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How to open a BIDV bank account online to receive 50k, 100 free 2022


In the current digital age, it is not difficult for us to both sit at home and open a 100% online bank account by ourselves. This article nganhangonline will guide you How to open a BIDV bank account online get money 50k, 100k free. Please read the content below to open an account yourself and receive rich money!





How to open a BIDV bank account online




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Conditions for opening an online BIDV bank account


Each bank will have different account opening conditions. Let's take a look at the conditions when opening a BIDV online bank account as follows:




  • Customers opening an account must be Vietnamese citizens, studying and living in Vietnam.

  • If you are a foreigner, you must meet the conditions to stay for at least 12 months in Vietnam.

  • Persons who have enough civil acts.

  • Age 15 years and older.

  • Identity card, citizen identification, passport is still valid, still usable, not blurred or torn.



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Procedures to open a BIDV bank account online


The procedure to open a BIDV bank account online on the phone is very simple. You just need to prepare some of the following items:



  • Smartphones can connect to the network.

  • Download BIDV Smart Banking app to your phone.

  • Valid ID/CCCD/Passport.



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How to open a BIDV bank account online


Here are instructions on how to open a BIDV online bank account quickly at home without having to go to a cumbersome transaction counter.



  • Step 1: Download BIDV Smart Banking application to your phone. The App accepts both iOS and Android operating systems.

  • Step 2: Access the application, select “Start” > select “Understood” > select “Register online”.

  • Step 3: To register to open an account for first time users, click "Register for customers without information" > select "Register now".

  • Step 4: Enter the phone number you are using > select “I confirm” > select “Continue”.

  • Step 5: Continue to add personal information, select “Citizen ID/ID card” > select “Continue” > Confirm information by taking a photo of the front and back ID/CCCD.

  • Step 6: You take a photo of your face for authentication > Check all information again > click “Continue”.

  • Step 7: Check whether the information has been entered enough or not, if not, enter it enough, select "Registration service" > click "Continue".

  • Step 8: The system will send the OTP code to the phone message> Enter the code and press “Confirm”.

  • Step 9: The system notifies the successful registration of BIDV online account opening.

  • Step 10: Go to the application homepage > Sign in with registration information > Change password > Use account.



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How much is the fee to open a BIDV online bank account?


Is there a fee to open a BIDV online bank account? is a question of great interest. Currently, when customers open an online account on the phone, there is absolutely no cost.


In addition, when successfully registering an account on BIDV Smart Banking application, customers also have the opportunity to experience the B-Free service package including: Basic, Classic, Gold, Diamond and Salary.


The benefits of using one of the 5 packages are as follows:


✓ Free of charge when transferring money with BIDV or other banking systems.



✓ Free account management.


✓ Free maintenance of BIDV Smart Banking service.


✓ Free notification of balance fluctuations when transacting at OTT/SMS.


✓ Free domestic debit card, Platinum card issuance.


✓ Refund of withdrawal fee when making domestic debit card transactions at ATMs.





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Instructions to open a BIDV bank account online to receive 50k, 100k VND


Currently, many banks have implemented campaigns to encourage potential customers to open accounts by giving away more money. BIDV is also one of the banks that strongly implement this campaign.


There are many ways to "hunt" bonuses, you can refer to the following instructions for opening a BIDV bank account online to receive 50k and 100k money:


Refer a friend to receive a bonus of 100k


The program applies to all customers currently using BIDV Smart Banking service. The way to get 100k is to invite more friends and relatives to register to open a BIDV account. People refer by sending referral link generated on the app for friends to sign up.


After the system recognizes the new customer you refer to successfully register to use the service and generate any transaction, you will immediately receive 100k to your account balance.




















TimePresenter Presentee
CashGift combos
From December 1, 2021 to the end of January 15, 202250,000 VND/successful invitation50,000 VND– Combo voucher of 200,000 VND, including 2 discount codes VNPAY-QR and 2 discount codes Vnshop, worth 50,000 VND/code

– 50% refund (up to 50,000 VND) of the first phone recharge value on the app


How to join “Refer you – unlimited bonus”


For referrers



  • Step 1: Log in to the latest version of BIDV Smart Banking app.

  • Step 2: Select the “Refer a friend – unlimited bonus” feature.

  • Step 3: Select the share icon to send your referral link to friends, relatives, and to social networks.

  • Step 4: Instruct friends and relatives to log in, change passwords for the first time and make financial transactions on Smart Banking to be eligible for rewards.


For the referred person



  • Step 1: Download BIDV Smart Banking application from CH Play or App Store.

  • Step 2: Click on the link of the referrer, select “Install application” and register online according to the instructions.

  • Step 3: Log in, change your password for the first time to activate the service. To be eligible for the bonus, you need to make a financial transaction on the app during the promotion period.


