How to open a Home Online Banking Account (eKYC) 2022

The development of application of modern technologies helps people save a lot of time and effort. Now you absolutely can Open an online bank account without going to the bank branch to do the procedure.

Fast and convenient, invite readers to learn how to open a free online bank account in the most detailed 2021 in the article below.

Advantages of opening an Online Banking account

In a busy work life, it may be difficult for you to find time to go to the bank to open a card. In particular, the bank only operates during office hours, so it becomes even more difficult. Therefore, opening an online bank account is the best option for you.

Opening an online bank account has many advantages

When you open an online bank account, you will receive the following benefits:

Time to open a card is fast, convenient, no need to go to the bank to do administrative procedures

Just need a mobile device, smart phone with Internet connection, you can make money transfer/payment transactions anytime, anywhere.

High security mode. Banks always improve the security system, protect customer's personal information to avoid theft.

Used for many different purposes such as electricity/water/internet/phone bill payment, transfer, online savings….

Easily track and control your account balance

You can borrow money or save money online without going to the bank.

Find out which bank's POS machine should be installed with the lowest fee?

Conditions for creating an Online Banking account at home

Individual customers

To open an online bank account, you need to meet the following conditions:

Being a Vietnamese citizen working, studying and living in Vietnam.

If you are a foreign citizen, you must be eligible to reside in Vietnam for at least 12 months.

Must be at least 15 years old and have an identity card/citizen identification in Vietnam.

The above are 3 general conditions when opening an online bank card at banks. In addition, banks will have their own additional conditions, but basically, customers only need to meet the above 3 conditions.

Corporate customers

Enterprises must be in the following categories: Limited Liability Company, Joint Stock Company, Partnership Company, ...

Have a legal business registration license.

The fastest way to open an online bank account (eKYC)

Step 1: You choose the bank you want to register and then click on the registration link, you can register on the website or download the app and register

Step 2: Fill in the required information, write exactly the same information as in your ID/CCCD

Step 3: After completing the payment, you will be given an account and can use it right away

The best free bank account opening list

List of 12 banks that allow the fastest online account opening

Currently, there are quite a few banks that support the service of opening an online bank account, ATM card to bring the most convenience to customers. Leading in updating this utility service are the following banks:

Timo Bank: Open right on the Timo Digital Bank App (supports Android, iOS) with eKYC identification technology in just 5 minutes.

Viet Capital Bank (Vietcapital Bank): Set up an account via digimi . application

Vietcombank: App VCB Digibank or official website of Vietcombank.

Techcombank: Register on website or Mobile application.

Sacombank: Quick registration on Sacombank's official website.

OCB Bank: Register online via OCB OMNI – Digital Bank.

Vietinbank: Register at Vietinbank's main website.

BIDV Bank: Register on BIDV's main website.

VIB Bank: Register online at VIB's main website.

MBBank: Set up an online account via Mobile App.

TPBank: Open an account via TPBank Mobile application.

VPBank Bank: Create an account at VPbank's website or via VPBank NEO application.

The fastest way to open a bank account online

Many banks allow you to apply through the Website. First you need to access the bank you want to use using the link below.

Vietcombank: vietcombank.com.vn/dangkythe/

Techcombank: techcombank.com.vn/dang-ky-the-truc-tuyen

SCB: scb.com.vn/vie/dang-ky-online

Vietinbank: vietinbank.vn/vn/product/dang-ky-truc-tuyen.html

Open a TPBank account online

First, customers need to access Google Play and AppStore and download the application according to the following link:

TP Bank: iOS / Android

Then log in to the app.

Open a TPBank account online

Next, select new registration. Agree to the terms of the bank to continue.

Open a TPBank account online

Enter the phone number and captcha code to confirm, then select an identification document such as ID card/CCCD.

Open a TPBank account online

The application will access Camera. Friend grant permission and Take a photo of the front and back of the ID card. Finally, enter all the information and submit the registration form to the bank.

Open a TPBank account online

Open a VIB online bank account at home

Link to register on the Website: https://www.vib.com.vn/dang-ky

Opening a VIB online bank account, customers will get:

Free monthly maintenance fee, free internal/interbank money transfer and many other fees

Free cash withdrawal at all VIB and interbank ATMs worldwide (applied for the first year)

20% cashback when you recharge your phone online

Open an online MBBank account at home

Promotion: MBBank offers a promotion program, customers will receive VND 50,000 in their savings account after successfully opening the card and completing the first payment (money transfer, top-up, bill payment) , and swipe the card)

Android.

Opening an online MBBank account, customers will receive:

Free withdrawals at more than 17,000 ATMs nationwide

Free interbank transfer

Multi-layer security system

Swiping payment cards, shopping online at POS machines is simple and secure

Open VISA card right on mobile app

Deposit online with high interest rates

Open OCB bank account online

Link to register on the Website: https://go.ocb.com.vn/mo-tai-khoan-ocb-omni

OCB OMNI only supports opening an online bank account on the website. After you have an account, you can download the app to use the bank's utilities.

Opening an OCB online bank account, customers will get:

High security of personal information

Borrow money online / Save online right on the app

Free and fast 24/7 internal and interbank money transfer

Set payment schedule for electricity/water/internet/cable TV bills,…

Many discounts when shopping, booking tour tickets, movie tickets, air tickets / train / car tickets, hotel reservations, ...

Recharge your phone with many discounts

Accumulate points to redeem gifts

Open an online MSB bank account

Opening an online MSB bank account, customers will get:

Free issuance, card maintenance fee, no surcharge

Free all services for life

ATM card delivery at home

Operation to change PIN of bank card on mobile app

24/7 ATM account management

Free withdrawal fees at more than 17,000 Napas ATMs nationwide

Open a Timo Online (eKYC) bank account on your phone

Link to register on Website: https://timo.vn/participation/. Or register via the App as follows.

Step 1: Download Timo Digital Bank App

Step 2: Enter the phone number and confirm the OTP code to get started.

Step 3: Create a password for the account. Password must have at least 8 characters, a capital letter, a number and a special character to enhance security.

Step 4: Enable biometric login (Touch ID, FaceID, …).

Step 5: Start the eKYC account registration process.

Step 6: Select nationality.

Step 7: Take a portrait photo to confirm identification using eKYC identification technology.

Step 8: Take a photo of both sides of your ID/CCCD/Passport as instructed. Note that you should capture clearly and fully 4 corners to make the identification process more convenient.

Step 9: Enter the registered email.

Step 10: Enter the referral code from your friends if any or enter the code TIMOCHAOBAN to receive gifts from Timo. See details at "Timo Star Club" feature.

Step 11: Wait for account approval by eKYC. If there is a problem with the e-identification process, a staff from Timo will contact you to assist you in completing the account opening.

Opening a Timo bank account online, customers will get:

Free withdrawals at 17,000+ ATMs nationwide

Free when swiping payment cards at points of sale nationwide

There are no monthly account maintenance fees and no minimum account balance requirements.

Card locking and unlocking can be done on the Timo . app

Timo provides a self-locking card mode after each transaction

Open a VPBank account online

Step 1: Log in to the website here

Step 2: Fill in the form

Step 3: Select the product you want to register

Step 4: Complete registration, download the app to your phone to use

Conclude

Opening an online bank account is quick and convenient to help customers save a lot of time and effort. With the information gathered above, hope you find the right bank and successfully open a card online.

Information edited by: banktop.vn