Borrowing monthly installments just need ID card and household registration with low interest rate

Borrowing monthly installments just need ID and household registration

Borrowing with monthly installments with just ID and household registration will be an urgent choice for those who are in need of quick money within the day but still ensure low interest rates, the highest loan limit possible.

However, in recent years, the situation of cash loans in general or online loans in particular is growing strongly and leading to countless groups and individuals lending with too high interest rates. So, how borrow money online transfer Please join Founder Nguyen Anh Truc at the website Gocnhintaichinh.com to find out more about the best lenders today.

What is a monthly installment loan?

Similar to the ways of unsecured loans from banks or multi-utility cash loans at financial companies: FE Credit, Mirae asset, HD Saison, etc.

Borrowing monthly installments with just ID and household registration is a special loan program from online credit units with the following features.

1. Advantages

Loan support ranges from 500,000 VND to 15,000,000 VND

Flexible payment time 10 days to 12 months

0% interest rate applies to new borrowers and not more than 20%/year (according to regulations of the State Bank)

Accept customers who have bad debt or have to pay multi-party loans, have refused loan applications

Simplify documents, now you only need to have ID card and household registration and a few steps to fill in information on the web/app, the loan is available in 30 minutes

2. Cons

Although the loan is quick, in terms of transparency, it is still impossible to meet the details like borrowing from a bank or a large financial company.

Loan interest rates for some lenders are still quite high, so customers need to carefully refer to the policy and payment schedule before signing up.

The limit does not exceed 15 million VND / each borrower, in order to optimize the maximum possible limit, only one loan can be borrowed from many different organizations at the same time.

Short-term loan payment time, some parties only allow one-time payment, making it difficult for people who need money to pay for medium and long-term loans.

Instructions for borrowing monthly installments just need ID and household registration.

Borrowing monthly installments just need ID and household registration

After understanding the content or regulations monthly installment loan just cmnd and household registration, here are the things new customers should note before starting to borrow as follows.

1. Loan conditions

The age of online loans is over 18 and under 65 men and 55 women

Living and working in the area supported by the lender

Have a stable monthly income of at least VND 3,000,000

Have a bank account number and an internet-connected phone

Not on the previous app/website blacklist

2. Loan process

Step 1: You can access the link of one of the recommended lending institutions from Gocnhintaichinh.com

Step 2: Fill in your name, phone number, the lender's system will send the OTP to your mobile, you just need to enter the correct confirmation code to go to the next step.

Step 3: Enter full personal and work information as suggested by the system. Next, enter any bank account number, upload your ID card and household book, along with a portrait photo on the web/cash loan app.

Step 4: After completing the registration, the money lender with ID card and household registration starts the automatic appraisal. Customers can rest assured that the process will self-approval without having to call to verify the reference.

Step 5: As soon as the loan application is approved, the borrower will receive a loan granting message without having to meet in person.

What is the interest rate, monthly installment loan payment, just ID and household registration?

Borrowing monthly installments just need ID and household registration

Each borrower will have different regulations on loan interest but still within the maximum 20%/year according to State law. But there will be organizations that aim to provide the best credit service, often applying 0% interest rates for the first registrations of the month or new individual customers at them.

As for the monthly installment loan payment method, you only need cmnd and household registration, you can choose one of the ways below.

Transfer: just need to connect to the bank's internet banking, you have cash available, make a few quick steps to transfer money 24/7 with the borrower's account number, fast payment amount, under the notes enter the correct credit contract code use, successful transaction.

E-wallets: Some lenders can help borrowers easily pay through some famous wallets such as: Momo, VNPay, Zalo Pay, etc. You just need to go to the "installment" category, select the party logo. borrow and fill in the ID number, the e-wallet will suggest loan payment information.

Going to a bank transaction office: one of the "traditional" but extremely effective and accurate payment methods is to go directly to the bank and ask the teller to guide you on how to pay the loan.

Epilogue.

Above all information on how to borrow money with monthly installments just need a cmnd and household registration for newbies who have never had online loan experience. If you need a free consultation from a team of financial experts, do not hesitate to connect with us in the news below!

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