Note when participating in "Refer a friend - unlimited bonus"


● The referrer can be an individual customer using BIDV Smart Banking service.


● The referred person is an individual customer who registers to open a new BIDV bank account from the referral link.


● The referrer will receive money only when the system recognizes that the referrer has successfully registered and transacted at BIDV Smart Banking.



● You can track whether your referral was successful or not in the “Referral history” section.


● The bank will pay bonuses every Monday, Wednesday, and Friday to customers' current accounts at BIDV.


● BIDV will not pay the bonus if: The referrer's checking account is not active/active; BIDV Smart Banking service of the referrer is not in active state; Customers who do not satisfy the conditions of becoming a Referrer according to the program conditions.


● Bonuses for customers will be withheld from PIT according to State regulations (if any) before payment.


Great party offer 50% off all services


Besides how to make money from referring friends and relatives to open an account, BIDV also has the program "Fantastic discount 50% for all services". When you participate in shopping on BIDV Smart Banking application, you will enjoy many other attractive incentives such as: 200k discount when booking air tickets, hotel rooms; 50k off when booking train tickets, bus tickets, movie tickets.


How to join the "Grand party with 50% off all services"


To participate in the program "Great party with 50% off all services", you can refer to the following instructions:



  • Step 1: Update to the latest version and log in to BIDV SmartBanking application.

  • Step 2: Access the “Shopping” feature and choose the service you want to use: train tickets, bus tickets, airline tickets, hotels and movie tickets.

  • Step 3: Fill in the information and enter the corresponding discount code as follows: enter the code VNPAY200, VNPAY50 to reduce 50% of the transaction value.

  • Step 4: Make payment for the order.


Note when participating in the "Grand party with 50% off all services"



  • Participation period is from May 9 to July 7, 2022.

  • Subjects of application are individual customers using BIDV SmartBanking application during the program period.

  • Each customer uses the promotion 01 time/service/weekly.

  • Promotion applies to customers who book the first ticket every day.

  • The number of promotions is limited, so take advantage as soon as possible.


Some incentive programs to receive cash, other vouchers



  • Customers who successfully register for a new account receive 50k to the account balance.

  • Customers can participate in the lucky draw when there is a transaction of 500k or more. The prize can be a Hyundai car worth 430 million VND, cash of 2 million VND, etc.



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Questions related to opening a BIDV online bank account


Benefits of registering for a BIDV bank account online


Nowadays, almost everyone has an online bank account for convenient payment and transaction. Benefits of registering for a BIDV online bank account that you get are as follows:


✔ The bank supports registration completely online at home without having to go to a bank counter.


✔ BIDV Smart Banking interface is friendly and easy to use.


✔ Personalize the user experience, allowing customers to arrange the function bars according to their preferences.



✔ Multi-channel homogenous experience, customers can just log in on BIDV app, website, smart watch, ... when using the same account.


Which bank card (ATM card) should I make Best, free


✔ Loan support with extremely low interest rates.


✔ If you forget your ATM card, you can still withdraw cash using QR code.


✔ Pay all bills for free without having to come in person: utility bills, internet, airline tickets, hotels, financial loans, insurance, phone card top-ups, etc.


✔ BIDV application supports buying genuine goods right in the app.


✔ Quick payment, no need to contact QRPAY.


✔ High safety and security.



How long does it take to open a BIDV online bank account?


Today, with extremely modern technology, the time to open a BIDV online bank account is very fast. Instead of wasting time waiting at the bank, opening an online account on the phone only takes place within a few minutes. Therefore, if you have a need to open an account to receive cash, you should experience it right away.



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Notes when opening a BIDV bank account online



  • You should set a password that has numbers, letters, and special characters to increase the strength so that hackers can hardly detect the bank password.

  • Do not share your banking password with anyone else.

  • It is recommended to install and use anti-virus software on personal devices used for e-banking transactions.

  • Register to use the service to receive text messages about changes in account and card balances to easily detect unusual transactions.

  • If you do not use BIDV e-banking, you should exit the application.

  • Do not click on strange links, spam links or else your account will be easily attacked, crooks take possession of property.

  • For security, you do not save your username and password on web browsers, on shared devices (many users), on public computers, etc.

  • Do not install applications, software suspected of fraud, without copyright because viruses can penetrate the computer and steal data.


Thus, the above are instructions on How to open a BIDV bank account online that Nganhangonline has just provided to readers. Hopefully from these shares will help you know how to receive additional bonuses of 50k, 100k when registering an account. Wish you success!




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Diệp Quân
Nguyen Manh Cuong is the author and founder of the vmwareplayerfree blog. With over 14 years of experience in Online Marketing, he now runs a number of successful websites, and occasionally shares his experience & knowledge on this blog.
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