Instructions to open a savings account for Vietcombank children - Insurance Finances

If you are in need of opening a savings book for your child at Vietcombank. But do not know the characteristics and procedures to open a savings book for children like. Then refer to the how-to guide Open a savings book for Vietcombank children Follow the steps that Thongtinbank.com introduces below.

Introducing Vietcombank's school savings package

Here I will introduce the product package send school savings for children at Vietcombank chosen by many parents. This package is similar to other savings products. We still pay and receive monthly interest according to regulations.

But school savings have a higher purpose than that.

• When participating in sending money and opening books for children, their future will be guaranteed when they grow up.


• The amount deposited in the savings book will receive a high interest rate. This is a form of investment for the future with high returns.


• Every month, parents will pay an amount for their children's books. This amount is not mandatory but will be flexible about the amount of deposit each month.


• School savings accounts have less risks compared to other forms of deposit. Because the deposit procedures and terms are clearly advised by the bank.

Features of Vietcombank savings package

Features of savings packages for Vietcombank children include:

• Accepted deposit is VND.


• Deposit customers are parents or guardians of children.


• The minimum monthly payment amount will be 3,000,000 VND.


• The original deposit term is 12 months, can be paid every 3 months by transfer or at Vietcombank.


• Payment method is at the end of each period and interest is calculated for each individual term. The longer the term, the higher the interest rate.

Savings book opening packages for Vietcombank children

Vietcombank is supporting parents to open a savings book for their children according to the following packages.

1/ Package sent with minimum limit of 200,000,000 VND will receive 1 insurance policy.

2/ Package sending 200,000,000 VND will receive 1 open fund.

3/ The sending package has a value of 400,000,000 2 open funds.

4/ Package sending 400,000,000 VND will have 1 insurance contract.

5/ Savings package 5: With a limit of 600,000,000, there will be 2 open funds.

Parents, please choose products that are suitable for the family's economic ability to register to open a savings book for Vietcombank children. In addition, the savings limit can be changed if needed.

Procedures for opening a savings book for Vietcombank children

To work Open a savings book for Vietcombank children more convenient and fast. Parents should learn and prepare the following documents in advance before coming to Vietcombank's transaction office.

• Identity document ID/CCCD/Passport of the parent or guardian for the child.


• Child's birth certificate or other documents of guardianship and representation of the child in accordance with regulations.


• Application form for opening a savings book according to the form provided by Vietcombank at the transaction counter.


• Some additional documents are required by the bank.

Note:

The person who registers for a savings account will be the person who replaces the passbook owner. Money sent will be sent directly to your bank account number. And please note that your child must not be more than 18 years old.

How to register to open a savings book for children at Vietcombank?

There are 2 ways to Saving money for Vietcombank children which parents can apply as follows.

Method 1: The sender brings money to Vietcombank's branch to pay money with a cycle of every 3 months.

Method 2: If you do not have time, you can choose to deposit money online. This form will deduct money from your bank account and then transfer it to a savings book.

In addition, if customers register for Internet Banking of Vietcombank, they can make the transfer by phone. Or use Momo e-wallet to transfer to a passbook.

When you have prepared all the documents and selected the product to send. Customers move to the nearest Vietcombank office. Here, the bank staff will be responsible for guiding and advising on savings products for children.

Notes when making a savings book for Vietcombank children

When sending money, please note a few points to avoid unnecessary trouble.

• If the sender cannot write letters, he or she can choose the form of pointing, registering codes and symbols.


• You should consult and learn more about other savings packages for children to make the most suitable choice.


• Ask a staff member for advice on how to pay interest on savings.


• Pay attention to the interest rate of the deposit package.


• Interest can be added to the principal to receive a higher amount of interest.


• Please keep and carefully preserve documents such as savings books and receipts to protect your interests.

Epilogue

So above you already know all the information about the savings package for Vietcombank children. If the family can afford it, they should join these sending programs to ensure the future for their children.

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