Eximbank Interest Rate Latest Update May 2022

If you are intending to borrow or deposit money at Eximbank, the interest rate of this bank will be what interests you. So Eximbank's interest rate how much is it now? Let's find out with banktop.vn right here.

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Deposit interest rate at Eximbank

Currently, Eximbank has two deposit mobilization services, which are traditional counters and online savings. The interest rates offered by Eximbank for the above two services are as follows.

Eximbank savings interest rate at the counter

Currently, the traditional Eximbank savings interest rate at the counter is in the range of 3.7%/year to 6.2%/year. Especially, there are terms with interest rates up to 8.40 %/year.

Deposit term	Earn profit first	Earning profit Monthly	Earning profit Quarterly	Earning profit at the end of the period
Corroborate				0.10
1 week				0.20
2 weeks				0.20
3 weeks				0.20
1 month	3.70			4.00
2 months	3.50	3.60		3.80
3 months	3.50	3.60		3.80
4 months	3.50	3.60		3.80
5 months	3.70	3.80		4.00
6 months	5.20	5.40	5.50	5.60
7 months	5.30	5.50		5.70
8 months	5.30	5.50		5.70
9 months	5.40	5.60	5.70	5.80
10 months	5.40	5.60		5.80
11 months	5.40	5.60		5.80
12 months	6.10	6.30	6.40	7.20
13 months				8.40
15 months	6.20	6.50	6.60	6.70
18 months	6.00	6.30	6.40	6.50
24 months	6.00	6.30	6.40	8.40
36 months	6.00	6.30	6.40	6.50
60 months	4.60	4.70	5.00	6.00

Customers should note when depositing money at Eximbank as follows:

Ending interest of 12-month savings deposit:

Deposit accounts, newly opened or renewed with a balance of VND 500 billion or more: 7.2%/year.

Deposit accounts, newly opened or renewed with a balance of less than VND 500 billion: 6.5%/year.

Interest at the end of the period of 13 months' savings

Newly opened deposit accounts with a balance of 100 billion or more: 8.4%/year.

In case of deposit renewal or savings with a different balance, they will receive the interest of the 12-month savings product and the corresponding interest rate of the 12-month term.

Eximbank's highest interest rate at 8.4%/year

The interest at the end of the 24-month term is calculated according to the balance as follows:

Newly opened or renewed deposit and savings accounts of VND 500 billion or more: 8.4%/year interest.

Newly opened and renewed deposit and savings accounts from 300 billion to <500 billion: 8.0% interest per year.

Newly opened and renewed deposit and savings accounts from 200 billion to <300 billion: enjoy 7.5% interest/year.

Newly opened and renewed deposit and savings accounts under VND 200 billion: enjoy interest of 6.5%/year.

Eximbank's online savings interest rate

Eximbank's online savings products apply technology to savings. Under this method, customers use Internet Banking and Mobile Banking services of Eximbank to send money without having to go to the bank's branch.

Online savings also have the advantage that it cannot be faked because all data will be saved on the bank's system.

Specifically, interest rates of online savings products are as follows:

Term (Month)	1 T	2 T	3 T	6 BILLION	9 BILLION	12 BILLION	15 BILLION	18 BILLION	24 BILLION	36 BILLION
Maturity interest	4.25	4.25	4.25	6.35	6.35	6.65	6.8	6.6	6.6	6.6
Monthly interest			4.05	6.15	6.15	6.45	6.6	6.4	6.4	6.4

How to calculate Eximbank savings interest rate

Interest on term savings

Interest is calculated monthly, quarterly or at the end of the period when you deposit at Eximbank. The formula for calculating Eximbank savings interest rate with term is as follows:

Interest amount = Deposit amount x interest rate (%year) x number of deposit days/ 360

Amount of interest = Deposit amount x interest rate (%year)/12 x number of months of deposit

Interest on savings deposit without term

That is, you can withdraw your savings at Eximbank at any time without having to declare. Procedures for withdrawing savings from Eximbank are made according to the instructions of the bank staff. The formula for calculating the interest rate for demand savings at Eximbank is as follows:

Interest = (Balance x interest x number of days actually deposited)/ 360

Update the latest BIDV savings interest rate today

Loan interest rate at Eximbank

Eximbank also has two types of loans: unsecured loans and mortgage loans. Eximbank's interest rates for different types of loans are as follows:

Eximbank's unsecured loan interest rate

If the customer unsecured loan At Eximbank, you can borrow up to VND 500 million and the loan term is 48 months. Eximbank's loan conditions are very simple, which is to have a stable income of 8 million or more to repay the loan. With this type of loan, customers can choose from two methods of calculating interest:

Interest is calculated on the original outstanding balance.

Interest is calculated on the actual outstanding balance of the customer.

Currently, Eximbank's interest rate for unsecured loans is the highest at 17%/year. To know the interest rate of the loan you are planning to borrow at Eximbank, please go to Eximbank's branches for answers.

You need to visit the branches to know the interest rate of each product

Eximbank's mortgage interest rate

Eximbank currently has many products Mortgage loan different for different purposes. Eximbank's interest rate for this product is ranging from 8.5%/year - 10%/year depending on the product selected by the customer. Below is the interest rate table of Eximbank.

Product	Interest rate	loan package	Borrowed time
Study abroad loan	9%	flexible	10 years
Car loan	9%	flexible	10 years
Consumer loans	8.5%	flexible	flexible
Borrow to buy a house	9%	flexible	flexible
Overdraft limit level	9%	500 million won	one year
Expand production, develop business	8%	flexible	one year
Construction - home repair	8%	70% value of fixed assets	20 years
Mortgage loan of savings book, value of money	8%	flexible	flexible
Loans to support small businesses	9%	flexible	3 years
Preferential loans to buy cars at THACO dealers	9%	flexible	5 years
Lending securities on BILLION day	8%	100% of the value of the securities sold	6 working days
Medium and long-term loans with interest rate of 10%/year	ten%	flexible	flexible
Loans for investment and securities trading	9%	flexible	flexible
Consumer loan interest rate 8%/year	8%	flexible	flexible
Home loan 5 Plus	9%	flexible	3 years

Conclude

Here is the information about Latest Eximbank interest rates. If you are intending to deposit or borrow money at this bank, the above information will be very useful to you.

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