What should I invest with 3 billion?

What should I invest with 3 billion? With a capital of 3 billion VND is not a small amount, so investing everywhere makes investors think a lot. Should I put money in one channel or "split eggs into many baskets"? Let's go together today tintucbatdongsanviet Find out what is the most effective and promising investment channel to pour capital in 2022!

Bank savings

For those who have a low risk appetite and don't know what to invest with 3 billion, a bank savings account can be a safe choice. This is a form of investment that "makes sure to wear durable" with the level of risk can be said to be extremely low. Normally, the bank's savings interest rate will range from 5-7%/year. Thus, with a capital of 3 billion, you can get a profit of 150 million - 210 million per year. With this amount of interest, you can completely spend it for life without affecting the principal amount.

However, in terms of investment, this is just a form of keeping money. It does not make you as profitable as you would like. It is for that reason that many investors have chosen to invest in stocks, forex or even real estate instead of saving in a bank.

If you want to save money to keep money, you should only deposit 1 billion to protect your money later. The rest, you should engage in investment or business to generate more income.

Stock investment

For investors who love taking risks, the stock market is an investment channel not to be missed. This is known as a game that requires brains, calculations and a broad understanding of the market. If you have the right analysis then finding huge profits from this market is completely easy. However, it is only suitable for experienced investors. And if you are a newbie, the possibility of loss is very high.

Stock investment

To invest in stocks effectively, you need to be equipped with many skills, knowledge as well as understanding and market research. Besides, you should learn and discover reputable stock exchanges to ensure safety during the investment process.

Therefore, if you are a newcomer to the market, have no experience and wonder what 3 billion to invest, it is safer to find investment funds. The fund management organization will optimize the amount of capital in the investment fund, allocating a diversified portfolio. This will help increase profits and reduce risks for investors.

What should I invest with 3 billion? – Real estate investment

In the current context, real estate is still a relatively safe investment channel. Because according to the Vietnamese concept, the land does not generate more and the population still increases. So the land will never depreciate.

However, nowadays to invest in real estate will require you to have a large amount of capital. The transaction value of real estate is generally quite high. In many places, the number is approximately several billion dong. In particular, the recent land fever has caused land prices to escalate, both in the central and suburban areas. The price is high but the liquidity is lower because the trading process takes a long time. In addition, it is also related to legal documents and procedures.

Real estate investment

Vietnam's real estate market is characterized by the fact that prices usually only increase over the years, but rarely decrease. Therefore, if investors know how to see the market and have investment experience, they will definitely earn good profits.

So what should 3 billion invest? With 3 billion VND at this time, it will be difficult for investors to buy real estate in major city center areas. Instead, you can redirect to suburban areas. These places are assessed as having a lot of potential in the future.

Invest virtual money

Virtual currency (or digital currency) is an unregulated digital currency. They are released and are usually controlled by its developers. Concurrency is used and accepted among members of a particular virtual community.

Currently, the craze for virtual currency is attracting a lot of attention. Most of the virtual currencies are based on blockchain technology (block chain). Virtual currencies are not created by financial institutions or governments like gold or money. They are born and developed based on algorithmic platforms. It is possible to create virtual currency units by trading coins, mining coins.

Invest virtual money

So is investing in virtual money a piece to the question What should 3 billion invest? With this form of investment, it is easy to make transfers and receive virtual money immediately without having to go through a 3rd party intermediary. However, this form of virtual currency investment contains great risks. among the current investment channels. In Vietnam, virtual currency is still not considered a legal currency and payment channel by the Government. Moreover, there are many “ghost” exchanges that use tricks to lure new investors. Many virtual currencies have almost no value or appear to be fraudulent.

What 3 billion investment? – Invest in gold

In Vietnam as well as many countries in Asia, special preference is given to the form of savings and investment through gold trading and exchange. According to economic experts, the current gold investment channel is experiencing strong fluctuations in the Vietnamese market as well as the world. Accordingly, the world gold market once reached 2,200 USD/oz. After that, it dropped above $1,600/oz, so it is difficult to predict.

3 billion gold investment

Meanwhile, in Vietnam's gold market, although not as volatile as the world market. But the gold price difference between these two markets is still over 7-8 million VND/tael. It is unusual for the domestic gold price to differ from the world price by 8 million dong/tael.

The current phenomenon of gold price difference will create great risks for investors as well as people. Especially when the world and Vietnam have started to deploy Covid-19 vaccine, the epidemic situation will be controlled. At this time, gold will no longer be a safe haven for investors.

General outlook of investment channels in 2022

It is forecasted that Vietnam's economy in 2022 may grow at 6.5 - 7%. This will happen if Vietnam does well in epidemic prevention. Simultaneously recovering and developing socio-economic. This level is better than the target set by the National Assembly and the Government for 2022 with GDP growth of about 6.6%.

Inflation will also increase quite quickly. Average CPI is forecasted to increase by 3.5 - 3.8%. This figure is taking into account the impact of the Economic Recovery Program implementation. However, this is still under control. At the same time, below the target threshold set by the National Assembly and the Government. Specifically about 4%.

With these optimistic signals, investment demand in 2022 is forecasted to tend to increase. Accordingly, among investment channels, securities, real estate, and digital currency will continue to be interested and prosper. But there are also many potential risks.