Instructions for withdrawing money by Vietcombank QR code without card

From June 20, 2020, Vietcombank officially launched the QR code withdrawal service. This is a new way to withdraw money that makes the withdrawal process faster and more convenient than ever. Because this form is quite new, many people do not know it how to withdraw money by Vietcombank QR code how.

Here, Banktop will guide you in detail on how to withdraw money very simply without using this card.

What is Vietcombank QR code withdrawal?

Withdrawing money by Vietcombank QR code is a new form of withdrawal without the need for a physical ATM card of Vietcombank. When making a withdrawal at an ATM, customers only need to use a smartphone with a banking app to download and scan the code to quickly receive money.

With this withdrawal method, customers can easily withdraw money at Vietcombank ATM systems without using a card. Only applicable for Vietcombank debit card. This form will be done through Vietcombank Digibank application and transaction at Vietcombank ATM.

Tutorial how to withdraw money by QR code banks

Benefits of withdrawing money by Vietcombank QR code

Withdrawing money with Vietcombank QR code will make the transaction faster and bring many great benefits as follows:

Limit the situation of being stolen or appropriating money when withdrawing money at ATM. Because there are currently a lot of people snooping around to see the PIN code and steal money.

Shorten the withdrawal steps and waiting time when withdrawing.

Compared with the traditional withdrawal method, the withdrawal fee by QR code will be lower.

It is still possible to withdraw money in case you forget your card or lose it or your card is damaged or broken.

Instructions for withdrawing money by Vietcombank QR code

Here are detailed instructions on how to withdraw money by Vietcombank QR code, but it requires you to register to use Mobile Banking or Internet Banking and install VCB Digibank application on your phone.

Create PIN for cards on VCB Digibank

Step 1: Open and log in VCB Digibank application on mobile phone. Then click Manage card services => Other card services => Create new / Change PIN.

Step 2: Select the type of card you want to create a PIN code as “Debit card”.

Step 3: Enter the new PIN and then re-enter it, then tick “I have read, understand, agree and commit…” and then click “Continue”.

Step 4: Select the authentication method by Smart OTP or SMS OTP and then press “Confirm“.

Step 5: Enter the correct authentication code, then the system will notify the successful PIN generation.

Withdraw money by QR code at Vietcombank ATM

Step 1: Go to the nearest Vietcombank ATM, at the ATM screen click "Withdraw cash by QR code".

Step 2: Then log in to VCB Digibank application, at the section "Manage card services" select "Withdraw money by QR code".

Step 3: Put the phone's camera in front of the ATM screen in the area containing the QR code, the system will automatically scan the code.

Step 4: At the VCB Digibank application screen, you choose: Type of card used to withdraw money, amount and then click confirm.

Step 5: Enter the newly created PIN into the ATM and then press OK.

Step 6: The system will automatically confirm the PIN, if the PIN is correct, the customer will receive the money according to the transaction request.

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Video on how to withdraw money with Vietcombank QR Code

If you still do not understand clearly how to withdraw money with Vietcombank QR code, you can follow the following video instructions to better visualize the withdrawal process.

Vietcombank QR code withdrawal limit

The withdrawal limit by Vietcombank QR code will depend on the type of card you are using. This limit is the maximum and minimum amount that you can withdraw in 1 time and in 1 day. If the withdrawal limit is exceeded, the transaction will not be executed.

Minimum withdrawal limit: 20,000 VND/transaction

Vietcombank card standard class card

One-time withdrawal limit: 5 million.

1 day withdrawal limit: 50 million VND

Vietcombank Gold Card

One-time withdrawal limit: 5 million.

1 day withdrawal limit: 75 million VND

Special class Vietcombank card

One-time withdrawal limit: 5 million.

1 day withdrawal limit: 100 million.

Is there any fee for withdrawing money by Vietcombank QR code?

Withdrawal by Vietcombank QR code is a fee-based service. This fee is calculated according to the regulations on ATM cash withdrawal fees at Vietcombank. Specifically, the fee is 1,100 VND / transaction and the maximum withdrawal limit in 1 time is 5 million VND, the maximum 1 day is 100 million.

Is it safe to withdraw money with Vietcombank QR code?

Many customers withdrawing money with a QR code at an ATM for the first time are worried about whether the transaction is safe or not. In fact, withdrawing money with QR codes is safer than withdrawing with regular ATM cards, because:

QR is a 2-dimensional barcode that contains a lot of information in a highly encoded form. Thereby making the authentication of cardholder information safer and more secure. 2 layers of security here are the login account on the VCB application and the card's PIN.

When withdrawing money by QR code, you will need to authenticate with OTP code, password ...

Withdrawal is done on VCB Digibank application and ATM at the same time. Thanks to that, absolute information is guaranteed when transacting.

Where can I withdraw money with Vietcombank QR code?

You can withdraw money with Vietcombank QR code at all ATMs nationwide. Withdrawal by QR cannot be done at ATMs other than banks. You can refer to the location of Vietcombank ATM at this.

Reasons for not being able to withdraw money from Vietcombank by QR code

In some cases, Vietcombank cannot withdraw money by QR code, it may be due to some of the following reasons:

The ATM is faulty or under maintenance.

The feature of withdrawing money by QR code at ATM or on VCB Digibank application is faulty or under maintenance.

The withdrawal amount on the ATM does not match the amount set on the VCB Digibank application.

The balance in the account is not enough to make a withdrawal.

Note when withdrawing money with Vietcombank QR code

To make the withdrawal process fast and convenient, you need to know some of the following notes:

Need to register to use Vietcombank Digibank service and application.

Withdrawal transactions can only be done by QR code at Vietcombank ATMs, other banks' ATMs are not supported.

The phone needs to be connected to the internet to scan the QR code.

Vietcombank ATM PIN is required, if entered incorrectly 3 times, the card will be blocked.

Pay attention to the minimum and maximum limits when withdrawing, the new transaction will be executed.

Conclude

So above, Banktop has instructed you in detail how to withdraw money with Vietcombank QR code. With this withdrawal method, you will easily withdraw money even if the card is damaged or lost. Hopefully the article will help you understand how to withdraw money, the benefits and safety of withdrawing money with QR codes.

Information edited by Banktop.vn