The development of application of modern technologies helps people save a lot of time and effort. Now you absolutely can Open an online bank account without going to the bank branch to do the procedure.
Fast and convenient, invite readers to learn how to open a free online bank account in the most detailed 2021 in the article below.
Advantages of opening an Online Banking account
In a busy work life, it may be difficult for you to find time to go to the bank to open a card. In particular, the bank only operates during office hours, so it becomes even more difficult. Therefore, opening an online bank account is the best option for you.
When you open an online bank account, you will receive the following benefits:
- Time to open a card is fast, convenient, no need to go to the bank to do administrative procedures
- Just need a mobile device, smart phone with Internet connection, you can make money transfer/payment transactions anytime, anywhere.
- High security mode. Banks always improve the security system, protect customer's personal information to avoid theft.
- Used for many different purposes such as electricity/water/internet/phone bill payment, transfer, online savings….
- Easily track and control your account balance
- You can borrow money or save money online without going to the bank.
Find out which bank's POS machine should be installed with the lowest fee?
Conditions for creating an Online Banking account at home
Individual customers
To open an online bank account, you need to meet the following conditions:
- Being a Vietnamese citizen working, studying and living in Vietnam.
- If you are a foreign citizen, you must be eligible to reside in Vietnam for at least 12 months.
- Must be at least 15 years old and have an identity card/citizen identification in Vietnam.
The above are 3 general conditions when opening an online bank card at banks. In addition, banks will have their own additional conditions, but basically, customers only need to meet the above 3 conditions.
Corporate customers
- Enterprises must be in the following categories: Limited Liability Company, Joint Stock Company, Partnership Company, ...
- Have a legal business registration license.
The fastest way to open an online bank account (eKYC)
- Step 1: You choose the bank you want to register and then click on the registration link, you can register on the website or download the app and register
- Step 2: Fill in the required information, write exactly the same information as in your ID/CCCD
- Step 3: After completing the payment, you will be given an account and can use it right away
The best free bank account opening list
List of 12 banks that allow the fastest online account opening
Currently, there are quite a few banks that support the service of opening an online bank account, ATM card to bring the most convenience to customers. Leading in updating this utility service are the following banks:
- Timo Bank: Open right on the Timo Digital Bank App (supports Android, iOS) with eKYC identification technology in just 5 minutes.
- Viet Capital Bank (Vietcapital Bank): Set up an account via digimi . application
- Vietcombank: App VCB Digibank or official website of Vietcombank.
- Techcombank: Register on website or Mobile application.
- Sacombank: Quick registration on Sacombank's official website.
- OCB Bank: Register online via OCB OMNI – Digital Bank.
- Vietinbank: Register at Vietinbank's main website.
- BIDV Bank: Register on BIDV's main website.
- VIB Bank: Register online at VIB's main website.
- MBBank: Set up an online account via Mobile App.
- TPBank: Open an account via TPBank Mobile application.
- VPBank Bank: Create an account at VPbank's website or via VPBank NEO application.
The fastest way to open a bank account online
Many banks allow you to apply through the Website. First you need to access the bank you want to use using the link below.
- Vietcombank: vietcombank.com.vn/dangkythe/
- Techcombank: techcombank.com.vn/dang-ky-the-truc-tuyen
- SCB: scb.com.vn/vie/dang-ky-online
- Vietinbank: vietinbank.vn/vn/product/dang-ky-truc-tuyen.html
- …
Open a TPBank account online
First, customers need to access Google Play and AppStore and download the application according to the following link:
- TP Bank: iOS / Android
Then log in to the app.
Next, select new registration. Agree to the terms of the bank to continue.
Enter the phone number and captcha code to confirm, then select an identification document such as ID card/CCCD.
The application will access Camera. Friend grant permission and Take a photo of the front and back of the ID card. Finally, enter all the information and submit the registration form to the bank.
