Conditions for opening the latest BIDV bank black card 2022

To open BIDV bank black card What conditions are needed? What is the BIDV black card limit? Is it high? This paragraph Vninvestment brought you information about black BIDV card, how to open the card, conditions to open a black card of BIDV bank that you cannot ignore!

Types of black cards of BIDV

BIDV Visa Platinum black international credit card
BIDV Visa Premier black international credit card
Black BIDV MasterCard Platinum international credit card
BIDV Visa Platinum Cashback Black International Credit Card
Black BIDV MasterCard Platinum international debit card

Conditions for opening BIDV black card?

Black BIDV card is a kind of bank card that is owned but not everyone can own a BIDV black card. Some banks have very strict conditions for opening a black card because the number of regulations is very limited. BIDV black card is a card that requires a large minimum amount in the account and has a higher card maintenance fee than normal cards.

The following are the conditions for opening a BIDV black card that you must know well to know if you are eligible to successfully open a black card of BIDV bank!

Citizens must be 18 years or older (additional card from 15 to 17 years old)
Be a Vietnamese citizen with an ID card or a foreigner living and working in Vietnam recognized by state law
Requires proof of stable high income or secured assets
Customers are required not to be on the list of bad debts, debts to sell VAMC
To open BIDV Visa Premier cards, customers must be a VIP customer of the bank
To open a BIDV MasterCard Platinum card, customers must have a minimum income of 20 million per month
To open a BIDV Visa Infinite card, customers must have a minimum income of VND 100 million per month and a bank balance of VND 5 billion or more.

How much does it cost to open a BIDV black card?

To open a black card at BIDV now, there is absolutely no fee. Customers who are eligible and need to open a BIDV black card will be supported by the bank to issue a free card when opening a card at the bank in accordance with the process and requirements of the transaction counter. But during the period of using the card, customers will lose fees such as management fees, maintenance fees and some other fees.

What is the BIDV black card limit?

Late payment fee after 45 days is 4% of the total amount of late payment, minimum 100,000 VND
Transaction processing fee of foreign merchants is 1.1% of the total transaction amount
The foreign currency conversion fee when using the card abroad is 1%/ of the total amount of the transaction
Withdrawal fee on other banks' ATM/POS is 3% of total withdrawal amount, minimum is 50,000 VND
Withdrawal fee on BIDV's ATM/POS is 3% of the withdrawal amount, minimum 50,000 VND
Annual fee for a supplementary BIDV black card is VND 600,000
Annual fee for BIDV black card is 1,000,000 VND

Benefits of opening a BIDV black card

Technology chip cards with EMV standard for optimal security when using cards.
Online payment for goods and services at websites that accept Visa card payments globally
Global travel insurance worth up to 11.67 billion VND
Customers can actively manage their finances with the automatic debit service
All outstanding payments will be made via Smart Banking and electronic statements
When using BIDV's Platinum Black Card, customers can also spend first and pay later without paying interest for 45 days.

Conclude:

Open BIDV bank black card is it difficult? What are the conditions for successful opening of BIDV black card? What is the limit of BIDV's black card? This paragraph Vninvestment fully answered the information that customers are interested in about BIDV's black card. Hopefully, through this article, customers have understood the information about BIDV black card and choose to open a bank card that best suits their needs!