Advertisement
Update how to look up BIDV's annual fee account number below to help customers know the monthly cost to pay when using BIDV banking services.
BIDV is one of the largest commercial joint stock banks in Vietnam, so BIDV owns a large number of customers. In addition to loan, investment, insurance services, etc., BIDV's ATM card products are also interested by many customers.
So, do customers using BIDV cards know how to look up the annual fee account number? Let's open a card with Alo to refer to the article below.
Content
What is an annual fee account?
Annual fee is the annual amount that customers have to pay to the bank as a fee to maintain the features of a certain service. However, it is usually applied to customers who use card products and transact with a payment account (because a savings account cannot be used for transactions).
Credit card annual fees are usually much higher than other cards. The bank only charges your card an annual fee when the credit card is activated.
What is BIDV Smart banking?
BIDV Smart banking is known as a banking service on mobile phones. Through this smart application, customers can directly perform transactions such as transferring, receiving money, booking air tickets, etc. right on their mobile phones.
To use BIDV Smart banking, customers must be a mobile phone subscriber associated with SMS Banking service at BIDV. And access the application to download the application to your device.
What is BIDV Smart banking annual fee account?
BIDV Smart banking annual fee account is a card account that Bidv bank will deduct every year to ensure that everyone's bank card features always work with the best features that the bank has.
For many convenient services such as money transfer, deposit, account inquiry, it is impossible for any bank to free all such services, but customers must pay money to maintain these services. there. For those of you who forgot your BIDV annual fee account, the fastest way to get it back.
Features of BIDV Smart banking service
Almost every customer has BIDV Smart banking application in their phone, also because the application has convenient features that make financial transactions more and more quick and easy, for example:
- Through BIDV Smart banking, customers can transfer and receive money anywhere, anytime you want.
- Top up Mobifone, Vinaphone and Viettel phones, .. with just a few clicks.
- Pay all kinds of fees such as: postpaid mobile phone, ADSL, postpaid phone, landline phone, telephone...
- Check account balance and payment deposit at BIDV bank.
- Query financial transaction history (current deposit account) BIDV without going to the bank.
- In addition, it is also possible to pay credit cards, online savings, interest rates, look up foreign exchange rates, etc.
- Besides, BIDV Smart banking also has the function to lock the card, open the card, register the card to cancel the card, install, change the password ...
Is it safe to transact on BIDV Smart banking?
When transacting on BIDV Smart banking, people can be completely assured by multi-layered security such as:
- Use the password of BIDV Smart banking as a security layer
- When the customer uses the transaction service, the bank will send an OTP code with a one-time password to the transaction screen or via text message to the phone sim registered for the service.
- Customers cannot access with other phones, but only using a single smartphone
- Security with a phone password set by the user
Instructions to register for BIDV Smart banking service
How to register for BIDV Smart banking service
Here are 3 ways that customers can choose to register for BIDV Smart banking service
- Option 1: Go to the nearest BIDV transaction point to register
- Method 2: On the BIDV Smart banking application, customers can register online (however, this method only applies to customers who have successfully downloaded the BIDV Smart banking application on their mobile phones, or customers who have used the BIDV Smart banking application). BIDV online/Bankplus service)
Register for BIDV Smart banking service
- Method 3: At the link htpp://ebank.bidv.com.vn/DKNHDT (but only applicable to customers who already have accounts at BIDV)
Conditions for using BIDV Smart banking service
You need to install the application if you want to use non-financial features and utilities, before agreeing to use, you need to carefully read the terms and conditions of using BIDV Smart banking service.
You need to have a payment account opened at BIDV if you want to use financial features, and you need to install the application and agree to the terms and conditions of using BIDV Smart banking service.
How to use BIDV Smart banking
Before performing transactions after being granted an account with a password, the customer must log in and change the password. After completing, customers can perform transactions such as: transfer money, top up phone, pay bills, send money online, online lucky money, shop online...
Fee schedule for using BIDV Smart banking service
Service | Charges |
A. Service registration and maintenance fee | |
Fees for renewal and re-issuance of security devices | Free |
SMS Token | Free |
Annual fees | Free |
B. Transaction fee | |
Transfer between customer accounts | Free |
Transfer money to beneficiaries at BIDV | |
1. Under 10,000 VND | Free |
2. From 30 million VND or less | 1,000 VND/dish |
3. Over 30 million VND | 0.01% of the transfer amountMaximum 9,000 VND/item |
Transfer to beneficiary at another bank | |
1. From 10 million VND or less | 7,000 VND/dish |
2. Over 10 million VND | 0.02% of the amount transferred. Minimum 10,000 VND/dish, maximum 50,000 VND |
Bill payment service | |
Electricity bill payment | Free |
Other bill payment services | Free |
BIDV Smart banking transaction limit
Service pack | Maximum limit/transaction | Maximum limit/day | Limit of times |
Financial package | |||
Term Deposit Online | |||
1. Deposit and withdraw time savings (VND) | 5,000,000,000 VND | 5,000,000,000 VND | 20 |
2. Deposit and withdraw term savings (USD) | 250,000 won | 250,000 won | 20 |
3.Deposit, withdraw time savings (EUR) | 250,000 won | 250,000 won | 20 |
BIDV internal transfer | |||
Internal transfer of BIDV with account holder | 500,000,000 VND | 500,000,000 VND | 100 |
Internal transfer of BIDV from other account holders to a domestic debit card | 150,000,000 VND | 250,000,000 VND | 100 |
Internal transfer of BIDV from another account holder to the account number | 150,000,000 VND | 250,000,000 VND | 100 |
Charity money transfer | |||
1. Charity money transfer in BIDV | 150,000,000 VND | 250,000,000 VND | 100 |
2. Charity money transfer outside of BIDV | 150,000,000 VND | 250,000,000 VND | 100 |
Transfer money outside BIDV system | |||
1. Domestic money transfer | 50,000,000 VND | 250,000,000 VND | ten |
2. Quick money transfer 24/7 | 50,000,000 VND | 250,000,000 VND | ten |
Pay the bill | |||
1. Insurance collection | 100,000,000 VND | 100,000,000 VND | 20 |
2. Buy a plane ticket | 100,000,000 VND | 100,000,000 VND | 20 |
3. Postpaid Payment | 100,000,000 VND | 100,000,000 VND | 20 |
4. Buy insurance | 100,000,000 VND | 100,000,000 VND | 20 |
5. Pay upfront | 500,000 won | 500,000,000 VND | 20 |
6. E-wallet deposit | 100,000,000 VND | 100,000,000 VND | 20 |
Bankplus financial package | |||
Term deposit | |||
1. Deposit and withdraw time savings (VND) | 5,000,000,000 VND | 5,000,000,000 VND | 20 |
2. Deposit and withdraw term savings (USD) | 250,000 won | 250,000 won | 20 |
3.Deposit, withdraw time savings (EUR) | 250,000 won | 250,000 won | 20 |
Internal bank transfer | |||
Internal transfer of BIDV from other account holders to a domestic debit card | 30,000,000 VND | 100,000,000 VND | 100 |
Internal transfer of BIDV with account holder | 500,000,000 VND | 500,000,000 VND | 100 |
Hope the above information will help you understand more about BIDV Smart banking annual fee account. Features of BIDV Smart banking service, conditions and how to use the service, fee schedule for using BIDV Smart banking service.
Advertisement
Post a Comment
Post a Comment