Borrow lightning H5 is considered as a form of quick loan with many advantages in terms of limit, interest rate and many other incentives. If you are having financial difficulties that need to be resolved, follow the article below of Banktop.vn to update information about the H5 lightning loan application!
App H5 What is Lightning Loan?
App H5 Lightning loan is a very popular online loan application today. Loans of this application are proposed from 1 to 10 million VND, loan packages are clearly shown with limits, interest rates and payment terms. Along with that, the disbursement time is fast, helping customers using H5 Lightning Loan easily join.
App loan review H5 Lightning loan
H5 lightning loan is currently a form of loan that many customers are interested in. Let's take a look at the advantages and disadvantages of this form to see why.
Advantages
When choosing a loan package with their own needs at H5 Lightning Loan, customers will receive the following benefits:
- Apply for a loan online quickly via electronic devices such as phones, laptops, computers, etc.
- Simple loan application, just need CCCD or ID card.
- Do not keep original documents and records of customers.
- No proof of income, paperwork or insurance is required to guarantee.
- Customer support nationwide, 24/7.
- Commitment to confidentiality of customer information.
- Diverse payment methods, convenient for customers.
Limit
In addition to the advantages mentioned above, the application of H5 Loan lightning has the following limitations:
- Compared to the loan packages of banks in the market, H5 Lightning loan has a higher interest rate.
- The loan limit is only 10 million VND, quite low compared to the needs of many people today.
- Penalty fee for late payment is higher than the common ground.
Interest rate, limit and installment time information App H5 Lightning loan
H5 loan application Lightning loan has many advantages in terms of limits and terms, specifically as follows:
Level
Although the policy of H5 Lightning loan offers a limit from 1 to a maximum of 10 million VND, but for first time borrowers on the application, the maximum loan is only 4 million VND.
Period
App H5 Lightning loan has a flexible loan term policy, from 91 days to 180 days depending on the customer's loan package.
Interest rate
According to the regulations of App H5 Lightning loan, the interest rate for loan packages is from 21.9%/year to 24%/year.
Loan example
- Customers borrow VND 4 million with an interest rate of 24%/year, within 6 months (180 days).
- The monthly interest rate payable is 2%, the total interest rate is 12% for the loan package
- The total value of the loan that customers have to repay to H5 Lightning Loan is: 6 + (6×12%) = 6.72 million VND
See more: CashBerry Loans
Conditions for online loans App H5 Lightning loan
To be able to borrow money at App H5 Lightning Loan, customers need to meet the following necessary conditions:
- Be a Vietnamese citizen between the ages of 18 and 60.
- Valid ID card or CCCD.
- Phone number in use, owner.
- Vietnamese nationality, living and working in Vietnam.
- Have a stable job and income.
- Have a main bank account.
Instructions to apply for an online loan on H5 Lightning Loan
- Step 1: Visit the website of H5 Loan Lightning.
- Step 2: Hover your mouse on the item "Loan money online" and then click on the item "H5 borrow money".
- Step 3: Select the desired loan and interest rate, then click on the corresponding “Apply for a loan” section.
- Step 4: Fill in all the information required by H5 Loan lightning.
- Step 5: Provide a personal portrait, two-sided image of the owner's ID card or CCCD.
- Step 6: You have successfully applied for a loan. After the application is approved, the money will be disbursed to your bank account.
How to pay the loan H5 Lightning loan
Loan App H5 Lightning loan has a variety of payment methods, making it easy for you to pay and avoid penalties when overdue:
- Payment through 3rd party collection: VNPost, Viettel Post, Payoo,...
- Payment via e-wallet: Momo, VNPay, Zalo Pay, ...
- Payment via Internet Banking of banks.
Note when borrowing money online with the app H5 Lightning loan
Information about H5 loans has been provided through the upper part of the article. However, there are a few things you need to keep in mind to get a loan approved.
- Provide complete and accurate personal information.
- Based on your ability, personal income, you choose the appropriate limit and interest rate. Avoid defaulting and becoming a financial bad debt.
- In order to avoid unnecessary risks, customers need to carefully learn about the loan provider, interest rates, incurred fees, limits, terms and terms in the loan contract.
- Pay the loan on time as required, avoiding late payment penalty costs.
Some frequently asked questions
App H5 Is Lightning Loan a scam?
The publisher of App H5 Lightning loan has been licensed to operate, the license is granted by the Department of Planning and Investment of Ho Chi Minh City. Therefore, everything at this application is transparent, clear and legal. So there is absolutely no sign of fraud when customers borrow money at H5 Loan lightning.
Does App H5 Lightning loan support bad debt customers?
Corresponding to the customer's status of any bad debt group, H5 Lightning Loan will provide a suitable loan package. Cases of bad debt, overdue debt, outstanding debt can all be supported.
Borrow money on App H5 Is it okay to borrow lightning without paying?
When customers show signs of not wanting to pay for their loan at H5 Lightning Loan, they will be recovered according to the following process:
- Loan providers will constantly call you, information relatives, friends have provided to urge loan recovery.
- The customer will be fined an overdue interest fee according to the terms of the loan application contract.
- Customers will be prosecuted for criminal responsibility for the crime of “Abusing trust to appropriate property.
How much is the Hotline App H5 Loan lightning?
- The hotline number of H5 Lightning Loan is: 028 7105 0088. In addition, customers can contact H5 Lightning Loan through the following information:
- Company: MICROWISH . Pawn Service Co., Ltd
- Address: 159 Le Duan, Ben Nghe Ward, District 1, HCMC
- Website: http://www.first-vay.com/
- Fanpage: Lightning Loan - Quick Loan
Conclusion
With the information given, Banktop hopes you can clearly understand about App H5 Borrow lightning information, interest rates, limits, terms, etc. If you still have questions, please visit our "News" section to find the answers.
The article was edited by: Banktop.vn
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