The latest way to transfer money outside of vietcombank today - Insurance Finances

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Transferring money from Vietcombank to another bank is a daily need of Vietcombank customers. Vietcombank has 4 ways to transfer money to another bank.

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Vietcombank is one of the most prestigious banks today. In particular, this is a bank trusted by many customers because of the preferential policies that this bank offers. This bank provides customers with money transfer services of the same system and money transfer from other systems and can choose to transfer money quickly or transfer normally.

So How to transfer money from Vietcombank to another bank? Please refer to the article below!

Content

Vietcombank money transfer service

Vietcombank money transfer service

Ways of money transfer

• Current money transfer: allows customers to transfer money to another system or bank at the moment.
• Future money transfer: allows customers to place transaction orders with the payment date being a specified date in the future.
• Recurring money transfer: allows customers to make transaction orders with payment date according to a certain cycle (day/week/month).

General Note

• Currency used (VND).
• In case customers want to transfer foreign currency, Vietcombank will convert to foreign currency and customers can pay in VND.

How to transfer money from money transfer outside Vietcombank

Transfer money outside Vietcombank at the bank

Transfer VCB money to another bank at the bank

People can make money transfers to other banks at bank branches by:

• Cash transfer to bank account number received at Vietcombank branch or other bank
• Making account deductions – Payment authorization at Vietcombank counters

When doing at the bank, the most important thing to note is:

Recipient's STK + Recipient's name + Receiving branch bank

Here are 3 information that requires accuracy. Quick and convenient, but depends a lot on the bank's working time, people can only do it during office hours.

Transfer money via ATM

Transfer money via ATM

• Step 1: Choose the nearest Vietcombank ATM to you.
• Step 2: Insert the card into the ATM and select Vietnamese.
• Step 3: Enter the pin code.
• Step 4: Select the transfer order according to the function keys of the ATM
• Step 5: Perform the transfer operations including: Select beneficiary Vietinbank account, fill in Vietinbank account holder information (account name and number), enter transfer amount, confirm beneficiary information) and press OK.
• Step 6: Receive a notification that you have successfully transferred money from the ATM and withdraw your card.

Transfer money outside vietcombank via Internet Banking

• Step 1: Visit website: vietcombank.com.vn
• Step 2: Log in to VCB-iBanking online by entering the same information as registered at the bank.
• Step 3: Select the command “Money Transfer” in the Menu bar.
• Step 4: Continue to select "Transfer money to the beneficiary at another bank"
• Step 5: Conduct money transfer operations according to regulations, specifically:
  • Select the desired method of money transfer via card/account number.
  • Enter the sender's name and account number.
  • Enter beneficiary information including name, account number, beneficiary bank is Vietinbank. Enter the correct account number to avoid money loss.
  • Fill in the money transfer transaction information including the amount, content and transaction fee.
• Step 6: Click “Confirm”.
• Step 7: Enter the OTP sent to your phone, double check the transaction information and press "Confirm".
• Step 8: Receive a confirmation of successful money transfer.

Transfer money other than Vietcombank via e-wallet

E-wallets are a modern and fast form of payment today that doesn't need cash with just a few simple steps. Not only fast payment of shopping bills, but e-wallets can also transfer money to other banks.

People can download e-wallets such as: Vn pay, Air pay, Viettcl Pay, zalo Pay, Momo and then link the bank account with the e-wallet. To make a money transfer, people deposit money into their wallet and then make a money transfer according to the instructions.

There are many ways to deposit money into the wallet today, such as: Top up from a bank account, top up at transaction points and pay via scratch cards. Then make a money transfer from the e-wallet to any bank account.

