Instructions on how to Add more money to Vietcombank online savings account monthly 2022

Currently, when there is idle capital, most people will choose to save money in banks, both safe and receive attractive interest rates.

So, today's article nganhangonline will Instructions on how to Add more money to Vietcombank online savings account monthly 2022. If you have a Vietcombank account, don't ignore the content below, this will be your opportunity to accumulate money very effectively.

Instructions on how to Add more money to Vietcombank online savings account monthly 2022

Before learning how to deposit more money into Vietcombank online savings account, everyone needs to know what a savings account is? Can I add money to the savings account opened at Vietcombank?

What is Vietcombank online savings account? Can I pay more?

In the current 4.0 technology era, the financial accumulation needs of customers are very diverse. Some people want to have a small amount of capital to start a business, some people have a goal of accumulating to buy a house/car. Understanding this, Vietcombank has launched the product "Online Cumulative Deposits"with a variety of preeminent features.

Previously, if customers wanted to deposit more money into a Vietcombank savings account, they had to wait until the due date or actively settle the payment to send it back from the beginning. This has caused many inconveniences, not meeting the maximum needs of customers.

Therefore, after a period of renewal, Vietcombank has allowed customers to deposit more money into an existing account (online accumulative deposit account). Instead of having to open a new account each time, customers can now easily deposit more money into the old accumulated account.

How to Add Money to Vietcombank online savings account monthly via VCB – Mobile B@king

To deposit more money into Vietcombank online savings account, customers can do it via VCB - Mobile B@king application, specifically:

Step 1: Log in to VCB – Mobile B@king application on your phone.

Step 2: At the main screen, select the feature “Save".

Step 3: Next, select "Add to savings".

Step 4: Enter the correct information:

Amount to be recharged.

Select a delivery term.

Source account to deduct money.

Step 5: Enter the OTP code to confirm the monthly payment to Vietcombank online savings account.

How to Deposit More Money into Vietcombank online savings account monthly via VCB –iB@nking

In addition to the way to pay more money via VCB - Mobile B@king above, people can still pay via VCB - iB@nking (Internet Banking service).

Step 1: Access the website with the address: vietcombank.com.vn

Step 2: At the main interface screen, select “Sign in to VCB – iB@nking” in the left corner of the screen.

Step 3: Fill in "username", "Password", "Verification codes” and click on “Log in” right below.

Step 4: The screen displays, select “Account".

Step 5: Continue to select “Saving account".

Step 6: Choose "Add more money to savings".

Step 7: Enter the correct information:

Amount to be recharged.

Select a delivery term.

Source account to deduct money.

Step 8: Enter the OTP sent by the system to authenticate the transaction of adding money to Vietcombank online savings account.

Thus, customers can deposit more money into Vietcombank savings account by 02 extremely simple ways above. Take the initiative to accumulate your own money so that you can master your finances in the future!

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Benefits of depositing more money into Vietcombank online savings account every month

Most of today's customers choose to save money online at Vietcombank by accumulating monthly or when needed. Let's find out the benefits that this form brings!

Send savings online safely and effectively.

Make transactions at home without going directly to a bank branch/transaction office.

Deposit more money quickly without waiting for maturity/payment.

Increase the amount of savings on the same account without having to open any other accounts.

Interest rates for online deposits are higher than at the counter.

Ensure the accuracy and absolute confidentiality of customer information as well as deposits.

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Interest rate information when saving online at Vietcombank 2022

Before making Vietcombank online savings transactions, people need to know the current interest rates, specifically:

Sending term	VND	EUR	USD
Corroborate	0.10%	0.00%	0.00%
07 days	0.50%		0.00%
14 days	0.50%		0.00%
01 month	4.50%	0.15%	0.00%
02 months	4.50%	0.15%	0.00%
03 months	5.00%	0.15%	0.00%
06 months	5.50%	0.15%	0.00%
09 months	5.50%	0.15%	0.00%
12 months	6.80%	0.30%	0.00%
24 months	6.80%	0.30%	0.00%
36 months	6.80%	0.30%	0.00%
48 months	6.80%	0.30%	0.00%
60 months	6.80%	0.30%	0.00%

*Note: The above interest rate for online savings at Vietcombank was updated at the time of writing. Periodically, the bank will have different increase/decrease adjustments. Therefore, when there is a need to send money online, people can contact Vietcombank hotline 1900 54 54 13 for information.

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Frequently asked questions about Vietcombank online savings account

How to register for automatic savings on VCB – iB@nking?

Aiming to improve service quality, bring the best experience to customers. Vietcombank has implemented the automatic savings deposit feature on VCB – iB@nking with a few extremely simple steps.

Sign up for automatic savings

Step 1: Login to VCB – iB@nking.

Step 2: At the main screen, select the “Online Savings".

Step 3: Continue to select “Automatic Savings".

Step 4: Enter all required transaction information.

Step 5: Verify transaction and complete automatic savings registration.

*Note:

+ Customers can register for automatic money transfer (ATF) service between accounts with the same currency on a specified date to enjoy higher interest rates.

Which bank card (ATM card) should I make Best, free

+ The minimum amount of automatic savings deposit upon maturity is VND 1,000,000 or USD 100.

Besides how to register, customers can still cancel online automatic savings by following instructions.

Canceling automatic savings

Step 1: Login to VCB – iB@nking.

Step 2: At the main screen, select the “Online Savings".

Step 3: Continue to select “Canceling automatic savings".

Step 4: Customers choose a valid savings account, then press the button “Cancel".

Step 5: Verify transaction and complete automatic savings registration.

Is it better to open a savings book with a term or without a term?

Currently, there are 02 most popular forms of savings, which are term savings and demand savings. And of course, many customers will wonder what form to open.

Everyone needs to know that each form of savings deposit will have characteristics suitable for each customer, specifically:

Send savings without term: Suitable for customers who need to use money regularly and continuously.

Term Savings Deposit: Suitable for customers with stable income, clear and specific savings plan.

Experience of high-profit Vietcombank savings account 2022

Online savings Vietcombank will be an extremely effective financial investment channel if customers properly apply the following ways:

High interest rate is the deciding factor

Vietcombank is one of the banks with high savings interest rates in the financial market today. Moreover, knowing the deposit interest rate for each term will help you balance the amount of money you have to deposit. The longer the deposit term, the higher the interest rate received.

Priority to receive interest at the end of the period

With the form of term savings, the bank will apply many forms of interest receipt for people to choose, such as:

+ Receive interest at the beginning of the period.

+ Get monthly interest.

+ Get profit at the end of the period.

+ Get profit quarterly.

Each form will have a different regulated interest rate. However, if you receive interest at the end of the period, you will usually enjoy the highest interest rate. So, if you don't need money urgently, people should choose to receive at the end of the term.

Send savings online

Online savings are becoming a trend applied by many banks. For the purpose of attracting customers, the interest rate when depositing online savings is usually 0.1 - 0.3% higher than depositing at the counter.

Deposit with large amount of money

If you have spent a long time saving money at the bank, you should put a large amount of money into a one-time deposit. Thus, the interest rate (the amount of interest) earned will be higher than depositing in installments with a small amount.

Long term savings deposit

Based on the updated interest rate table in the above section, you can see that if you deposit with a long term, you will enjoy a higher interest rate than a short term. Therefore, considering the term of savings is also an extremely important strategy that you cannot ignore.

Through detailed content Instructions on how to Add more money to Vietcombank online savings account monthly 2022 above. Hope to have brought useful information to everyone. Before you leave, don't forget to leave a comment below if you have any questions! Website will always accompany and answer problems quickly and accurately.

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