How much is the ATM card maintenance fee and BIDV annual fee?

BIDV annual fee How much is the problem that many consumers wonder when using the card. Especially for customers who just opened a card and used BIDV's services. To help our customers understand this, let's analyze it in detail in the following article.

What is the maintenance fee and annual fee for BIDV ATM card?

BIDV's annual fee and account maintenance fee are two fees that many customers often confuse with each other.

What is BIDV annual fee?

BIDV's annual fee is understood as the fee used to maintain products/services for a long time. This fee is applied to all 3 types of cards: debit/domestic payment cards, MasterCard or Visa and credit cards.

What is BIDV account maintenance fee?

BIDV account maintenance fee is a monthly fee if the customer's monthly account balance is below the specified level. This fee will be used for domestic accounts and international payment cards.

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What is the difference between the annual maintenance fee and the account management fee?

In essence, the two annual fees of BIDV and the account management fee are two completely different fees. You can classify these 2 fees specifically as follows:

Annual fees

Maintaining fee

Used to maintain products/services for a long time

Account maintenance fee is charged monthly if the customer's account balance is below the specified level

The annual fee is usually for 3 types of cards:

Debit card/domestic payment card

MasterCard or Visa card

Credit

Use for:

Domestic account

International payment cards

Update the latest ATM card maintenance fee and BIDV annual fee 2022

BIDV's annual fees and card maintenance fees that banks must pay monthly will be summarized according to the fee schedule as follows:

BIDV ATM card annual fee

For BIDV ATM card annual fee, customers will have to pay correspondingly for each type of card used as follows:

BIDV domestic debit card annual fee

Fee type	Charges
Annual fee (calculated by year)	Charges
BIDV Moving Card (Customer pays salary)	30,000 VND
BIDV Moving Card (current customer)	20,000 VND
BIDV Transs Card (Current customers)	30,000 VND
BIDV Transs Card (Customer pays salary)	30,000 VND
BIDV Harmony card	60,000 VND
Student Link Card	30,000 VND
Other Link Cards	30,000 VND
BIDV co-branded card – Co.op Mart	50,000 VND
BIDV – Lingo co-branded card	30,000 VND
BIDV – HIWAY . co-branded card	50,000 VND
BIDV – SATRA co-branded card	30,000 VND
USD foreign currency account link card (magnetic card)	60,000 VND
BIDV Smart Card	60,000 VND

BIDV international debit card annual fee

BIDV's international debit card fee schedule for card lines:

BIDV MasterCard: The main card is 80,000 VND and the supplementary card is 50,000 VND

BIDV Platinum Debit: The main card is 300,000 VND and the supplementary card is 100,000 VND

BIDV credit card annual fee

For credit card lines, the fee schedule will be calculated according to each card class, specifically the fee schedule is shown in the table below:

Card class	card type	Annual fees
Platinum Grade	Visa Platinum/Visa Premier/Visa Platinum Cashback	The main card is 1,000,000 VND Supplementary card is 600,000 VND
	MasterCard Platinum	The main card is 500,000 VND Extra card is 250,000 VND
	MasterCard Vietravel	The main card is 300,000 VND Extra card is 150,000 VND
Gold Rank	Visa Precious	The main card is 300,000 VND Extra card is 150,000 VND
Gold Rank	Visa Smile	The main card is 100,000 - 200,000 VND Extra card is 100,000 VND
Standard Rank	Visa Flexi	The main card is 200,000 VND Extra card is 100,000 VND
	Mastercard Vietravel Standard	The main card is 300,000 VND Extra card is 150,000 VND
	Visa Class TPV	The main card is 300,000 VND Extra card is 150,000 VND
	MasterCard Standard TPV	The main card is 300,000 VND Extra card is 150,000 VND

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BIDV account management maintenance fee

As for the account maintenance fee, BIDV divides by category of fees, which are the management of co-owned accounts at the request of customers; regular account management; special account management at the request of the user; account manager with HMTC. Specifically, the maintenance level of BIDV account management by each category is as follows:

Manage co-owner accounts according to customer requirements:

	Transactions in units of VND	Foreign currency trading
Co-ownership initiation fee	100,000 VND/time	10 USD/time
Termination of co-ownership	Free	Free
Periodic account management fee	20,000 VND/account/month	2USD/account/month
Charge 6 months/time according to the actual number of months

Regular account management:

Transactions in units of VND	Foreign currency trading
20,000 VND/account/month	1 USD/TL/month
Monthly/quarterly/6 months/yearly fee collection period depending on agreement with customers

Special account management at the request of the user:

Transactions in units of VND	Foreign currency trading
According to the agreement, at least 30,000 VND/month/1 account	According to the agreement, there is at least 3 USD / 1 month / 1 account

Manage accounts with HMTC:

	Transactions in units of VND	Foreign currency trading
HMTC under 1 billion HMTC under $50,000	50,000 VND/month	2.5 USD/month
HMTC from 1 billion VND to 5 billion VND HMTC: 50,000 USD – 250 USD	100,000 VND/month	5 USD/month
HMTC > 5 billion HMTC > 250 USD	200,000 VND/month	10 USD/month

Conclude

The above are BIDV's annual fees that customers need to pay periodically when opening and using a bank card. Account maintenance fee and BIDV's annual fee are mandatory fees that need to be paid. Please take note of these fees so that you can best protect and use your account.

Information edited by Banktop.vn