With card questions withdraw money from Techcombank credit card get it or not? Then you and us will find out and answer this question in the article below.
Techcombank is a large bank in Vietnam. Techcombank is constantly striving to expand its influence beyond the market. With the number of customers coming to apply for Techcombank credit cards is also increasing day by day. Because of the high security and safety of the bank. Customers use credit cards mainly to pay for goods.
So when customers are in need of cash and want to withdraw cash from Techcombank's credit card, is it ok? How to withdraw money from Techcombank credit card please read in the article below.
About Techcombank credit card
Techcombank credit card is a card used to pay first and pay later. Customers can use credit cards without salary. Then it is possible to send the money back to the bank within the specified time. When using, customers also get special interest free up to 45 days.
In general, Techcombank credit cards are considered as consumer loans at banks. Borrowing money directly in the due card will have to pay if it is overdue, you may be fined and pay interest to the bank. However, each type of credit card of Techcombank has different limits and incentives.
Learn about Techcombank credit cards
Below are some types of cards used by many people at Techcombank.
- Techcombank Visa Infinite credit card.
- Techcombank Visa Classic credit card.
- Techcombank Visa Gold credit card.
- Techcombank Visa Platinum credit card.
- Techcombank Visa Platinum Priority credit card.
- Techcombank credit card JCB Dream Card (no new issuance).
Can Techcombank credit card withdraw cash?
A credit card is a utility that makes it easier for cardholders to make transactions without using cash. But few people know that Techcombank credit cards also have the function of withdrawing cash according to the credit limit of the card. Accordingly, you are supported to withdraw cash from your card at ATMs and transaction offices.
But when withdrawing money from Techcombank credit card you will have to pay a fee equal to 4% of the withdrawal amount and interest on the withdrawn amount. So, when using this utility you should pay attention. Should not be used regularly in cases where it is not absolutely necessary. Because the fees are quite high, it will also reduce your credit score if you withdraw too many times.
Instructions on how to withdraw money from Techcombank credit card
Due to personal use needs, customers can withdraw cash from Techcombank credit cards. And below we will introduce to you 3 ways to withdraw money from Techcombank credit card.
Cash withdrawal from Techcombank credit card by ATM
If you want to withdraw money with your Techcombank credit card at an ATM. You can withdraw cash at ATMs with Visa/Master card logo. With credit card withdrawals at ATMs, customers can not only withdraw at Techcombank ATMs. It can also be done at other ATMs associated with Techcombank.
To withdraw cash from Techcombank credit card, follow these steps:
- Step 1: Find and go to the nearest ATM with Visa/Master logo.
- Step 2: Insert the card into the machine through the card slot.
- Step 3: The customer enters the PIN with your credit card password in the tree.
- Step 4: Then in the system you choose "Withdraw money" and "Withdraw money from your account"
- Step 5: You choose the amount you want to withdraw (Do not exceed the amount in your credit card).
- Step 6: The system asks you if you want to print an invoice or not, you choose yes or no and receive money to end the transaction.
Maybe you need:
Techcombank credit card withdrawal at the bank
For credit card cash withdrawal at Techcombank. You can prepare some identification documents such as ID/CCCD or Passport. Then go directly to the bank's counter to make the transaction.
Go to Techcombank's branch. You will suggest to the staff that you want to withdraw money from your credit card. The staff will ask you to present documents for verification. After verifying, the bank staff will proceed to withdraw the correct amount of money you want.
Note: You can withdraw the full amount of your Techcombank credit card. But it also has a small impact on your credit score.
How to withdraw money from Techcombank credit card by POS machine
With the way to withdraw money by POS machine, in Vietnam, there are many customers who have withdrawn money in this way. On the market, there are also many units that have POS machines and provide cash withdrawal services here.
When withdrawing money at those units, you will not have to prepare any paper. Just show the card and enter the password and you can get the amount you want. But instead you also have to pay a specified withdrawal fee at that institution.
Techcombank credit card cash withdrawal fees and limits
Credit card withdrawal fees are shown in the table Techcombank withdrawal fee as follows:
| Transaction type | Withdrawal fees and interest rates | The maximum amount |
|---|---|---|
| Techcombank Visa/Mastercard credit card | ||
| Withdraw money from CN/PD's POS machine at Techcombank. | 4% of the transaction amount. 2% of the transaction amount (for Dream Card) | 100,000 VND. (For Dream Card) |
| Withdraw money by POS machine at another bank located in Vietnam. | 4% of the transaction amount | 100,000 VND. (50,000 for Dream Card) |
| POS equipment located at CN/PDG is located abroad. | 4% of the transaction amount | 100,000VND (50,000 VND for Dream Card) |
| Techcombank JCB credit card | ||
| Withdraw money at POS machine at branch/transaction office of Techcombank. | 2% of the transaction amount. | 50,000VND |
| Withdraw money at POS machines at CN/PDG of other banks. | 4% of the transaction amount. | 50,000VND |
Should I withdraw my Techcombank credit card?
ATM card is different from normal ATM card, Techcombank credit card is mainly used for non-cash payment needs. Therefore, it is not recommended to withdraw cash by credit card. In order to limit the number of customers withdrawing money by credit card, Techcombank has set a number of regulations to reduce the number of customers withdrawing money by credit card.
But for emergencies you need cash but your regular card is out of money. You can withdraw money from a credit card. But note that customers should not withdraw the entire amount on the card because it will affect the customer's credit score. But you have seen that withdrawals at credit cards are relatively high, so withdrawing money in credit cards is not really necessary.
Here is an article on how to do it Techcombank credit card withdrawal Latest. How much does it cost to withdraw cash from a credit card? If you have any questions, please leave a message at the end of the article. Nganhangmobile.com will advise you in detail.
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