Instructions for withdrawing money by quick QR code at ATM without card

Today's smart phones in addition to making calls are also integrated with many useful features. In which, it is impossible not to mention the features withdraw money by QR code without a card. All you need is a smartphone with a pre-installed banking app.

Refer to the instructions for withdrawing money with QR code right below.

What is QR code withdrawal?

Withdrawal by QR code is a new form of cardless withdrawal developed by banks to bring modern and novel experiences to users. This is the solution expected by banks to solve the problem of converting magnetic cards to chip cards.

To withdraw money by QR code, customers only need to operate through the banking app pre-installed on the phone. At ATMs, customers just need to click on the QR code scan button to receive the code, then use the bank's app to scan the code.

Withdrawal by QR code is widely applied in many banks such as TPBank, VietcomBank, VietinBank, BIDV SacomBank...

What are the advantages of QR code withdrawal?

Withdrawing money by QR code brings many benefits to users such as:

It is possible to withdraw money without an ATM card, without carrying a physical card.

In case your card is broken or lost, you can still withdraw money.

Safe, avoid the case of information being copied when using the card.

The transaction time is shortened, the withdrawal procedure is simple and fast.

It is possible to send money to people who do not have a bank account with a transaction code.

How to withdraw money by QR code at some banks' ATMs without a card

Currently, many banks have deployed the service of withdrawing money by QR code at ATMs without using a card. The following is a detailed QR code withdrawal method for each bank that you can refer to.

Withdraw money by QR code at Sacombank

Steps to withdraw money by QR code at Sacombank:

Step 1: Download and log in to Sacombank Pay app on mobile phone, then select Quick access feature => QR code.

Step 2: On the ATM screen, press the number 9 key and then select Withdraw QR.

Step 3: Bring your phone camera to scan the code on the ATM screen and then click Done.

Step 4: You select or enter the amount to withdraw on the ATM.

Step 5: Enter your card's PIN and receive money from the ATM's pay slot.

Withdraw money by QR code at BIDV

Step 1: Log in to BIDV Smart Banking application on mobile phone, then select the feature Withdraw money by QR code.

Step 2: On the ATM screen, select Withdraw with QR code, then the ATM screen will display a QR code.

Step 3: You bring the phone camera to the QR code area on the BIDV ATM to initiate the transaction.

Step 4: At the Transaction confirmation screen on the application, you enter the withdrawal information such as:

card type

Card number

Withdrawal account

Amount to withdraw

Then, to confirm the transaction, press Continue.

Step 5: The application screen will display the transaction results, you proceed to receive money and complete the transaction.

Withdraw money by QR code at Vietinbank

Steps to withdraw money by QR code at Vietinbank:

Step 1: Log in to VietinBank iPay mobile app, then select QR Pay feature.

Step 2: On the ATM screen, you choose Withdraw money by QR / QR code, then the screen will display a QR code.

Step 3: Bring the phone camera to the QR code area on the Vietinbank ATM. After successful scanning, the iPay app will display a QR code withdrawal from the default debit card.

Step 4: Enter your card's PIN on the ATM screen.

Step 5: On the ATM screen, select or enter the amount to withdraw, then receive the money and finish the transaction.

Withdraw money by QR code at Vietcombank

Steps to withdraw money by QR code at Vietcombank:

Step 1: Log in to Vietcombank mobile phone app, then select QR Pay feature.

Step 2: On the ATM screen, you choose Withdraw money by QR / QR code, then the screen will display a QR code.

Step 3: Bring the phone camera to the area containing the QR code on the VietcomBank ATM. After successful scanning, select the card source, withdrawal amount and click confirm transaction.

Step 4: Enter your card's PIN on the ATM screen.

Step 5: The system checks if the PIN is correct then you will receive the money and end the transaction.

Find out the details of the fastest way to withdraw money with Vietcombank QR code

Withdraw money by ACB bank QR code

Step 1: Log in to the ACB mobile phone application, then in the Card section, select the Withdrawal feature without a card.

Step 2: Then you enter all the information including:

ID/CCCD/Passport

Amount to withdraw and then click Confirm

Step 3: After confirming the information, you will choose 1 of 2 authentication methods: SMS or OTP Safekey.

Step 4: The system will send a message informing the withdrawal code (including the first 4 digits and the last 4 digits) to the phone number you have linked with the bank. Then you enter the code you have been assigned to the ATM screen.

Step 5: At ACB ATM, you choose Cardless Withdraw, then enter:

Withdrawal code: consists of 8 digits sent text message to mobile number.

Amount to withdraw: exactly the amount entered on the app at first.

Last 4 digits of the phone number you linked to the bank.

Finally, click Agree.