Transfer money via Mobile Banking application

Transfer money through Internet Banking

• Step 1: Download Vietcombank Mobile Banking application on App Store or CH Play.
• Step 2: Log in to the account with the correct phone number and password registered at Vietcombank.
• Step 3: Select the command “Transfer money” on the function menu.
• Step 4: Next, select the command "Transfer money to another bank via account" in the money transfer transaction.
• Step 5: Fill in the required information, including:
  • Beneficiary information (Name and account number).
  • Select the bank name Vietinbank
  • Money transfer transaction information includes: Amount, content and transaction fee.
• Step 6: Click “Continue”
• Step 7: Enter the OTP confirmation code that the bank sends to your phone. Then press “Continue”.
• Step 8: Notice of successful money transfer.

How long does it take to transfer money from Vietcombank to another bank?

The time to transfer money between Vietcombank and another bank depends on the form in which you make the transaction. If you go directly to the bank, it will take time to enter information and check the system. Usually, it will take 3-6 hours for the new money to arrive in the account. In case of network congestion or problems, it may take longer.

Other fees when using VietcomBank ATM card

In addition to the card maintenance fee, the card service fees are also a question asked by many customers. Therefore, card service fees include the following main categories:

Domestic debit card service fee

Card issuance fee	Account management fee		Transaction fee
		Interbank money transfer	Transfer money in Vietcombank system	Withdraw money in Vietcombank ATM system	Withdraw money outside Vietcombank ATM system
50,000 VND	Do not apply	– 7,700 VND/transaction under 10 million VND– 0.022% of transaction value/transaction over 10 million VND	3,300 VND/ transaction	1,100 VND/transaction	3,300 VND/transaction

Table 1: Domestic debit card service fee

VietcomBank international debit card service fee

Service fee/Card types	Vietcombank Visa Platinum	Vietcombank Connect 24 Visa	Vietcombank MasterCardVietcombank UnionPay	Vietcombank Cashback Plus American Express
Issuance fee	Free	50,000 won	50,000 won	Free
Account management fee/month	30,000 won	5,000 won	5,000 won	5,000 won
Interbank money transfer fee	– 7,700 VND/transaction under 10 million VND– 0.022% of transaction value/transaction over 10 million VND
Cash withdrawal fee in VietcomBank system	Free	1,100	1,100	1,100
Transfer fee in VietcomBank system	3,300	3,300	3,300	3,300
Cash withdrawal fee outside VietcomBank system within Vietnam territory	10,000 won	10,000 won	10,000 won	10,000 won
Fee for cash withdrawal outside VietcomBank system outside Vietnam territory	4% / transaction	4% / transaction	4% / transaction	4% / transaction
Currency conversion fee	2.5% transaction value	2.5% transaction value	2.5% transaction value	2.5% transaction value

Table 2: VietcomBank international debit card service fees

VietcomBank international credit card service fee

Service charge	Vietcombank Visa/ MasterCard/ JCB/ UnionPay	Vietcombank Visa Platinum	Vietcombank American Express	Vietcombank Vietnam Airlines Platinum American Express
Issuance fee	50,000 VND/card	50,000 VND/card	50,000 VND/card	50,000 VND/card
Account management fee/card/year	Gold Class Main Card 200,000 Supplementary Cards 100,000 Standard Class Main Cards 100,000 Supplementary Cards 50,000 VND	Main card 800,000 Supplementary card 500,000 VND	Gold tier Primary card 400,000 Supplementary card 200,000 Blue tier Main card 200,000 Supplementary card 100,000	Main card 800,000 Supplementary card 500,000 VND
Credit limit change fee	50,000 /time	Free	Free	50,000 /time
Cash withdrawal fee (/transaction amount)	4%	4%	4%	4%
Currency conversion fee (/transaction amount)	2.5%	2.5%	2.5%	2.5%
Credit limit fee	8 - 15%/year	8 - 15%/year	8 - 15%/year	8 - 15%/year

Table 3: VietcomBank international credit card service fees

Above are the answers to how to transfer money from Vietcombank to another bank. Understanding the service fees that VietcomBank is applying will help customers be more proactive in transactions.

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