interest at the end of the term	5.5	5.5
TG option term 3 months - 6 months interest at the end of the term	5.5	5.5

Latest updated ACB 2022 savings deposit interest rate

ACB savings interest rate in Ho Chi Minh City area. Ho Chi Minh

Information about interest rates for savings at ACB in Ho Chi Minh City:

ACB's savings interest rate in Ho Chi Minh City — Savings interest rate at ACB bank in Ho Chi Minh City

From the above information we can see:

In Ho Chi Minh, savings deposit interest rates are lower from 0.1 to 0.2 % for deposits with terms from 1 to 12 months.

For the 13-month term, the interest rate is the same 7.1% with the deposit under 10 billion dong. From 10 billion VND to 30 billion VND is 7.1%/year and over 30 billion VND is applied with the highest savings deposit interest rate of 7.6%/year.

The interest rate is 7.4%/year for 15-month term and 7.6%/year for savings deposit terms of 18 months, 24 months and 36 months.

In addition to the usual savings packages at the counter, A Chau bank also has a number of other forms of savings such as: Phuc An Loc savings package (0.1% higher than the normal interest rate), natural savings package, etc. small gods, online deposits, settle down to set up a business or save money to protect ...

ACB savings interest rates outside HCMC

See details at: https://www.acb.com.vn/vn/interest/personal/tai-khoan-tien-gui/khac/lai-suat

ACB loan interest rate updated in 2022

As one of the leading Joint Stock Commercial Banks in Vietnam with a long history of establishment. ACB, full name is Asia Commercial Joint Stock Bank (Asia Commercial Joint Stock Bank), is a bank with extensive experience in lending.

Two loan products supported by ACB include: unsecured loans and mortgage loans.

ACB's loan interest rate table

Product	Interest rate (%/year)	Level	Tenor
Borrow to buy a house	7.5%/year (with home loan - land) 9%/year (with project home loan) 7.8%/year (with home improvement loan)	flexible 80% of the value flexible	20 years 15 years 7 years
Car loan	7.5%/year	75% of fixed assets	7 years
Study abroad loan	7.5%/year	Demand	120 months
Business loan	8%/year (with loan for production and business investment) 8%/year (Fixed asset investment loan) 7.8%/year (Borrow to supplement working capital)	10 billion VND flexible flexible	7 years 7 years 12 months

Above is the table of interest rates ACB applies to the packages ACB mortgage loan. Besides, ACB is also applying packages borrow money according to payroll for customers receiving salary transferred via ACB or any other bank with preferential interest rate from 15%/year.

Update the latest SHB savings interest rates

How to calculate interest rate at Asia Commercial Bank (ACB)

Savings interest rate without term

Savings deposit without term means that there is no fixed time, savers can withdraw money at any time without notice. Just go to any ACB branch and do the procedures.

When withdrawing savings, the bank will charge the savings interest rate for no term and then carry out procedures for customers to withdraw money. Formula for calculating interest rate on demand savings of ACB bank:

Interest= (Balance x interest rate x number of days actually deposited)/ 360

Term savings interest rate

When saving with a term, ACB has different terms with various methods of earning interest such as interest at the end of the period, monthly or quarterly interest. The formula for calculating ACB term savings interest rate is as follows:

With ending profit:

Interest = Deposit x Interest rate (%year)

With monthly interest:

Monthly interest = Deposit amount x Interest rate (%/month)

With quarterly profit:

Quarterly interest = Deposit x Interest rate (%/quarter)

Advantages when depositing at ACB bank

ACB is one of the banks with the best ability to mobilize savings deposits today, that is because of the advantages that ACB brings to customers such as:

The interest rate at ACB is very attractive, only 6%/year.

The deposit term is from 1 week to 36 months depending on the time the customer sends.

Many ways to deposit: ACB Online or go to the nearest transaction office.

Early withdrawal at any time, but with prior notice.

Many preferential programs when depositing ACB savings.

Interest calculation method can be cash or bank transfer.

The registration process is very simple and there is no fee.

24/7 support service.

Conditions of savings deposit at Asia Bank (ACB)

To deposit at ACB, customers need to meet some basic conditions below:

The minimum amount you need to deposit is 10 million VND.

ACB bank's interest rate for deposits and early withdrawals: 0.3%/year.

Term deposit is not applicable for all terms.

If you want to withdraw money before the due date, you must notify the bank 1 day in advance.

Withdrawals within 2 working days will be charged a tally fee according to regulations.

Withdrawal within 7 working days will not receive interest.

Procedures for ACB savings deposit

Procedure includes:

Bank form savings deposit form.

ID/CCCD/Passport

Relevant documents as required by the bank.

Should I deposit at ACB bank?

Deposit interest rates

ACB is a bank that is always appreciated for deposit interest rates. Specifically, the highest interest rate in the form of savings deposit is usually 7.8%/year, applied to deposits of 18 months or more and the amount of 5 billion VND or more.

Reputation level

ACB has always focused on customers, so up to now, there have not been any complaints or confirmations from financial authorities about ACB's lack of trust and fraud. During the past years of operation, ACB was also honored to win many prestigious awards such as:

Top 10 private enterprises with the highest profit.

Top 10 most prestigious commercial banks in our country evaluated by Vietnam Report.

Continuously in the Top of the most transparent enterprises.

With a series of noble awards, customers can feel secure when saving at ACB.

Various ways to send

Besides the traditional way of saving at the counter, customers can deposit online very conveniently. The advantage of online savings form is saving time, ensuring safety, and higher interest rates.

Conclude

Through this article, Banktop has provided the latest updated information about ACB interest rates. Hope this article has brought you useful information.

Information edited by: Banktop.vn

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