Step 6: Enter the verification code provided on the ATM screen, click Agree to finish the transaction and receive money.

Withdraw with QR code VPBank

Withdrawal steps with VPBank QR code:

Step 1: Log in to VPBank NEO mobile phone app, then select QR Pay feature.

Step 2: Press the number 9 key on the ATM screen and select the QR Code icon.

Step 3: Put the camera on the ATM screen containing the QR code to scan the code. After successfully scanning the code, select the card source, withdrawal amount and then click confirm transaction.

Step 4: Enter card PIN and receive money.

Withdraw money by QR code Techcombank

Step 1: Log in to the F@st mobile app on your phone and select Withdraw.

Step 2: At the Withdrawal screen at Techcombank ATM, you choose:

From: Is the transfer account (default is the account registered for mobile banking)

To: Default is the phone number that the customer has registered with Techcombank.

You choose the amount to withdraw, then click Make and Verify the transaction.

Step 3: After the transaction is done, the phone screen will display a 6-digit transaction code.

You need to remember this code to be able to make cardless withdrawals at Techcombank ATMs.

If you accidentally forget this code, go to the query section to get the number back.

Step 4: At Techcombank ATM, you enter the money transfer code that has been issued and the amount to be withdrawn (transaction value matches on F@st i-Bank).

Step 5: Enter the authentication code into the ATM.

Step 6: Receive money and close the transaction.

Withdraw money by MBBank QR code

Withdrawal steps with MBBank QR code:

Step 1: Log in to MBBank mobile phone app, then select ATM withdrawal with secret code. Then on the app interface, the system will display the withdrawal code.

Step 2: On the ATM screen, select Withdraw App, then enter the withdrawal code, the amount to withdraw and authenticate by OTP.

Step 3: 3-factor authentication system: Secret code, amount to withdraw, OTP verification code is correct, you will receive money and end the transaction.

Withdraw money by TPBank QR code

Withdrawal steps by TPBank QR code:

Step 1: Log in to TPBank Mobile application on mobile phone, then select Scan QR & QR Pay feature.

Step 2: On the ATM screen, press the number 9 key or select the icon to withdraw money by QR code.

Step 3: You bring your phone camera to scan the QR code area on the ATM. Then select the card source, the amount to withdraw and confirm the transaction.

Step 4: Enter your card's PIN on the ATM screen.

Step 5: PIN code is correct then you will receive the money and end the transaction.

Withdraw money by QR code Agribank

Step 1: Log in to the Agribank E-mobile banking application on your mobile phone, then select the QR Pay feature.

Step 2: On the ATM screen, click the Cardless function button and then select Withdraw by code.

Step 3: You bring your phone camera to scan the QR code area on the ATM. You will then enter the withdrawal code, withdrawal amount and confirm the transaction.

Step 4: PIN code is correct then you will receive the money and end the transaction.

Is it safe to withdraw money by QR code without ATM card?

Withdrawal by QR code is safe and more secure than the ATM card withdrawal method.

To withdraw money by QR code, you need to register an account, login, password, Face ID, fingerprint, OTP code, so the security is absolutely guaranteed.

There have been no cases of complaints being scammed by QR code withdrawals.

Is there a fee to withdraw money by QR code at an ATM?

Normally, the fee for withdrawing by QR code will be equal to the fee for withdrawing by physical card. You can refer to the QR code withdrawal fee schedule through the following table:

Bank	Charges
Techcombank	1,100 VND
Vietcombank	1,100 VND
VietinBank	1,100 VND
BIDV	1,100 VND
Sacombank	1,100 VND
MBBank	Free
Agribank	1,100 VND
VPBank	Free
TPBank	Free
ACB	1,000 VND
East Asia	Free

Can I withdraw money with a different QR code than a bank ATM?

You can only make withdrawals by QR code at the host bank because each bank's ATM will be programmed with a separate system. Therefore, you cannot withdraw money by ATMs other than banks.

Find out which banks can Vietcombank transfer money to?

Note when withdrawing by QR code

When withdrawing money by QR code, you need to pay attention to the following issues:

Only banks that support can withdraw money by QR code and can only withdraw at ATM of the host bank.

The issued withdrawal code is only valid for a certain time.

If you enter the wrong code more than 3 times, the money may be blocked and your account will be automatically refunded.

ATM withdrawal amount must be equal to the amount set on the QR code generator app.

The withdrawal limit by QR code will depend on the bank and the type of card you are using.

Conclude

Above, Banktop has guided you in detail how to withdraw money by QR code at popular banks that support this form today. With the convenience, convenience and security that QR codes bring, withdrawing money by QR is gradually becoming a trend of the present and in the future to be replicated more and more.

Information edited by Banktop.vn