If you are having financial difficulties and need to find a safe online loan support unit, the registration procedure is simple, you can refer to a financial loan company. Findo. To help you learn and have the most complete information about Findo, today's article Banktop will summarize the most detailed information.
What is Findo?
Findo is an online loan and consulting company for financial solutions. Support most customers who need loans and disburse within the same day. Operated and managed by SOFI SOLUTIONS company.
Findo always wants to bring the best experience and service to customers. When participating in a loan at Findo, customers will also have absolute confidentiality of information. You can consult many loans suitable for your needs and receive advice and dedicated support.
Evaluate loan packages at Findo
Let's learn about the advantages and disadvantages of Findo loan to better understand this application.
Advantages
To evaluate the loan package at Findo why it is trusted and used by many customers, it can be based on outstanding advantages such as:
- Quick application: Customers can apply online for a loan directly on Findo's website after only 5 minutes to complete the procedure. The process of reviewing documents is fast, it only takes 3 minutes to return the results of whether the customer is approved for the loan or not.
- Simple procedure: The procedure to get a loan at Findo only requires that the customer has a valid ID card/CCCD.
- Apply for a loan 24/7: Support customers to borrow money online 24/7, flexible and fast to process customer's documents. Once the loan is approved, the customer will also be disbursed to the account immediately.
- Transparent information: All information and records when taking a loan can be tracked and displayed on Findo's Website. Before agreeing to sign the loan, a notice will be displayed for the customer to confirm all terms.
Limit
Besides many advantages, Findo loans still suffer from the following disadvantages:
- The loan limit is not high, the maximum is 15 million VND.
- Interest rates are higher than bank rates.
- The maximum loan term is only 180 days.
Findo online loan term and limit
Findo facilitates and supports customers when taking out loans, so they can choose the term to pay in full. With a minimum period of 90 days and a maximum of 180 days.
Support loan limit from 1 million to 17 million VND. For first-time borrowers at Findo, the maximum loan limit that can be borrowed is VND 5 million and if they pay within 30 days, they will receive a preferential interest rate of 0%.
Interest rates and fee schedules apply when borrowing Findo
Findo applies interest rates ranging from 12 - 20%/year. This interest rate will be changed depending on the needs of the customer's loan limit and loan term.
Findo loan conditions
Conditions to borrow money at Findo are relatively simple and similar to other online loan support apps, specifically as follows:
- Being 18 years old or older, being a Vietnamese citizen.
- Have valid ID/CCCD or passport.
- Have a personal bank account.
Findo loan instructions for fastest disbursement
The process to borrow money online at Findo is done as follows:
Step 1: Apply for a loan
You visit Findo's website to register for a loan. Fill in the personal information as required and select the desired loan to confirm.
Step 2: Approve the limit
Findo will give priority to customers who have a stable job and salary. So, please fill in the information about yourself and your profession in detail. This will help increase your loan approval.
Provide information about your bank account so that when the application is approved, the money will be sent to your account as quickly as possible. Next is to upload a photo of your ID card, follow the steps as instructed at Findo to complete your loan application.
Step 3: Disbursement
After completing the application and sending. The next step you will wait for Findo to confirm and verify the profile. If the application is approved, you will immediately receive the loan amount to the registered bank account number.
To check and look up the loan, you can log in to the account website at Findo as previously registered.
Findo loan payment instructions
After taking a loan at Findo, you need to pay attention to the loan payment deadline according to the signed contract. To quickly pay via online form, you can do it in 2 ways.
Online payment
To pay directly for a loan on Findo, you will make a transaction via the bank's Internet banking or Mobile banking system. Findo currently accepts payments through the following banks:
Vietcombank bank:
- Account number: 1021 565 555
- Account name: FINCAP VN Co., Ltd
- Transfer content: HD payment [Số CMND]
VPBank Bank:
- Account number: 241 582 272
- Account name: FINCAP VN Co., Ltd
- Transfer content: HD payment [Số CMND]
You can also ask the support staff to determine if the above account number is completely correct when paying interest at Findo. If you enter the wrong account number or send it to the fake Findo unit, the Findo unit will not be able to solve it for you.
Payment via E-Wallet Momo
To pay via Momo E-Wallet with a loan at Findo, you do the following:
- Step 1: Access the MoMo e-wallet application.
- Step 2: Enter the keyword “Findo” in the search box. Or you go to Finance – Insurance and select Loan payment.
- Step 3: Proceed to enter the ID card number according to your contract, check that the profile information about the loan is correct, then confirm for Payment.
Some frequently asked questions when borrowing Findo
What documents do you need to prepare for a Findo loan?
As mentioned above, the conditions for you to borrow money at Findo are extremely simple. You only need to have ID/CCCD documents and a bank account to qualify for a loan.
What is the maximum loan limit?
Findo supports customers with loans from 1 to 17 million VND. For first-time borrowers, there will be a maximum loan limit of 5 million VND. After fully paying the loan, you will be able to continue borrowing with a limit of up to 17 million VND.
How long is the maximum loan period?
The time with each loan you can choose from 30 days, 90 days or 180 days. If you take a loan and want to receive 0% interest with a maximum limit of 5 million VND, you must pay the full amount within 30 days.
What's wrong with late payment?
If you pay late for the loan according to the Findo contract, you have to pay an additional penalty fee as prescribed with an interest rate of up to 150%. The longer you wait, the more money will increase.
Should I borrow money from Findo.vn?
If you need a loan with money within the same day, simple application procedures, 100% complete loan online, you can refer to the loan support service at Findo. About the advantages of borrowing money here we have also mentioned above.
Should you pay off debt or burn money to borrow Findo money?
It is impossible to ruffle debt or burst money when customers borrow at Findo. Because the unit will have many different forms and processes to collect debt from customers. In case the customer does not cooperate and deliberately fails to pay the debt, the Findo loan unit will sue and bring the file to the Court for legal settlement.
Conclusion
Through Banktop's article, you can also understand what financial lending unit Findo is and how it works. What are the conditions to get a loan here and can borrow at 0% interest rate if paid within 30 days. It is too reasonable and creates favorable conditions for many customers who want to borrow money today. Please research Findo if you have a need.
The article was edited by: Banktop.vn
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