Interest Rate Viet Capital Bank (Viet Capital Bank) May 2022

Viet Capital Bank is currently a bank with attractive lending rates in deposit and loan products. So Vietnamese bank interest rate How is the latest in May 2022? Let's find out together with banktop.vn below to get the best choice.

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Bank deposit interest rates in Vietnamese version

Viet Capital Bank has many different deposit products, that's why the interest rates are different. Currently, Viet Capital Bank's interest rate is ranging from 3.9 to 7.5%/year for VND deposits. To understand the savings interest rates of products at Ban Viet, customers can refer to the following tables.

Traditional deposit interest rates at Viet Capital Bank

Benefit:

All individuals who are Vietnamese citizens are eligible to participate in savings accounts.

Flexible deposit terms help customers have more options.

Viet Capital bank savings interest rates are preferential and competitive compared to the market.

Simple and quick procedure saves time and effort.

Customers can pledge savings books to borrow capital.

To transfer ownership of the passbook to another person in order to preserve the term interest.

Easily make deposit and withdrawal transactions at any transaction office of Ban Viet bank.

As a traditional product, customers deposit money directly at the transaction counters of Ban Viet bank.

Period	Interest in advance	Monthly Interest	Quarterly profit	Maturity interest
KKH	–	–		0.20
01 - 03 Weeks	–	–		0.20
01 Month	3.90	–		4.00
02 Months	3.90	3.95		4.00
03 Months	3.90	3.95		4.00
04 Months	3.90	3.95		4.00
05 Months	3.90	3.95		4.00
06 Months	6.25	6.40	6.40	6.50
07 Months	6.25	6.35	–	6.50
08 Months	6.20	6.35	–	6.50
09 Months	6.15	6.35	6.35	6.50
10 months	6.15	6.30	–	6.50
11 months	6.10	6.30	–	6.50
12 months	6.30	6.55	6.60	6.80
15 months	6.30	6.60	6.65	6.90
18 months	6.25	6.55	6.60	6.90
24 months	6.10	6.55	6.55	7.00
36 Months	5.30	6.50	6.55	7.20
48 Months	5.30	6.40	6.40	7.30
60 Months	5.30	6.20	6.25	7.50

Interest rates for online savings

Online deposit is a method of sending money without going to the bank, customers only need to use the application or internetbanking of Viet Capital Bank to save money. All savings are system-recorded and cannot be tampered with.

Viet Capital Bank interest rates when saving online — Send savings online at Ban Viet

Current level Vietnamese bank interest rate of this online deposit product as follows:

Period	Maturity interest
01 - 03 Weeks	0.20
01 Month	4.00
02 Months	4.00
03 Months	4.00
04 Months	4.00
05 Months	4.00
06 Months	6.60
07 Months	6.60
08 Months	6.60
09 Months	6.60
10 months	6.60
11 months	6.60
12 months	6.90
13 months	6.90
15 months	6.90
18 months	6.90
24 months	7.00

Products Save 39+ preeminent

Savings product 39+ Preeminent is a savings product of Viet Capital for middle-aged customers from 39 years old and above with preferential interest rates.

Period	Maturity interest	Monthly interest
01 - 03 Weeks	–	–
01 Month	4.00	–
02 Months	4.00	3.95
03 Months	4.00	3.95
04 Months	4.00	3.95
05 Months	4.00	3.95
06 Months	6.60	6.50
07 Months	6.60	6.45
08 Months	6.60	6.45
09 Months	6.60	6.45
10 months	6.60	6.40
11 months	6.60	6.40
12 months	6.90	6.65
13 months	6.90	6.65
15 months	6.90	6.60
18 months	6.90	6.55
24 months	7.00	6.55

Little Star Accumulation

Is a savings product for children under 15 years old to accumulate large amounts of money in the future.

Period	Maturity interest
12 months	4.00
24 months	4.00
36 Months	4.00
48 Months	4.00
60 Months	4.00

Companion Accumulation Products

Targeting individual customers who are accumulating small amounts of money for big projects in the future. The companion Accumulator product will help customers immediately have a regular and long-term accumulation with a competitive, fixed interest rate for a term of 1-5 years.

Period	Maturity interest
12 months	4.00
24 months	4.00
36 Months	4.00
48 Months	4.00
60 Months	4.00

Interest rates of loan products at Ban Viet bank

Like other banks, Viet Capital Bank also has two types of loans: unsecured loans and mortgage loans. Viet Capital Bank interest rates for these products are as follows:

Mortgage interest rates at Ban Viet bank

Product	Interest rate	Level	Duration
Car loan	From 8.99%	80% of car value	7 years
Borrowing to buy a house, real estate	From 8.39%	70% of fixed assets	20 years
Borrowing for production and business	From 8.29%	70% of fixed assets	5 years
Borrow to build a house	From 8.99%	70% of fixed assets	flexible

See more mortgage loan packages here.

Mortgage loans at Viet Capital Bank do not need collateral

Update the latest BIDV savings deposit interest rates

Unsecured loan interest rate at Ban Viet bank

Current unsecured loan products of Viet Capital Bank are being deployed for the following subjects:

As an employee of an administrative and non-business unit.

Employee with salary income.

A member of a political and social organization.

Household business.

Each different object will have different documents to get a loan. But in summary, to get unsecured loans at Ban Viet bank, customers need to prepare the following documents:

Personal identification document (ID card/CCCD).

Proof of monthly income such as a certified company payroll statement.

Decision on appointment of work titles and labor contracts.

Business registration license of the company or enterprise.

Electricity bill in the name of the customer.

Mortgage loans at Viet Capital Bank do not need collateral, the loan amount can be up to 300 million and the loan term is flexible from 12-60 months. The interest rate for unsecured loans of Viet Capital Bank is 8% for the first 12 months and 11.5% for the remaining period.

Update the latest TPBank savings interest rates

Conclude

Here we have introduced you to Vietnamese bank interest rate in different products. If you are someone who is planning to deposit or borrow money here, you need to carefully refer to the products to make an appropriate choice.

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