Open a VIB online bank account at home
- Link to register on the Website: https://www.vib.com.vn/dang-ky
- Register on App Mobile: you need to download VIB app on CH Play or AppStore to do it
Opening a VIB online bank account, customers will get:
- Register to open an online bank account in just 1 minute
- Free monthly maintenance fee, free internal/interbank money transfer and many other fees
- Free cash withdrawal at all VIB and interbank ATMs worldwide (applied for the first year)
- 20% cashback when you recharge your phone online
Open an online MBBank account at home
Promotion: MBBank offers a promotion program, customers will receive VND 50,000 in their savings account after successfully opening the card and completing the first payment (money transfer, top-up, bill payment) , and swipe the card)
Register on the Mobile App:
- iOS
- Android.
Opening an online MBBank account, customers will receive:
- Free withdrawals at more than 17,000 ATMs nationwide
- Register to open an account, maintain a free card
- Free interbank transfer
- Multi-layer security system
- Swiping payment cards, shopping online at POS machines is simple and secure
- Open VISA card right on mobile app
- Deposit online with high interest rates
Open OCB bank account online
Link to register on the Website: https://go.ocb.com.vn/mo-tai-khoan-ocb-omni
OCB OMNI only supports opening an online bank account on the website. After you have an account, you can download the app to use the bank's utilities.
Opening an OCB online bank account, customers will get:
- Register online card quickly, receive ATM card at home
- High security of personal information
- Borrow money online / Save online right on the app
- Free and fast 24/7 internal and interbank money transfer
- Set payment schedule for electricity/water/internet/cable TV bills,…
- Many discounts when shopping, booking tour tickets, movie tickets, air tickets / train / car tickets, hotel reservations, ...
- Recharge your phone with many discounts
- Accumulate points to redeem gifts
Open an online MSB bank account
Register on App Mobile: you need to download MSB app on CH Play or AppStore to do it
Opening an online MSB bank account, customers will get:
- Register to open an online card quickly in just a few minutes with ID card / CCCD
- Free issuance, card maintenance fee, no surcharge
- Free all services for life
- ATM card delivery at home
- Operation to change PIN of bank card on mobile app
- 24/7 ATM account management
- Free withdrawal fees at more than 17,000 Napas ATMs nationwide
Open a Timo Online (eKYC) bank account on your phone
Link to register on Website: https://timo.vn/participation/. Or register via the App as follows.
Step 1: Download Timo Digital Bank App
Step 2: Enter the phone number and confirm the OTP code to get started.
Step 3: Create a password for the account. Password must have at least 8 characters, a capital letter, a number and a special character to enhance security.
Step 4: Enable biometric login (Touch ID, FaceID, …).
Step 5: Start the eKYC account registration process.
Step 6: Select nationality.
Step 7: Take a portrait photo to confirm identification using eKYC identification technology.
Step 8: Take a photo of both sides of your ID/CCCD/Passport as instructed. Note that you should capture clearly and fully 4 corners to make the identification process more convenient.
Step 9: Enter the registered email.
Step 10: Enter the referral code from your friends if any or enter the code TIMOCHAOBAN to receive gifts from Timo. See details at "Timo Star Club" feature.
Step 11: Wait for account approval by eKYC. If there is a problem with the e-identification process, a staff from Timo will contact you to assist you in completing the account opening.
Opening a Timo bank account online, customers will get:
- Free withdrawals at 17,000+ ATMs nationwide
- Free when swiping payment cards at points of sale nationwide
- There are no monthly account maintenance fees and no minimum account balance requirements.
- Card locking and unlocking can be done on the Timo . app
- Timo provides a self-locking card mode after each transaction
- Register to open an account online quickly from 1-5 minutes anywhere, anytime with an internet-connected device
Open a VPBank account online
- Step 1: Log in to the website here
- Step 2: Fill in the form
- Step 3: Select the product you want to register
- Step 4: Complete registration, download the app to your phone to use
Conclude
Opening an online bank account is quick and convenient to help customers save a lot of time and effort. With the information gathered above, hope you find the right bank and successfully open a card online.
Information edited by: banktop.vn
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